Instant Personal Loan in Kolkata: Features and Benefits
The capital city of West Bengal, Kolkata is the primary centre for financial, business and commercial activities in Eastern India. Several tourist attractions make this city a prominent destination for both domestic and foreign visitors.
Opt for a personal loan in Kolkata and fulfil all your needs with adequate financing from Bajaj Finserv. Get flexible tenors, part-prepayment facility, quick transfer, minimal documents, and other benefits when you apply.
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Repay easily over flexible tenors
Use a personal loan EMI calculator to know your EMIs in advance and choose a suitable repayment tenor of up to 60 months.
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100% transparent policy
We won’t surprise you with hidden charges. Know our transparent terms and conditions.
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Avail up to Rs.25 lakh
Bajaj Finserv sanctions up to Rs.25 lakh so that your diverse financing needs are covered.
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Money within 24 hours*
Once approved, the loan amount gets credited to your account within 24 hours*.
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Account management online
Access your online account 24x7 through our customer portal – Experia, and track repayments easily.
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Basic documentation
The few documents needed for a personal loan allow for faster and hassle-free processing.
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Instant approval
Simply fill up the online application form for approval in minutes.
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Flexi loan facility
Enjoy added repayment flexibility and lower EMIs by up to 45%* with the Flexi loan facility.
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Kolkata is renowned as the ‘Cultural Capital of India’ with rich architectural and historical significance. Some of its noteworthy institutions are the National Library of India, Victoria Memorial, Academy of Fine Arts, Asiatic Society and the Indian Museum. There are a host of scientific institutions here too. The port of Kolkata is the oldest river port of the country. Economic contributors include IT, hospitality, retail, real estate and other sectors.
One of the leading financers in India, Bajaj Finserv offers high-value personal loans in Kolkata. Eligible borrowers can seek up to Rs.25 lakh at low interest rates. It is approved without any collateral against the loan. Only an applicant’s eligibility is considered. You can avail of the loan via an online application process and get disbursal quickly.
Personal Loan in Kolkata: Eligibility Criteria
Applicants can access high-value loans by meeting the simple eligibility parameters in Kolkata.
Minimum Salary: Refer to the city list
Employment: Working at a reputed MNC or a private/public limited company
Credit score: 750+
Nationality: Indian resident
Age: 20 – 60 years
Bajaj Finserv, being a reliable private lender in Kolkata, makes loans easily accessible to borrowers. Once you fulfil the above criteria, use our Bajaj Finserv Eligibility Calculator to check the maximum loan amount you are qualified to avail.
Personal Loan in Kolkata: Fees and Charges
With Bajaj Finserv, enjoy reduced interest rates along with nominal charges.
Contact Us
If you are new to Bajaj Finserv and are looking for information about personal loans in Kolkata, you can call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.
Existing customer can contact us on 020-3957 5152 or write to us at personalloans1@bajajfinserv.in.
Our address is at:
Bajaj Finserv
12th Floor, 'Infinity Benchmark',
Plot G-1 & EP & GP,
Sector 5, Salt Lake
Kolkata, West Bengal
700091
Phone: 1800 209 4151
Frequently Asked Questions
1. Can I enjoy tax benefits on the loan?
Yes, you can avail tax benefits on a personal loan under the Income Tax Act, under certain conditions.
2. What is the EMI amount i need to pay every month?
EMIs largely depend on the loan amount you avail and your chosen repayment tenor. If the tenor is long, the EMIs will be smaller. If you go for a shorter tenor, the EMIs will increase. Instantly check the EMIs payable with the Bajaj Finserv EMI Calculator.
3. Will my CIBIL score get affected by the loan?
CIBIL score depends on an individual’s credibility as a borrower. If you repay on time, your score will increase and vice versa.
4. When should i take a personal loan?
Seek a loan whenever there is a monetary crisis, a financial emergency or a need for additional funding. However, make sure to apply only when you fulfil the eligibility criteria.
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