Features and benefits

  • Top-up of up to %$$PL-Loan-Amount$$%

    Top-up of up to Rs. 35 lakh

    Get up to Rs. 35 lakh over and above your existing personal loan for your financial goals and emergencies.

  • Simple eligibility

    Simple eligibility

    Avail of a top-up loan upon completing 12 EMIs on your current Bajaj Finserv Personal Loan.*

  • Basic documentation

    Basic documentation

    Provide a few documents like salary slips and bank statements to obtain a high-value top-up.
  • Speedy disbursal

    Speedy disbursal

    Address emergencies swiftly with same-day* disbursal of funds upon approval.
  • Affordable repayment

    Affordable repayment

    Repay your loan at a nominal top-up loan interest rate.
  • Flexi Hybrid facility

    Flexi Hybrid facility

    Withdraw funds and pre-pay them as often as you desire, free of charge. Pay interest only on the amount you withdraw.

  • %$$PL-Flexi-EMI$$%* lower EMIs

    45%* lower EMIs

    Opt for interest-only EMIs for the initial part of the repayment term with the Flexi facility.

  • 100% transparent process

    100% transparent process

    Avail of extra funds, fully aware of the fees and charges applicable to you.

  • Online top-up application

    Online top-up application

    Apply online from the comfort of your home and enjoy speedy loan processing.

Bajaj Finserv offers top-up loans on personal loans to select customers. If eligible, you can get a top-up loan up to Rs. 35 lakh over and above your existing personal loan for expenses your existing personal loan may not cover.

An urgent need for funds can arise at any time. You may be faced with a medical emergency, or you may require funds to renovate your home. You may need to pay for higher education or even need finance to purchase a used car. For such needs, a top-up loan is ideal as it offers quick financing against simple eligibility criteria.

As an existing customer, you enjoy a simple top-up loan approval process. Customers who have successfully paid 12 EMIs and maintain a solid financial profile can look forward to money in the bank in 24 hours*, post-approval. Our top-up loans bear a nominal interest rate, and you can apply for one online.

Login to Bajaj Finserv Customer Portal in to Check your Eligibility for Top-up loan and apply for the same.

We also offer the Flexi facility for flexibility in borrowing. It allows you to borrow funds from your approved loan limit as the need arises and pre-pay amounts without any charge. Here, your interest payment is restricted to the amount withdrawn and is not on the entire principal. Moreover, for ease of repayment, you can choose to pay interest-only EMIs for the initial part of the repayment term.

*Conditions apply

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