Personal Loan

Are there any Foreclosure and Part Prepayment Charges on Personal Loan?

Personal Loan Part Prepayment & Foreclosure Charges

  • Nil Part payment charges for FLEXI loans
  • Nil Part payment charges if the total amount paid in year is less than 25% of the principal outstanding
  • Part payment charges will be levied on the amount paid over and above 25% of the principal outstanding for the year
    Product /Interest/Entity : All Business and professional Loans

*For Foreclosure: Current principal outstanding and all amounts tendered by the borrower towards prepayment during the last one year from the date of final payment.

Foreclosure charges for Pure FLEXI loans will be calculated on the disbursed amount and for FLEXI loans on current dropline limit

Check Your Personal Loan EMI

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Disclaimer :

Calculator is an indicative tool to check personal loan eligibility and assist the user to calculate the loan amount that the user will be eligible to borrow. Calculation results are approximations and for information purposes only and interest rates quoted are indicative. Actual interest rates and loan eligibility amount will vary. To check eligibility for Personal Loan and know the actual eligibility amount, the user should share his complete and accurate details by clicking on the ‘apply now’ tab and provide additional information/ documents required for assessment of user’s application. Calculation results are not intended to substitute professional advice which the user is advised to seek. Loan terms and conditions apply.