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Bajaj Finserv App

Personal Loan
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Top-up Loan

Bajaj Finserv offers top-up loans on personal loans to select customers. If eligible, you can get a top-up loan up to Rs.25 lakh over and above your existing personal loan for expenses that your current loan may not cover.

Features and Benefits of Top-up Loans on Personal Loans

  • Top up of up to Rs. 25 lakh

    Top-up of up to Rs.25 lakh

    Get funding up to Rs.25 lakh in addition to your existing personal loan for your financial goals as well as emergencies.

  • Simple eligibility

    Avail a top-up loan upon completing 12 EMIs on your current Bajaj Finserv Personal Loan*

  • Basic documentation

    Provide a few documents like salary slips and bank statements to obtain a high-value top-up.

  • Speedy disbursal

    Address emergencies swiftly with same-day* disbursal of funds upon approval.

  • Instant Personal Loan upto Rs. 25 Lakh

    Affordable repayment

    Repay your loan at a nominal top-up loan interest rate.

  • Flexi Loan facility

    Flexi loan facility

    Withdraw funds and pre-pay them as often as you desire, free of charge. Pay interest only on the amount you withdraw from your loan limit.

  • Pay up to 45% lower EMI

    45% lower EMIs

    Opt for interest-only EMIs for the initial part of the repayment term with the Flexi facility.

  • Easy Application Process

    100% transparent process

    Avail extra funds, fully aware of the fees and charges applicable to you.

  • Online top up application

    Apply online from the comfort of your home and enjoy speedy loan processing.

  • Top-Up Loan on a Personal Loan

    An urgent need for funds can arise at any time. You may be faced with a medical emergency, or you may require funds to renovate your home. You may need to pay for higher education, or even need finance to purchase a used car. For such needs, a top-up loan is ideal as it offers quick financing against simple eligibility criteria.

    As an existing customer you enjoy a simple top-up loan approval process. Customers who have successfully paid 12 EMIs and maintain a solid financial profile can look forward to money in their bank account in 24 hours*, post approval. Our top-up loans bear a nominal interest rate and you can apply for one online.

    We also offer the Flexi facility for flexibility in borrowing as well as repayment. This feature allows you to withdraw funds from your approved loan limit as the need arises and pre-pay amounts without any charge. Your interest payment is restricted to the amount withdrawn and is not on the entire principal. Moreover, for ease of repayment, you can choose to pay interest-only EMIs for the initial part of the repayment term.