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Personal Loan
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Instalment Loans

Instalment loans offered by Bajaj Finserv are advances that are repaid over time via equated monthly installments (EMIs). You can easily apply for an advance online and obtain funds for all your needs, be it personal or commercial.

  • Features and Benefits of Instalment Loans:

  • Loans up to Rs.25 lakh

    Obtain a high-value personal loan advance that you can use for almost any financial need.

  • Fast online application

    Fill in the application form online by entering basic details to avail a loan on instalment quickly.

  • No collateral

    Apply for an instalment loan without pledging an asset as security.

  • Instant approval

    Secure approval in 5 minutes* of applying online thanks to simple eligibility criteria.

  • Swift disbursal

    Receive the advance within 24 hours* of approval and verification to address your urgent expenses.

  • Tenor

    Easy repayment

    Repay your advance per your budget in small instalments, over tenors up to 60 months.

  • padho pardesh scheme education loan

    Flexi loan facility

    Withdraw and part pre-pay funds from your approved sanction as the need arises, for free.

  • Pay up to 45% lower EMI

    45% lower EMIs*

    Choose to pay interest-only EMIs and pay the principal later to reduce your monthly debt outgo.

  • Pre-approved offers

    Personalised advance

    Take a look at your pre-approved offer to quickly avail your loan limit if you are an existing customer.

  • Zero hidden costs

    Zero hidden charges

    Read our terms and conditions to be 100% aware of our fees and charges.

  • Online account

    Login to our customer portal, Experia, to view your repayment schedule, pay EMIs, and more.

  • Personal Instalment Loans

    Thanks to the simple eligibility criteria, you can have your instalment loan approved in 5 minutes*; and with the need for basic documentation requirement, get your application verified swiftly. Upon approval and verification, you obtain the advance within 24 hours*.

    We offer collateral-free instalment loans, so you do not have to pledge security or mortgage an asset. In fact, as an existing customer, you can avail your pre-approved offer to obtain funds more quickly.

    To plan repayments, you can utilise a personal loan EMI calculator. It helps you choose the right repayment term. Strive to repay over the shortest possible tenor to keep your interest payment small.

    If you are looking to borrow funds as the need arises, you can opt for the Flexi loan facility. It also allows you to pay interest-only EMIs to reduce your EMI burden.

Eligibility Criteria for Instalment Loans

To estimate the maximum advance you can receive, use the personal loan eligibility calculator. It tells you how large an instalment loan you may qualify for based on your current income and fixed obligations.

Interest Rates and Charges for Instalment Loans

The competitive personal loan interest rates and minimal fees and charges on instalment loan make the advance affordable. As you read the terms and conditions, be assured of 100% transparency.

How to Apply for Instalment Loans Online

To apply online, follow this 4-step guide:

  1. Fill in your employment, financial, and personal details in the application form.
  2. Enter the loan amount you desire and choose a suitable tenor to receive approval.
  3. Await contact from a Bajaj Finserv representative and submit the necessary documents.
  4. Receive the funds in your bank account within 1 day of approval and verification.

*Conditions apply