Features and benefits
Unsecured credit up to Rs. 40 lakh
Competitive interest rates
Long repayment window
Divide your debt payments over up to 96 months per your budget.
Swift approval and disbursal
Get quick approval in 5 minutes* and the funds within 24 hours* of verification.
45%* lower EMIs
Pay interest-only EMIs for the initial part of the tenor with the Flexi loan facility.
No hidden charges
Digital loan account
Pay your EMIs, view your repayment schedule, and download statements via Customer portal- Bajaj Finserv My Account.
Pre-approved loan offers
Avail of pre-approved offers on your personal loan for quicker access to credit.
Consolidate all your existing loans into one and handle a single EMI each month with a personal loan for debt consolidation from Bajaj Finserv. Get financing of up to Rs. 40 lakh without collateral and repay your new debt at an attractive rate of interest. Pick a repayment term of up to 96 months to bring your monthly debt outgo within budget.
Our eligibility criteria are simple, and you can get instant approval within 5 minutes* of application. Submit basic KYC and income documents with your application and, post-verification, get money in the bank within 24 hours*. With swift financing, you can consolidate high-interest loans and credit cards and repay your debt more affordably without delay. Our existing customers can avail of pre-approved offers for a convenient 1-step application.
Use the Personal Loan EMI Calculator to plan your new instalments. View your repayment schedule, pay EMIs, part-prepay the loan, and download statements via My Account, our customer portal.
If you require up to 45% lower EMIs, consider the Flexi loan facility and pay interest-only EMIs for the initial part of the repayment term. Borrow funds from your approved limit and prepay your loan for free with the Flexi personal loan.
21 years to 80 years*
CIBIL scoreCheck your CIBIL Score for FREE
Credit score should be 685 or higher
Use the Personal Loan Eligibility Calculator to estimate how much you can borrow. Meet the simple eligibility criteria and submit the necessary documents required for a personal loan to get the loan quickly.
Fees and charges
We offer competitive interest rates on personal loans and are 100% transparent with zero hidden charges. View the fees and charges to know how debt consolidation with our personal loan can be an affordable choice.
How to apply for a personal loan for debt consolidation?
Apply online for a personal loan for debt consolidation by following these four easy steps:
- 1 Enter your personal, financial, and employment details into the online application form
- 2 Select the loan amount and tenor to receive instant approval
- 3 Submit basic documents to a Bajaj Finserv representative who will contact you
- 4 Receive money in the bank within 24 hours* of document verification