Bajaj Finserv in your city
The capital of Bihar, Patna, has been a trade and agricultural centre of the state. The city primarily exports sesame, grain, medium-grained Patna rice and sugarcane. Tourism also contributes actively to the city’s economy.
Patna residents can fulfil their diverse monetary needs with a Bajaj Finserv Personal Loan. Visit our branch in Patna or apply online to know more.
Features and benefits of a personal loan in Patna
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Manage your loan account online
Use the customer portal – Experia to track your loan information and any other relevant details easily.
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Multiple tenor options
Select a convenient repayment schedule based on tenors ranging up to 96 months.
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100% transparency
Bajaj Finserv ensures complete transparency on the advance and maintains nil hidden charges with simple terms and conditions.
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Loan up to Rs. 40 lakh
It’s now easier to address more essential requirements as Bajaj Finserv sanctions loans up to Rs. 40 lakh.
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Flexi loan facility
Opt for Flexi loan facility and pay interest only on funds you withdraw from a pre-set credit limit.
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Minimal documentation
Only essential documents are required to process your loan application. No lengthy paperwork is needed.
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Quick approval
Apply for a Bajaj Finserv Personal Loan in Patna to receive instant approval.
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Funds transferred within 24 hours*
Bajaj Finserv credits the money to your account within 24 hours*.
Patna attracts numerous tourists for its various attraction centres and the Mauryan era ruins. Apart from tourism, Patna serves as an important centre for luxury brands and other businesses. There are several IT companies and business parks present here.
If you are a salaried individual, Bajaj Finserv brings exclusive personal loans for your personal and professional needs in Patna. Higher education, healthcare, debt consolidation, travel, etc., are some of the many uses of the loan. Utilise the money as you prefer and repay over a flexible tenor in small EMIs. For post-approval services, you can access our online account management facility.
*Conditions apply
Eligibility criteria for a personal loan in Patna
Borrowers can improve their chances of approval by fulfilling these personal loan eligibility criteria.
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Age
From 21 years to 80 years* years
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Working at a private/public company or a reputed MNC
Employment
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Minimum income
Check the city list to know your minimum salary requirement
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Nationality
Indian, resident of India
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Credit score
685 and above
It is crucial to meet all the eligibility criteria mentioned above for quick approval on a loan application. Also, keep essential documents handy to speed up the process.
Interest rates and charges on a personal loan in Patna
Prepare a strategic repayment plan by taking into consideration the personal loan interest rates.
Frequently asked questions
Through the online account facility, you can check your loan details, update contact information, download documents, pay EMIs or other charges, apply for personalised offers and much more.
You can easily access the online account by logging in with your mobile number, username, email ID and password.
Yes there is penalty for missed EMIs. Any delay in payment of monthly instalment shall attract penal interest at the rate of 3.50% per month on the monthly instalment outstanding, from the respective due date until the date of receipt of the monthly instalment. Apart from penal interest bounce charges will also be charged in case of default of repayment instrument amounting to Rs. 700 - Rs. 1,200 per bounce.
Your minimum part-payment must be more than one EMI.
Some factors include minimum income, credit score, occupation, job stability, CIBIL score, age and employer.
