Short-term Personal Loan
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Quick finance up to Rs.25 lakh
Address urgent financial needs like business expenses and medical emergencies with ample funding.
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Collateral-free finance
Get a loan without having to pledge an asset or apply with a guarantor.
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Instant approval
Apply online and get approval in 5 minutes* by meeting our simple eligibility criteria.
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Minimal documents
Submit basic personal loan documents with your application to get funding easily.
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Flexible repayment
Repay your loan conveniently over tenors ranging up to 60 months.
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Pre-approved loan offers
Avail pre-approved offers to hasten approval and access personalised financing.
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No additional charges
Read the terms and conditions and be assured of 100% transparency in loan fees and charges.
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Up to 45%* lower EMIs
Pay up to 45% lower EMIs with Flexi personal loan facility by opting for interest-only EMIs.
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Online loan account
View your loan repayment schedule and pay EMIs easily via the Customer Portal - Experia
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Flexible repayment
Divide your EMIs over a tenor that goes up to 60 months.
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Short-term Loans
With a short-term personal loan, you can get money to meet urgent financial requirements and repay the amount over a short period, usually less than a year. Bajaj Finserv offers quick short-term loans up to Rs.25 lakh at attractive rates of interest. You can avail a short-term loan for personal needs such as medical emergencies, wedding expenses, higher education, debt consolidation, and international travel.
Since the eligibility criteria are straightforward and the documentation requirement is minimal, you can apply online for a short-term loan and get approved for it in just 5 minutes*. Post verification, you get the funds disbursed to your account within 24 hours*.
Repayment of a short-term personal loan is cost-effective as the tenor is not lengthy. However, we offer flexible repayment terms, and you can space out your EMIs over a convenient tenor to make your debt outgo manageable. If you prefer to ease your way into repayment, you can opt for a Flexi interest-only loan and pay up to 45% lower EMIs.
Eligibility Criteria for Short-term Loans
Nationality: Indian
Age: 20 to 60 years
Employment: Salaried and employed with an MNC, public, or private company
CIBIL Score: 750 or higher
Salary: Rs. 25,000 or more, city-specific
EMI calculation for Short-term Loans
The easiest way to plan repayment is to use the loan EMI calculator. Once you enter the loan amount, interest rate, and tenor, the calculator displays your EMI.Fees and Charges for Short-term Loans
How to Apply for a Short-term Loan Online?
- Enter your 12-digit Aadhaar number.
- Fill in the loan amount and tenor that you desire.
- Upload the documents requested and get instant approval on your short-term personal loan.
- After verification of documents, receive the funds in your account within 24 hours.
*Conditions Apply
