Personal Loan in Kanpur

Whether you are planning a family wedding, funding your child’s higher education, managing a medical emergency, or renovating your home in Kanpur, a Bajaj Finserv Personal Loan in Kanpur offers a fast, convenient way to access funds—without collateral or paperwork.

✅ Check your personal loan offer in Kanpur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

You can borrow up to Rs. 55 lakh, get instant approval, and receive funds within 24 hours*—entirely online and hassle-free.

Instant online approval

Apply online with the necessary eligibility requirements to avail instant approval for your personal loan in Kanpur.

Get funds within 24 hours*

Once approved, the loan amount is sent to your account within the next 24 hours, enabling emergency financing.

Flexible tenure

Repay your personal loan affordably in easy EMIs with tenure flexibility of up to 96 months.

Basic documents needed

Bajaj Finserv keeps documents required for personal loan at a minimum for hassle-free processing.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kanpur with just your phone number and OTP – no need to visit the branch.

Loans up to Rs. 55 lakh

Meet your big-ticket funding needs easily with a personal loan of up to Rs. 55 lakh available online.

Manage your loan online

Access your account online with easy login to our customer portal, My Account, for loan tracking on the go.

Transparency

Avoid any unprecedented charges with complete transparency in terms and conditions for the Bajaj Finserv Personal Loan.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.