Debt consolidation loan

Consolidate all your existing loans into one and handle a single EMI each month with a personal loan for debt consolidation from Bajaj Finserv. Get financing of up to Rs. 40 lakh without collateral and repay your new debt at an attractive rate of interest. Pick a repayment term of up to 96 months to bring your monthly debt outgo within budget.

Our eligibility criteria are simple, and you can get instant approval within 5 minutes* of application. Submit basic KYC and income documents with your application and, post-verification, get money in the bank within 24 hours*. With swift financing, you can consolidate high-interest loans and credit cards and repay your debt more affordably without delay. Our existing customers can avail of pre-approved offers for a convenient 1-step application.

Use the Personal Loan EMI Calculator to plan your new instalments. View your repayment schedule, pay EMIs, part-prepay the loan, and download statements via My Account, our customer portal.

If you require up to 45% lower EMIs, consider the Flexi loan facility and pay interest-only EMIs for the initial part of the repayment term. Borrow funds from your approved limit and prepay your loan for free with the Flexi personal loan.

Use the Personal Loan Eligibility Calculator to estimate how much you can borrow. Meet the simple eligibility criteria and submit the necessary documents required for a personal loan to get the loan quickly.