Bajaj Finserv in your city

The capital city of West Bengal, Kolkata, is a primary centre for financial, business and commercial activities in eastern India. Several tourist attractions make this city a prominent destination among domestic and foreign visitors.

Opt for a personal loan in Kolkata and fulfil all your dreams with adequate financing from Bajaj Finserv. Get the loan instantly and repay it over flexible tenors. Walk into a branch near you or apply online to get the funds you need.

Features and benefits of personal loan in Kolkata

  • Repay easily over flexible tenors

    Repay easily over flexible tenors

    Use a personal loan EMI calculator to choose a suitable repayment tenor of up to 60 months.

  • 100% transparent policy

    100% transparent policy

    There are no hidden charges. Read our transparent terms and conditions.

  • Avail up to %$$PL-Loan-Amount$$%

    Avail up to Rs. 25 lakh

    Bajaj Finserv sanctions up to Rs. 25 lakh so that your diverse financing needs are covered.

  • Money within %$$PL-Disbursal$$%*

    Money within 24 hours*

    Once approved, the loan amount gets credited to your account within 24 hours*.

  • Account management online

    Account management online

    Access your online account 24x7 through our customer portal and track repayments easily.

  • Basic documentation

    Basic documentation

    The few documents needed for a personal loan allows faster and hassle-free processing.
  • Instant approval

    Instant approval

    No more long queues. Fill up the online application form for approval in minutes.

  • Flexi loan facility

    Flexi loan facility

    Enjoy added repayment flexibility and lower EMIs by up to 45%* with the Flexi loan facility.

With its rich architectural and historical significance, Kolkata is the ‘Cultural Capital of India’. Some of its noteworthy institutions are the National Library of India, Victoria Memorial, Academy of Fine Arts, Asiatic Society and Indian Museum. There are a host of scientific institutions too. The Port of Kolkata is the oldest and the only riverine port in the country. Other economic contributors include IT, hospitality, retail, real estate and other sectors.

Bajaj Finserv offers high-amount personal loans in Kolkata. Eligible borrowers can seek up to Rs. 25 lakh at attractive interest rates. You can apply online and get the fastest loans effortlessly.

*Conditions apply

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Eligibility criteria for personal loan in Kolkata

Applicants in Kolkata can access high-value loans by meeting the simple eligibility parameters.

  • Nationality

    Nationality

    Indian, residing in the country

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/public limited company

  • Credit score

    Credit score

    Above 750

  • Age

    Age

    Between 21 years to 67 years*

  • Income

    Income

    Starts at Rs. 30,000. Refer to our eligibility page for other details

Bajaj Finserv offers personal loans that are easily accessible for borrowers in Kolkata. Once you meet the above criteria, use our online eligibility calculator to check the maximum loan amount you are qualified for.

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Fees and charges for personal loan in Kolkata

Avail of an online personal loan at attractive interest rates and bear nominal charges to get the funds you need.

Frequently asked questions

Can I get tax benefits on the personal loan?

Depending on the usage of your loan, you can avail of tax benefits on a personal loan.

What is the EMI amount I need to pay every month?

EMIs largely depend on the loan amount you avail of and your chosen repayment tenor. If the tenor is long, the EMIs will be smaller. If you choose a shorter tenor, the EMIs will increase. Check the EMIs payable on your personal loan with the Bajaj Finserv online EMI Calculator.

Will my CIBIL score get affected by the loan?

Your CIBIL score depends on your credibility as a borrower. If you repay the loan on time, your score is bound to increase and vice versa.

When should I take a personal loan?

You can choose a personal loan whenever there is a monetary crisis, a financial emergency or a planned need for additional funding. However, make sure to apply only when you fulfil the eligibility criteria.

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