Personal Loan in Chennai

Formerly known as Madras, Chennai is the capital of Tamil Nadu, located along the Coromandel Coast. A key cultural, educational, and economic centre in South India, the city attracts both professionals and tourists alike with its rich heritage, thriving business environment, and excellent infrastructure. Known as the Health Capital of India, Chennai sees a large number of medical tourists thanks to its world-class healthcare facilities. Additionally, it is home to a thriving automobile, IT, and hardware manufacturing sector, creating diverse employment opportunities and financial needs for residents.

Quick financial support for Chennai residents: Whether you're planning a family celebration, handling medical expenses, or pursuing career growth, a personal loan provides the financial flexibility to achieve your goals without delay.

✅  Check your pre-approved loan offer in Chennai with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.

Bajaj Finance makes it easy to apply for a personal loan online in Chennai, offering minimal documentation, fast approval, and a seamless digital experience. Track your application status and manage repayments with ease—all from the comfort of your home.

• Repay easily: Select a repayment tenor ranging between 12 months and 96 months and repay according to your financial capability—perfect for managing varying income cycles common in Chennai's diverse economy.
• Transparent policy: Our terms and conditions are completely transparent with no hidden charges, helping you keep the cost of borrowing minimal and predictable.
• High loan amounts up to Rs. 55 lakh: Opt for substantial personal loans of up to Rs. 55 lakh against no collateral or security—ideal for major expenses like medical treatments, higher education, or business expansion.
• Flexi loans: Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans—particularly beneficial for professionals with irregular income patterns.
• Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in Chennai. All it takes is just your phone number and OTP.
• Few documents required: Minimum document requirement speeds up and simplifies the loan application process, reducing delays and paperwork hassles.
• Online account management: Access your loan account online and track all information through our customer portal—manage everything digitally without visiting branches.
• Fast approval: Fill the online application form to get an instant personal loan with quick approval, often within minutes.
• Receive funds in 24 hours*: Bajaj Finance transfers the approved personal loan amount within 24 hours*—receive funds directly in your account when you need them most.
   

Why this matters for Chennai residents: The city's robust healthcare sector and growing IT industry often create opportunities requiring immediate financial support—whether it's advanced medical training, technology upgrades, or taking advantage of business prospects. Quick access to funds ensures you never miss important opportunities.

Wide range of personal loans offered by Bajaj Finance

Bajaj Finance provides comprehensive personal loan solutions in Chennai to meet diverse financial needs with flexible repayment options and competitive interest rates. Whether for planned expenses or urgent requirements, Chennai residents can choose from multiple specialised loan options:
 

• Travel loan: Fund your dream holiday with a travel loan covering flights, accommodation, and other travel expenses—perfect for exploring India's rich heritage or international destinations.
• Marriage loan: Manage wedding expenses effortlessly with a marriage loan for venue bookings, traditional jewellery, catering, and all celebration costs—ensuring your special day is memorable without financial stress.
• Personal loan for higher education: Secure funds for tuition fees, accommodation, and educational expenses with a personal loan for higher education—ideal for professional courses, skill development, or pursuing studies abroad.
• Medical loan: Cover medical emergencies, hospital bills, advanced treatments, and healthcare expenses with a medical loan—particularly valuable given Chennai's position as a medical hub.
• Personal loan for home expenses: Renovate, furnish, or upgrade your home with a personal loan for home expenses—whether it's monsoon-proofing, modern amenities, or interior design improvements.
   

Local advantage: Chennai's status as the Health Capital of India means residents often have unique opportunities in the medical field—from advanced training to healthcare business ventures. Our flexible loan options support these career and business growth opportunities.
 

Current interest rate on personal loans

Use the interest calculator to get accurate repayment details based on the latest rates for a personal loan. It helps you plan better with competitive interest rates and manage your loan efficiently, ensuring lower EMIs. By understanding the fees and charges, you can make informed decisions and comfortably repay your loan.

Here is a step-by-step guide to apply for a personal loan online:

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Our personal loan branches in Chennai