Personal Loan in Patna

Personal loans have become a convenient financial solution for people who need quick funds for different purposes. Whether you are managing wedding expenses, medical emergencies, education costs, or home renovation, applying for a personal loan can help you meet these needs without pledging any collateral. With Bajaj Finance, you can easily apply for a personal loan in Patna through a simple and fully digital process.

You can also check if you already have a pre-approved offer available. The process is quick and easy:
 

✅Check your pre-approved loan offer in Patna with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

With competitive interest rates, minimal documentation, and flexible repayment options, Bajaj Finance makes it easier to get an instant personal loan in Patna and manage your financial requirements without delays.

Manage your loan account online

Use the customer portal – My Account to track your loan information and any other relevant details easily.

Multiple tenure options

Select a convenient repayment schedule based on tenures ranging up to 96 months.

100% transparency

Bajaj Finserv ensures complete transparency on the advance and maintains nil hidden charges with simple terms and conditions.

Loan up to Rs. 55 lakh

It’s now easier to address more essential requirements as Bajaj Finserv sanctions loans up to Rs. 55 lakh.

Flexi loan facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Patna with just your phone number and OTP – no need to visit the branch.

Minimal documentation

Only essential documents are required to process your loan application. No lengthy paperwork is needed.

Funds transferred within 24 hours*

Bajaj Finserv credits the money to your account within 24 hours*.

Quick approval

Apply for a Bajaj Finserv Personal Loan in Patna to receive instant approval.

Personal loan eligibility criteria in Patna

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required for personal loan in Patna

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.