Bajaj Finserv in your city
The capital city of West Bengal, Kolkata, is a primary centre for financial, business and commercial activities in eastern India. Several tourist attractions make this city a prominent destination among domestic and foreign visitors.
Opt for a personal loan in Kolkata and fulfil all your dreams with adequate financing from Bajaj Finserv. Get the loan instantly and repay it over flexible tenors. Walk into a branch near you or apply online to get the funds you need.
Features and benefits of personal loan in Kolkata
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Repay easily over flexible tenors
Use a personal loan EMI calculator to choose a suitable repayment tenor of up to 60 months.
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100% transparent policy
There are no hidden charges. Read our transparent terms and conditions.
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Avail up to Rs. 25 lakh
Bajaj Finserv sanctions up to Rs. 25 lakh so that your diverse financing needs are covered.
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Money within 24 hours*
Once approved, the loan amount gets credited to your account within 24 hours*.
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Account management online
Access your online account 24x7 through our customer portal and track repayments easily.
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The few documents needed for a personal loan allows faster and hassle-free processing.
Basic documentation
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Instant approval
No more long queues. Fill up the online application form for approval in minutes.
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Flexi loan facility
Enjoy added repayment flexibility and lower EMIs by up to 45%* with the Flexi loan facility.
With its rich architectural and historical significance, Kolkata is the ‘Cultural Capital of India’. Some of its noteworthy institutions are the National Library of India, Victoria Memorial, Academy of Fine Arts, Asiatic Society and Indian Museum. There are a host of scientific institutions too. The Port of Kolkata is the oldest and the only riverine port in the country. Other economic contributors include IT, hospitality, retail, real estate and other sectors.
Bajaj Finserv offers high-amount personal loans in Kolkata. Eligible borrowers can seek up to Rs. 25 lakh at attractive interest rates. You can apply online and get the fastest loans effortlessly.
*Conditions apply
Eligibility criteria for personal loan in Kolkata
Applicants in Kolkata can access high-value loans by meeting the simple eligibility parameters.
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Nationality
Indian, residing in the country
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Employment
Must be a salaried employee at a reputed MNC or a private/public limited company
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Credit score
Above 750
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Age
Between 21 years to 67 years*
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Income
Starts at Rs. 30,000. Refer to our eligibility page for other details
Bajaj Finserv offers personal loans that are easily accessible for borrowers in Kolkata. Once you meet the above criteria, use our online eligibility calculator to check the maximum loan amount you are qualified for.
Fees and charges for personal loan in Kolkata
Avail of an online personal loan at attractive interest rates and bear nominal charges to get the funds you need.
Frequently asked questions
Depending on the usage of your loan, you can avail of tax benefits on a personal loan.
EMIs largely depend on the loan amount you avail of and your chosen repayment tenor. If the tenor is long, the EMIs will be smaller. If you choose a shorter tenor, the EMIs will increase. Check the EMIs payable on your personal loan with the Bajaj Finserv online EMI Calculator.
Your CIBIL score depends on your credibility as a borrower. If you repay the loan on time, your score is bound to increase and vice versa.
You can choose a personal loan whenever there is a monetary crisis, a financial emergency or a planned need for additional funding. However, make sure to apply only when you fulfil the eligibility criteria.
