Personal Loan

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Annual Percentage Rate min. 12.5% to max. 41% | Repayment over 12 to 84 months | Full/part repayment after 1st EMI is processed*. Know more

Minimum Annual Percentage Rate for unsecured Personal Loans in Bajaj Finance Limited is 12.5% and maximum Annual Percentage Rate is 41%. This rate of interest varies basis our internal credit and risk policy and as per an algorithmic multivariate score card.

Example: On a term personal loan by Bajaj Finance Ltd for Rs.1 lakh at rate of 15% per annum, for a tenor of 24 months, the EMI amount will be Rs.5,417.

T&C Apply

  • Part payment charges for Flexi loans : Nil
  • Part payment charge for Term loans : 2% + applicable taxes on part-payment amount paid
  • Foreclosure charges on Flexi loans : 4% + applicable taxes on the total withdrawable amount (total amount that you can withdraw under flexi loan, from time to time as per repayment schedule)
  • Foreclosure charges on Term loans : 4% + applicable taxes on principal outstanding

The personal loan terms mentioned here are subject to change, based on policy revisions. For the updated product details, please click here

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Annual Percentage Rate min. 12.5% to max. 41% | Repayment over 12 to 84 months | Full/part repayment after 1st EMI is processed*. Know more

Minimum Annual Percentage Rate for unsecured Personal Loans in Bajaj Finance Limited is 12.5% and maximum Annual Percentage Rate is 41%. This rate of interest varies basis our internal credit and risk policy and as per an algorithmic multivariate score card.

Example: On a term personal loan by Bajaj Finance Ltd for Rs.1 lakh at rate of 15% per annum, for a tenor of 24 months, the EMI amount will be Rs.5,417.

T&C Apply

  • Part payment charges for Flexi loans : Nil
  • Part payment charge for Term loans : 2% + applicable taxes on part-payment amount paid
  • Foreclosure charges on Flexi loans : 4% + applicable taxes on the total withdrawable amount (total amount that you can withdraw under flexi loan, from time to time as per repayment schedule)
  • Foreclosure charges on Term loans : 4% + applicable taxes on principal outstanding

The personal loan terms mentioned here are subject to change, based on policy revisions. For the updated product details, please click here

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