Bajaj Finserv in your city

The capital of Bihar, Patna, has been a trade and agricultural centre of the state. The city primarily exports sesame, grain, medium-grained Patna rice and sugarcane. Tourism also contributes actively to the city’s economy.

Patna residents can fulfil their diverse monetary needs with a Bajaj Finserv Personal Loan. Visit our branch in Patna or apply online to know more.

Features and benefits of a personal loan in Patna

  • Manage your loan account online

    Manage your loan account online

    Use the customer portal – Experia to track your loan information and any other relevant details easily.

  • Multiple tenor options

    Multiple tenor options

    Select a convenient repayment schedule based on tenors ranging up to 60 months.

  • 100% transparency

    100% transparency

    Bajaj Finserv ensures complete transparency on the advance and maintains nil hidden charges with simple terms and conditions.

  • Loan up to %$$PL-Loan-Amount$$%

    Loan up to Rs. 25 lakh

    It’s now easier to address more essential requirements as Bajaj Finserv sanctions loans up to Rs. 25 lakh.

  • Flexi loan facility

    Flexi loan facility

    Opt for Flexi loan facility and pay interest only on funds you withdraw from a pre-set credit limit.

  • Minimal documentation

    Minimal documentation

    Only essential documents are required to process your loan application. No lengthy paperwork is needed.

  • Quick approval

    Quick approval

    Apply for a Bajaj Finserv Personal Loan in Patna to receive instant approval.

  • Funds transferred within %$$PL-Disbursal$$%*

    Funds transferred within 24 hours*

    Bajaj Finserv credits the money to your account within 24 hours*.

Patna attracts numerous tourists for its various attraction centres and the Mauryan era ruins. Apart from tourism, Patna serves as an important centre for luxury brands and other businesses. There are several IT companies and business parks present here.

If you are a salaried individual, Bajaj Finserv brings exclusive personal loans for your personal and professional needs in Patna. Higher education, healthcare, debt consolidation, travel, etc., are some of the many uses of the loan. Utilise the money as you prefer and repay over a flexible tenor in small EMIs. For post-approval services, you can access our online account management facility.

*Conditions apply

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Eligibility criteria for a personal loan in Patna

Borrowers can improve their chances of approval by fulfilling these personal loan eligibility criteria.

  • Age

    Age

    From 21 years to 67 years* years

  • Employment

    Employment

    Working at a private/public company or a reputed MNC
  • Minimum income

    Minimum income

    Check the city list to know your minimum salary requirement

  • Nationality

    Nationality

    Indian, resident of India

  • Credit score

    Credit score

    750 and above

It is crucial to meet all the eligibility criteria mentioned above for quick approval on a loan application. Also, keep essential documents handy to speed up the process.

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Interest rates and charges on a personal loan in Patna

Prepare a strategic repayment plan by taking into consideration the personal loan interest rates.

Frequently asked questions

Which activities are possible using the online account facility?

Through the online account facility, you can check your loan details, update contact information, download documents, pay EMIs or other charges, apply for personalised offers and much more.

How can I log in to the customer portal – Experia?

You can easily access the online account by logging in with your mobile number, username, email ID and password.

Is there any penalty for missed EMIs?

Yes. A 2% to 4% of penal interest gets levied per month due to missed or delayed monthly instalments. Make sure to check all the rates and charges along with our terms and conditions.

What is the minimum part-payment amount I can pay?

Your minimum part-payment must be more than one EMI.

What are the factors impacting the interest rates of an unsecured loan?

Some factors include minimum income, credit score, occupation, job stability, CIBIL score, age and employer.

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