Top Up Loan

A sudden need for funds can arise at any time. You may be faced with a medical emergency, or you may require funds to renovate your home. You may need to pay for higher education, or even purchase a used car. In such situations, a top up loan is the ideal solution that can help you meet your expenses easily.

Bajaj Finserv brings to you top up loans on personal loans, available only for our select customers. Get a top up loan up to Rs.25 lakh, over and above your existing personal loan, when you choose the top up loan facility. This helps you meet any additional need for funds that your existing personal loan may not cover, so that you need not dip into your savings.

Here’s a quick look at the benefits you can avail when you take a Bajaj Finserv Top Up Personal Loan.

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  Loan up to Rs.25 lakh

  Get funds up to Rs.25 lakh, over and above your existing personal loan. With a high value loan sanction, you can meet any financial emergency easily and quickly.

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  Easy eligibility

  The Bajaj Finserv top up loan eligibility criteria are easy to meet. Instant Top Up loan facility can be availed by existing Bajaj Finserv Personal Loan customers, who have successfully completed payment of 12 EMIs on their current loan.*
  
  *This may be subject to internal policy norms.

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  Quick loan processing and disbursal

  Get the money in your bank account in just 24 hours, when you apply for a top up personal loan. The speedy disbursal time means that when you have an emergency, you do not need to waste time arranging for funds. Simply apply online and receive the funds speedily.

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  Minimal documentation

  The documents required for top up on existing personal loan are minimal. You will simply need:
  
  • KYC documents
  • Photograph
  • Company ID Card
  • Salary slips of the previous 2 months
  • Bank account statements of your salary account, for the previous 3 months

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  No hidden charges

  The top up loan interest rate is nominal, so that the loan is affordable for you. In addition, Bajaj Finserv lists all fees and charges in the loan document, so that you are informed about any dues on your loan.

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  Flexi Hybrid facility

  Reduce your EMI by up to 50%* by opting for the Flexi Hybrid facility, as well as the option to pay just interest as EMIs for the initial part of the repayment tenor. Withdraw funds from your assigned limit, and part-prepay as many times as you need, at no extra charge. In addition to this, the interest is charged only on the amount you are utilising instead of on the entire principal amount. This makes the loan even more affordable for you to repay.

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  Online application process

  Apply for a top up personal loan from the comfort of your home, with our online application process. This reduces loan processing time as well, so that you get the funds faster.