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Personal Loan
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Personal Installment Loans

Installment loans are advances repaid over time in equated monthly installments or EMIs. Bajaj Finserv provides easy installment loans online to help customers address their diverse financial requirements. Utilize the advance to fulfill funding needs, either personal or commercial.

These are collateral-free loans that do not require borrowers to mortgage an asset when applying. You can apply for an installment loan as well to fulfill different financial obligations.

  • Installments Loans: Features and Benefits

  • Simple online application process

    Fill up the application form to apply for easy installment loans online by providing a few basic details.

  • Instant approval

    Receive approval within minutes on your loan application directly from lender and get access to the funds shortly.

  • Quick disbursal

    Address your emergency funding requirements conveniently as Bajaj Finserv disburses such loans within 24 hours* after approval.

  • Loans up to Rs.25 lakh

    Personal installment loans are high-value advances ranging up to Rs.25 lakh to cater to diverse financing needs of the borrowers.

  • Tenor

    Flexible repayment periods

    Select a tenor of up to 60 months for affordable payment of equated monthly installments as per your income. You can utilize a personal loan EMI calculator to arrive at a suitable tenor as per your repayment capacity.

  • Flexi Loan facility

    Bajaj Finserv offers the Flexi facility that reduces loan EMIs by up to 45%*. Make multiple withdrawals from a pre-sanctioned loan amount and pay interest only on the withdrawn amount. Opt for foreclosure or part-prepayment facility to save more on repayment.

  • Pre-approved offers

    Pre-approved offers

    As an existing customer, you can apply for installment loan with pre-approved offers that simplify the process of availing finance. Take a look at your pre-approved offer by providing only your name and phone number.

  • Minimal documentation

    Only a few documents necessary

    Bajaj Finserv requires only the basic documents to sanction an installment loan.

  • No hidden charges

    There are no hidden charges applicable on an installment loan from Bajaj Finserv. All the loan policies are 100% transparent. Check our terms and conditions to gain more information.

  • Online account management

    With the help of our customer portal Experia, manage your loan account and stay updated with information like accrued interest and repayment schedule.

Eligibility Criteria for Installment Loans

Fulfill minimum eligibility criteria and documents required before applying, to improve your chances of personal loan approval. Check the amount you are eligible for by using Bajaj Finserv Personal Loan Eligibility Calculator.

Interest Rates and Charges for Installment Loans

Competitive interest rates and minimal fees and charges on installment loans make the advance affordable.

Contact Us

  1. Provide information like your employment, financial, and personal details.
  2. Enter the loan amount you seek and choose a suitable tenor to receive approval.
  3. Submit the necessary documents to the Bajaj Finserv representative, who shall get in touch with you.
  4. Receive the funds in your bank account within the same day of approval.

*Conditions apply