Short Term Loan

Features and Benefits of Short-Term Loan

• 

  Quick finance up to Rs. 25 lakh

  Address urgent financial needs like business expenses and medical emergencies with ample funding.

• 

  Collateral-free finance

  Get a loan without having to pledge an asset or apply with a guarantor.

• 

  Instant approval

  Apply online and get approval in 5 minutes* by meeting our simple eligibility criteria.

• 

  Minimal documents

  Submit basic personal loan documents with your application to get funding easily.

• 

  Flexible repayment

  Repay your loan conveniently over tenors ranging up to 60 months.

• 

  Pre-approved loan offers

  Avail pre-approved offers to hasten approval and access personalised financing.

• 

  No additional charges

  Read the terms and conditions and be assured of 100% transparency in loan fees and charges.

• 

  Up to 45%* lower EMIs

  Pay up to 45% lower EMIs with Flexi Personal Loan facility by opting for interest-only EMIs.

• 

  Online loan account

  View your loan repayment schedule and pay EMIs easily via the Customer Portal - Experia

• 

  Flexible repayment

  Divide your EMIs over a tenor that goes up to 60 months.

• Short Term Loan

  With a Short-Term Personal Loan, you can get money to meet urgent financial requirements and repay the amount over a short period, usually less than a year. Bajaj Finserv offers quick short-term loans up to Rs. 25 lakh at attractive rates of interest. You can avail a short-term loan for personal needs such as medical emergencies, wedding expenses, higher education, debt consolidation, and international travel.
  
  Since the eligibility criteria are straightforward and the documentation requirement is small, you can apply online for a Short Term Loan and get approved for it in just 5 minutes*. Post verification, you get the funds disbursed to your account within 24 hours*.
  
  Repayment of a short-term personal loan is cost-effective as the tenor is not lengthy. However, we offer flexible repayment terms, and you can space out your EMIs over a convenient tenor to make your debt outgo manageable. If you prefer to ease your way into repayment, you can opt for a Flexi Interest-only Loan and pay up to 45% lower EMIs.

EMI calculation for Short Term Loan