Features and benefits
Loans of up to Rs. 25 lakh
Fast online application
Fill out the application form online by entering basic details to avail of instalment loans quickly.
Fast approval in 5 minutes* of applying online thanks to simple eligibility criteria.
Receive the advance within 24 hours* of approval and verification to address your urgent expenses.
Repay your advance per your budget in small instalments spread over up to 60 months.
Flexi loan facility
Withdraw, and part-prepay funds from your approved sanction as the need arises for free.
45% lower EMIs*
Take a look at your pre-approved offer to quickly avail your loan limit if you are an existing customer.
Zero hidden charges
Log in to our customer portal, Experia, to view your repayment schedule, pay EMIs, and more.
Instalment loans offered by Bajaj Finserv are advances that are repaid over time via equated monthly instalments (EMIs). You can easily apply for an advance online and obtain funds for all your needs, be it personal or commercial.
Thanks to the simple eligibility criteria, you can get your instalment loan approved in 5 minutes*, and with the documentation requirement being basic, you can get your application verified swiftly. Upon approval and verification, you obtain the advance within 24 hours*.
We offer collateral-free instalment loans, meaning that you do not have to pledge security or mortgage an asset. If you are an existing customer, you can avail of your pre-approved offer to obtain funds more quickly.
To plan for repayment, you can utilise a Personal Loan EMI Calculator. It helps you pick the right repayment term. Strive to repay over the shortest possible tenor to keep your interest payment small. However, pay attention to your EMI.
If you are looking to borrow funds as the need arises, you can opt for the Flexi Loan facility. It also allows you to pay interest-only EMIs, should you require to keep your EMI small.
Between 21 years and 67 years*
CIBIL scoreCheck your CIBIL Score for FREE
More than 750
To estimate the maximum advance you can receive, use the Personal Loan Eligibility Calculator. It tells you how large an instalment loan you may qualify for based on your current income and fixed obligations.
Interest rates and charges
The competitive personal loan interest rates and minimal fees and charges on the instalment loan make the advance affordable. As you read the terms and conditions, be assured of 100% transparency.
How to apply for instalment loans?
- 1 Fill in your employment, financial, and personal details in the application form
- 2 Enter the loan amount you desire and choose a suitable tenor to receive approval
- 3 Await contact from a Bajaj Finserv representative and submit the necessary documents
- 4 Receive the funds in your bank account within 24 hours* of approval and verification