Personal Loan

Are there any Foreclosure and Part Prepayment Charges on Personal Loan?

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Personal Loan Part-Prepayment and Foreclosure Charges

  • Nil part-payment charges for Flexi loans
  • The part payment charges levied on terms loans will be 2% (excluding taxes) of the total amount part prepaid.

    The total amount prepaid should be greater than one EMI. Additionally, you become eligible for this facility only after more than one month from the date of disbursal.
  • The foreclosure charges on terms loans are 4% + applicable taxes on principal outstanding amount
  • For both Flexi term and Flexi Hybrid loans, 4%+applicable taxes and cess on total withdrawable amount are charged

To know more about part-prepayment and foreclosure charges, you may visit our fees and charges page.

Check Your Personal Loan EMI

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Disclaimer :

The EMI calculator is an indicative tool and the results may vary based on actual interest rates and the period between disbursal date and the first EMI date. Calculation results are approximate and for information purposes only.

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