Personal Loan in Bangalore

Whether you live in bustling areas like Koramangala, Whitefield, or Indiranagar—or quieter suburbs such as HSR Layout or Jayanagar—financial needs can arise anytime. From funding a wedding to renovating your home or handling unexpected medical bills, a personal loan in Bangalore can help you meet your goals with ease.

Bajaj Finserv Personal Loans offer quick access to funds up to Rs. 55 lakh with no collateral and minimal documentation. The entire process is digital, allowing you to apply from the comfort of your home and get your loan approved and disbursed quickly.

You can also check if you already have a pre-approved offer in Bangalore. The process is fully online, with no need to visit a branch:
Check your personal loan offer in Bangalore with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Udupi. All it takes is just your phone number and OTP.

Money in your account in 24 hours*

You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

High loan amount and flexible tenure

You can take a loan ranging from Rs. 40000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

Quick approval

Apply online and get instant approval for your personal loan. Know more about the personal loan application process.

Minimal documents

With very little paperwork required, the loan application and approval processes become quick and convenient.

No guarantor or collateral needed

You do not need to provide any collateral such as gold ornaments and property papers to get the loan. Use our personal loan eligibility calculator to see how much loan amount you can borrow.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.