Bajaj Finserv in your city
Noida is a planned city that falls under Uttar Pradesh. It is a part of NCR of India and a satellite city of Delhi. This city is known for its IT hubs that generate employment.
Get a Bajaj Finserv Personal Loan in Noida and finance any big-ticket expenses with ease. Fill up the loan application form and check the eligibility before applying.
Visit us in person or apply online for fast loan approval.
Features of personal loan in Noida
Apply online today to qualify for instant approval on loan applied. Check the eligibility before applying.
High sum up to Rs. 40 lakh
Meet eligibility parameters and get a personal loan up to Rs. 40 lakh and use it for any financial requirements.
Choose a tenor from 6 months to 96 months and use an online personal loan calculator to simplify assessment.
Flexi loan facility
Reduce the EMI burden up to 45%* with the Bajaj Flexi loan facility. Choose interest-only loans for greater savings.
Online loan management
Use our customer portal - My Account and access to loan accounts anytime, anywhere. Stay updated 24/7.
Money within 24 hours*
Getting money in an account is simple with Bajaj Finserv. It takes only 24 hours* for you to receive the funds after approval.
We offer funds with much transparency without charging any hidden costs. Read the terms and conditions.
Noida is a major economic hub of Delhi NCR. Several big software and mobile manufacturing companies have set their bases in this city.
You can reach out for a personal loan from Bajaj Finserv and address any financial requirements with ease. All you have to do is meet the eligibility and submit the documents online to avail instant funds from us.
Utilise the funds for various purposes like weddings, financing higher education, travelling and many more. Choose easy repayment options as per financial capacity.
Fulfil these eligibility criteria to qualify for a personal loan in Noida. Check the maximum amount you can get using an online eligibility calculator.
Must be a salaried employee at a reputed MNC or a private/ public limited company
Between 21 years to 80 years*. 80 years* or younger, at the end of the loan tenure.
Refer to our city list for minimum salary requirements
Bajaj Finserv has easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal to help process your application faster.
Interest rate and charges for personal loan in Noida
Check out the fees and charges on a personal loan to understand how much you will need to repay.
Personal loan interest rates and applicable charges
Type of fee
Rate of interest
11% to 38% p.a.
Up to 3.93% of the loan amount (inclusive of applicable taxes).
Term Loan – Not applicable
Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi charges above are inclusive of applicable taxes
*Loan amount includes approved loan amount, insurance premium, and VAS charges.
In case of default of repayment instrument, Rs. 700 - Rs. 1,200 per bounce will be levied.
*Foreclosure will be processed post clearance of first EMI
Delay in payment of monthly instalment shall attract penal interest at the rate of 42% per annum applicable on the monthly instalment outstanding, from the respective due date until the date of receipt of the monthly instalment.
Stamp duty (as per respective state)
Payable as per state laws and deducted upfront from loan amount.
Mandate rejection charges
Rs. 450 per month from the first month of the due date for the mandate rejected by customer’s bank until the registration of new mandate.
Annual maintenance charges
Term Loan: Not applicable
Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
|Broken period interest / Pre-monthly Instalment interest
"Broken Period Interest/Pre-monthly Instalment interest" shall mean the amount of interest on Loan for the number of day(s) which is(are) charged in two scenarios:
Scenario 1 - Over and above the period of 30 days from the date of disbursement of the Loan:
Method of recovery of Broken Period Interest/Pre-monthly Instalment interest:
Scenario 2: Less than period of 30 days from the date of disbursement of the Loan:
Interest on first instalment will be charged for actual number of days.
|Up to 1.18% of the loan amount (inclusive of applicable taxes).
Switch fee is applicable only in case of switch of loan. In switch cases, processing fees will not be applicable.
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
For Micro Finance Loans, please note below:
Purchase of any non-credit product by the microfinance borrowers is purely on a voluntary basis. Minimum interest, maximum interest, and average interest are 13%, 38%, and 35.71% per annum respectively. Part pre-payment and Foreclosure charges are NIL.