Instalment loans

Instalment loans offered by Bajaj Finserv are advances that are repaid over time via equated monthly instalments (EMIs). You can easily apply for an advance online and obtain funds for all your needs, be it personal or commercial.

Thanks to the simple eligibility criteria you can get your instalment loan approved in 5 minutes* and with the documentation requirement being basic you can get your application verified swiftly. Upon approval and verification, you obtain the advance within 24 hours*.

We offer collateral-free instalment loans, meaning that you do not have to pledge security or mortgage an asset. In fact, if you are an existing customer you can avail your pre-approved offer to obtain funds more quickly.

To plan for repayment, you can utilise a Personal Loan EMI Calculator. It helps you pick the right repayment term. Strive to repay over the shortest possible tenor to keep your interest payment small. However, pay attention to your EMI.

If you are looking to borrow funds as the need arises, you can opt for the Flexi loan facility. It also allows you to pay interest-only EMIs, should you require to keep your EMI small.

To estimate the maximum advance you can receive, use the Personal Loan Eligibility Calculator. It tells you how large an instalment loan you may qualify for based on your current income and fixed obligations.