Features and benefits

  • Minimal documents
    Minimal documents

    You are only required to submit your identity and income proof to avail of your personal loan.

  • High-value loan amount
    High-value loan amount

    Avail of high-value personal loans of up to Rs. 25 lakh and address all your financial requirements easily.

  • Doorstep document collection
    Doorstep document collection

    For your convenience, our representatives collect the required documents from your residence and complete the process.

  • Swift approval and disbursal
    Swift approval and disbursal

    Bajaj Finserv grants quick approval for short-term loans. Fill in the simple application form and receive the funds you need swiftly.

  • Transparent process
    Transparent process

    Bajaj Finserv is a trusted financial service provider with 100% transparent terms. Check all related charges before applying.

Salaried professionals usually have a fixed monthly income which may not always be sufficient to take care of emergencies.

During such times, an instant personal loan could come to the rescue. Apply for an instant personal loan from Bajaj Finserv at attractive interest rates to meet all your urgent financial needs with ease.

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Eligibility criteria

You can avail of a personal loan from Bajaj Finserv if you meet the following eligibility criteria:

  • Nationality

    Indian resident

  • Age limit
    Age limit

    21 years to 67 years*

  • Employment status
    Employment status

    Salaried employee of an MNC, public or private limited company

  • CIBIL Score
    CIBIL Score Check your CIBIL Score for FREE

    Above 750

Individuals working at reputable private or public limited companies or MNCs can get a high-value personal loan from Bajaj Finserv. You can also calculate the EMI on your personal loan using our online EMI calculator to estimate the repayment amount.

To avail a personal loan at attractive rates, it is important to improve your credit rating and eligibility. One of the many ways to do so is by paying dues on time. This helps boost the CIBIL score. Use the online eligibility calculator for a better understanding.

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Interest rates and charges

Bajaj Finserv offers personal loans for salaried employees at reasonable interest rates. Read about personal loan interest rates a look at the additional charges before applying to know the total cost of borrowing.

Frequently asked questions

What are the charges that I have to pay when taking a personal loan?

Depending on the situation, you may be required to pay additional charges on your personal loan. These include bounce charges (in case of a bounced cheque or missed EMI), processing fees for the loan, part-prepayment or foreclosure charges, and others.

Can I foreclose or part-prepay my personal loan?

Yes, you have the option of foreclosing or part-prepaying your personal loan. Please visit our customer portal, Experia, to initiate the same.

Can I avail of a personal loan with a low CIBIL score?

While a credit score of 750 is considered ideal, you can apply for a personal loan even if you have a low CIBIL score. One option is to apply jointly with a spouse or family member, provided they have an excellent CIBIL score. However, please note that your lender will assess your repayment capacity before approving your application.

How much loan amount should I borrow?

It is always advisable that you borrow only what you need. This way, you will be able to manage the repayment effortlessly. You can also use our Personal Loan EMI Calculator to estimate your monthly instalments and repayment capacity before you apply.

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