Features and benefits

  • Instant approval

    Instant approval

    Meet the eligibility parameters and get instantly approved by applying for a personal loan for teachers online.
  • Same-day* transfers

    Same-day* transfers

    Be assured of having the funds disbursed to your account within 24 hours* post-approval and document verification.

  • Lower EMIs

    Lower EMIs

    Opt for the Flexi personal loan facility to reduce your EMIs by up to 45%* for comfortable repayment.

  • Basic documents

    Basic documents

    Submit just a few KYC and income documents to avail a personal loan for teachers.
  • Easy repayment

    Easy repayment

    Choose a comfortable repayment tenor of up to 96 months to keep your EMIs budget-friendly.

  • 100% transparent fees

    100% transparent fees

    Read the terms and conditions, and be assured of zero hidden fees on your loan.

  • Online account management

    Online account management

    Use our online customer portal - Experia to track payments, check your outstanding balance, and view statements, any time.

The Bajaj Finserv Personal Loan for teachers is tailored to the financing needs of educators. The loan does not require you to pledge collateral for approval. Fulfil the basic parameters for eligibility and hand over the simple documents for verification to avail of the loan within 24 hours*.

Teachers can apply for personal loans and borrow up to Rs. 40 lakh. Bajaj Finserv does not place any restriction on how you use the funds, be it for home improvement, overseas travel, a wedding, or higher education.

Existing customers with Bajaj Finserv can apply through pre-approved offers and get speedy financing at attractive interest rates. The loan follows a 100% transparency policy, promising you zero unexpected charges, and helping you save money over time.

Our Flexi loan feature allows you to pay interest-only instalments, thereby reducing your EMI by up to 45%*. Plan your finances optimally with the attractive interest rates, long repayment tenor, and convenient features offered on personal loans for teachers.

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Eligibility criteria

Get a loan in just four easy steps when you fulfil the simple eligibility criteria for a personal loan for teachers.

  • Nationality



  • Age


    21 years to 80 years*

  • Work status

    Work status


  • Employment


    Public or private school

  • CIBIL Score

    CIBIL Score

    685 or higher

How to apply

Follow this simple guide to apply for a personal loan for teachers online:

  1. 1 Click ‘Apply Online’ to open our short and simple application form
  2. 2 Share your phone number and verify yourself with an OTP
  3. 3 Fill in your basic KYC, income, and employment details
  4. 4 Select the loan amount and submit the application

Our representative will call you to guide you on the next steps.

*Conditions apply

Fees and charges

Read through the interest rates, charges, and fees to better understand the total cost of a personal loan for teachers. As always, be assured of zero hidden costs.