Personal Loan in Varanasi

Varanasi, a city steeped in culture and tradition, is also evolving as a financial hub. Whether you need funds for a medical emergency, home renovation, wedding, or higher education, a Bajaj Finserv Personal Loan is designed to meet your financial needs quickly and efficiently. With high loan amounts, loq interest rates, and a 100% online application process, securing funds has never been easier.

✅Check your pre-approved loan offer in Varanasi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

No collateral required

You do not have to pledge any collateral or asset to get instant funds from Bajaj Finance.

A high sum of Rs. 55 lakh

Qualify for a principal up to Rs. 55 lakh with minimal documentation and simple eligibility.

Online account management

Access to our customer portal - My Account and manage the loan account online without any hassle.

Transparency

We offer personal loans with 100% transparent terms and conditions. No requirement to bear any hidden cost.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Varanasi with just your phone number and OTP – no need to visit the branch.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Tenure options

Use an online personal loan calculator and choose a convenient tenure ranging from 12 months to 96 months.

Minimum documents required

Submit only a few essential documents to gain eligibility for an instant personal loan.

Money in 24 hours*

Once the verification is done, the money reaches the account within 24 hours* of approval.

Instant approval

Meet the eligibility and apply for the fastest credit, Bajaj Finserv Personal Loan. Utilise the funds for any emergency.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.