Bajaj Finserv in your city

Bhubaneswar, the capital of Odisha, is known as the temple city for housing a cluster of magnificent temples, reflecting the historic Kalinga architecture. It is one of the most visited tourist destinations in the eastern part of the country.

Personal loans in Bhubaneswar are unsecured which come with no end-use restrictions. Bajaj Finserv offers such loans against convenient terms and conditions.

Features and benefits of a personal loan in Bhubaneswar

  • Online account management

    Online account management

    You can now access your loan account and check relevant information anytime on our customer portal - My Account.

  • Pre-approved offers

    Pre-approved offers

    Look for pre-approved offers that simplify the loan availing process and save more time.

  • Adequate funding

    Adequate funding

    Fulfil your requirements with adequate funding of up to Rs. 40 lakh from Bajaj Finserv.

  • Money within 24 hours*

    Money within 24 hours*

    Within 24 hours*, receive the approved loan amount directly in your account.

  • Approval within minutes

    Approval within minutes

    It takes us only 5 minutes to approve your loan application online.

Bhubaneswar is a prominent city known for education, information technology, tourism and administration. Tourism is its primary revenue generator, and it employs most of the population.  In 2014, the World Bank ranked the city as India's best place for doing business.

The city's need for personal funding is also eased with the high-quantum Bajaj Finserv Personal Loan available against minimum eligibility requirements. High-value credit can adequately meet your monetary requirements like home improvement, commodity purchase, wedding, higher education, etc. Repayment is hassle-free with the flexible tenor of up to 96 months. You can use the Bajaj Finserv EMI Calculator to assess your monthly outflow and choose a suitable tenor accordingly.

Stay updated about your loan application status, EMI due dates, upcoming payments, current outstanding and more through our customer portal - My Account.

*Conditions apply

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Eligibility criteria for a personal loan in Bhubaneswar

Bajaj Finserv offers simple eligibility criteria for a personal loan. Check the maximum amount using our personal loan eligibility calculator.

  • Age


    21 years to 80 years* years

  • Monthly Income

    Monthly Income

    Depends on your city of residence. Check the city list

  • Nationality


    Residing Indian citizenship

  • Employment


    Working at a reputed MNC or private/public company

  • Credit score

    Credit score

    685 and above

Using the Bajaj Finserv Eligibility Calculator helps prospective borrowers learn the highest loan amount they can avail. This free-to-use online tool computes results based on the eligibility criteria.

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Interest rates and charges on a personal loan

Learn about the fees and charges imposed on a collateral-free personal loan in Bhubaneswar.

Frequently asked questions

Does EMI contain the interest payable only?

No. EMIs or equated monthly instalments contain both the principal amount and the payable interest. Borrowers must pay EMIs on fixed due dates until the tenor ends.

What happens when I apply for a loan with a low CIBIL score?

If your CIBIL score is below 685, you may have to pay a higher rate of interest. Also, the terms and conditions become more stringent. In extreme cases, your loan application may also get rejected. You can apply with a co-borrower, provide an additional income source or increase the score before taking a new loan.

For which purposes can I use a personal loan?

A personal loan can be used for diverse purposes, including home renovation, product purchase, foreign trips, higher education, weddings, and other enormous expenses.

How much loan can I take?

To check the maximum loan amount you are qualified to avail of, use the Bajaj Finserv Eligibility Calculator online.

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