Features and benefits

  • Loans of up to %$$PL-Loan-Amount$$%
    Loans of up to Rs. 25 lakh
    Obtain a high-value personal loan advance that you can use for almost any financial need.
  • Fast online application
    Fast online application

    Fill the application form online by entering basic details to avail instalment loans quickly.

  • No collateral
    No collateral
    Apply for an instalment loan without pledging an asset as security.
  • Instant approval
    Instant approval

    Secure approval in 5 minutes* of applying online thanks to simple eligibility criteria.

  • Swift disbursal
    Swift disbursal

    Receive the advance within 24 hours* of approval and verification to address your urgent expenses.

  • Easy repayment
    Easy repayment

    Repay your advance per your budget in small instalments spread over up to 60 months.

  • Flexi loan facility
    Flexi loan facility
    Withdraw and part-prepay funds from your approved sanction as the need arises for free.
  • %$$PL-Flexi-EMI$$% lower EMIs*
    45% lower EMIs*
    Opt to pay interest-only EMIs and the principal later to reduce your monthly debt outgo.
  • Personalised advance
    Personalised advance

    Take a look at your pre-approved offer to quickly avail your loan limit if you are an existing customer.

  • Zero hidden charges
    Zero hidden charges
    Read our terms and conditions to be 100% aware of our fees and charges.
  • Online account
    Online account

    Login to our customer portal, Experia, to view your repayment schedule, pay EMIs, and more.

Instalment loans offered by Bajaj Finserv are advances that are repaid over time via equated monthly instalments (EMIs). You can easily apply for an advance online and obtain funds for all your needs, be it personal or commercial.

Thanks to the simple eligibility criteria you can get your instalment loan approved in 5 minutes* and with the documentation requirement being basic you can get your application verified swiftly. Upon approval and verification, you obtain the advance within 24 hours*.

We offer collateral-free instalment loans, meaning that you do not have to pledge security or mortgage an asset. In fact, if you are an existing customer you can avail your pre-approved offer to obtain funds more quickly.

To plan for repayment, you can utilise a Personal Loan EMI Calculator. It helps you pick the right repayment term. Strive to repay over the shortest possible tenor to keep your interest payment small. However, pay attention to your EMI.

If you are looking to borrow funds as the need arises, you can opt for the Flexi loan facility. It also allows you to pay interest-only EMIs, should you require to keep your EMI small.

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Eligibility criteria

  • Nationality
    Nationality
    Indian
  • Age
    Age

    Between 21 years and 67 years*

  • Employment
    Employment
    Salaried, employed with an MNC, public or private company
  • CIBIL score
    CIBIL score Check your CIBIL Score for FREE

    More than 750

To estimate the maximum advance you can receive, use the Personal Loan Eligibility Calculator. It tells you how large an instalment loan you may qualify for based on your current income and fixed obligations.

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Interest rates and charges

The competitive personal loan interest rates and minimal fees and charges on the instalment loan make the advance affordable. As you read the terms and conditions, be assured of 100% transparency.

How to apply for instalment loans?

  1. 1 Fill in your employment, financial, and personal details in the application form
  2. 2 Enter the loan amount you desire and choose a suitable tenor to receive approval
  3. 3 Await contact from a Bajaj Finserv representative and submit the necessary documents
  4. 4 Receive the funds in your bank account within 24 hours* of approval and verification

*Conditions apply