Bajaj Finserv in your city

Surat is an important centre for economic and commercial activity in South Gujarat. The city is famous for its textile and diamond industries.

Bajaj Finserv offers online personal loans across 2 branches in Surat with personalised features. Avail of reasonable interest rates and other benefits. Walk into the nearest branch for expert assistance or seek online services for more convenience.

Features and benefits of personal loan in Surat

  • 24x7 account management

    24x7 account management

    It’s easy to track all loan details, including EMI dates, outstanding balance, tenor, etc., through our customer portal - My Account.

  • Additional perks

    Additional perks

    Seek a personal loan for a marriage and various other purposes. Avail of a personal loan in Ahmedabad for similar benefits.

  • High-value financing

    High-value financing

    Qualified borrowers can apply for funds of up to Rs. 40 lakh and meet their multiple needs effortlessly.

  • Immediate approval

    Immediate approval

    Receive approval on your loan information immediately after submitting the online application form.

Nestled at the mouth of the Tapti river, Surat is among the largest urban areas in west India. Known as the Diamond City of India for its booming diamond industry, Surat is also a manufacturing base for leading engineering companies such as Reliance Industries Limited, Larsen and Toubro and Essar. It is also the largest cloth manufacturer and the biggest hub of human-made fibre in India.

Bajaj Finserv provides unsecured personal loans in Surat with unrestricted end-use. Get loans at attractive interest rates and with nominal other charges. No surprise fees are imposed, thereby ensuring loan affordability and transparency. Download the app or access our customer portal - My Account to make payments, get important documents and stay updated 24x7.

*Conditions apply

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Eligibility criteria for personal loan in Surat

The personal loan eligibility and document requirements are simple. Meet the criteria to increase your approval chances.

  • Nationality


    Indian, resident of India

  • Employment


    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 685

  • Age


    Between 21 years to 80 years*

  • Income


    Minimum salary requirement is Rs. 28,000 per month. Refer to our eligibility page for other details

Some documents needed to process your loan application are KYC documents, bank account statements, an employee ID card, salary slips, and a passport-sized photograph. Submit valid documents to reduce the possibility of rejection.

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Fees and charges for personal loan in Surat

Pay affordable interest rates and charges along with nominal fees on a collateral-free loan.