Personal Loan

Are there any Foreclosure and Part Prepayment Charges on Personal Loan?

Please enter your full name
Please enter your full name
Please choose your city of residence from the list
Please type your city name and select it from the list
Your mobile number helps us fetch your personal loan offer. Don’t worry, we will keep this information confidential.
Mobile number cannot be blank

I authorize Bajaj Finserv representatives to call/SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C apply

Please accept Terms and Conditions

OTP has been sent to your mobile number


Incorrect OTP, please try again

Click on 'Resend' if you want to get a new OTP

47 Seconds
Resend OTP Entered the wrong phone number? Click here

Personal Loan Part-Prepayment and Foreclosure Charges

  • Nil part-payment charges for Flexi loans
  • The part payment charges levied on terms loans will be 2% (excluding taxes) of the total amount part prepaid.

    The total amount prepaid should be greater than one EMI. Additionally, you become eligible for this facility only after more than one month from the date of disbursal.
  • The foreclosure charges on terms loans are 4% + applicable taxes on principal outstanding amount
  • For both Flexi term and Flexi Hybrid loans, 4%+applicable taxes and cess on total withdrawable amount are charged

To know more about part-prepayment and foreclosure charges, you may visit our fees and charges page.

Check Your Personal Loan EMI

loan amount

Please enter loan amount


Please enter tenor

interest rate

Please enter interest rate

Your EMI amount is


Apply Now

Disclaimer :

The EMI calculator is an indicative tool and the results may vary based on actual interest rates and the period between disbursal date and the first EMI date. Calculation results are approximate and for information purposes only.

Quick Action