Features and benefits

  • Unsecured credit up to %$$PL-Loan-Amount$$%
    Unsecured credit up to Rs. 25 lakh
    Manage your existing debt with a high-value collateral-free loan.
  • Competitive interest rates
    Competitive interest rates
    Repay your debt at an attractive personal loan interest rate.
  • Long repayment window
    Long repayment window

    Divide your debt payments over up to 60 months per your budget.

  • Swift approval and disbursal
    Swift approval and disbursal

    Get quick approval in 5 minutes* and the funds within 24 hours* of verification.

  • %$$PL-Flexi-EMI$$%* lower EMIs
    45%* lower EMIs

    Pay interest-only EMIs for the initial part of the tenor with the Flexi loan facility.

  • No hidden charges
    No hidden charges
    Enjoy 100% transparency with the personal loan fees and charges.
  • Simple documentation
    Simple documentation
    Obtain a personal loan for debt consolidation with a few basic KYC and income documents.
  • Digital loan account
    Digital loan account

    Pay your EMIs, view your repayment schedule, and download statements with our customer portal, Experia.

  • Pre-approved loan offers
    Pre-approved loan offers

    Avail of pre-approved offers on your personal loan for quicker access to credit.

Consolidate all your existing loans into one and handle a single EMI each month with a personal loan for debt consolidation from Bajaj Finserv. Get financing of up to Rs. 25 lakh without collateral and repay your new debt at an attractive rate of interest. Pick a repayment term of up to 60 months to bring your monthly debt outgo within budget.

Our eligibility criteria are simple, and you can get instant approval within 5 minutes* of application. Submit basic KYC and income documents with your application and, post-verification, get money in the bank within 24 hours*. With swift financing, you can consolidate high-interest loans and credit cards and repay your debt more affordably without delay. Our existing customers can avail pre-approved offers for a convenient 1-step application.

Use the Personal Loan EMI Calculator to plan your new instalments. View your repayment schedule, pay EMIs, part-prepay the loan, and download statements via Experia, our customer portal. You can also use the Bajaj Finserv Experia app.

If you require up to 45% lower EMIs, consider the Flexi loan facility and pay interest-only EMIs for the initial part of the repayment term. Borrow funds from your approved limit and prepay your loan for free with the Flexi personal loan.

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Eligibility criteria

  • Nationality


  • Age

    21 years to 67 years*

  • CIBIL score
    CIBIL score Check your CIBIL Score for FREE

    750 or higher

Use Personal Loan Eligibility Calculator for an estimate on how much you can borrow. Meet the simple eligibility criteria and submit the necessary documents required for personal loan to get the loan quickly.

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Fees and charges

We offer competitive interest rates on personal loan and are 100% transparent with zero hidden charges. View the fees and charges to know how debt consolidation with our personal loan can be an affordable choice.

How to apply for a personal loan for debt consolidation?

Apply online for a personal loan for debt consolidation by following these four easy steps:

  1. 1 Enter your personal, financial, and employment details into the online application form
  2. 2 Select the loan amount and tenor to receive instant approval
  3. 3 Submit basic documents to a Bajaj Finserv representative who will contact you
  4. 4 Receive money in the bank within 24 hours* of document verification

*Conditions apply