List of Documents Required for Home Loan
The documents required to apply for a home loan are based on the occupation of an applicant.
Nevertheless, the common home loan documents list needed to apply are –
- Property Documents
- Sales deed, stamped agreement of sale, or allotment letter.
- NOC from the housing society or builder.
- Possession certificate and land tax receipt form the land/land revenue/revenue department.
- Detailed estimation of the construction cost.
- Bank account statement or payment receipt detailing payment made to the seller or builder.
- Occupancy certificate (for constructed apartments).
- Identity Proof
- Aadhaar
- PAN
- Voter ID
- Passport
- Driving License
- Address Proof
- Any of the above identity proof document with the permanent address
- Electricity bill
- Telephone bill
- Post-paid mobile bill
- Water tax
- Property tax receipt
- Passport sized Photograph
Checklist of Documents to be Provided by Salaried Applicants?
- Income proof
- Latest salary slips
- Form 16
- Bank Account Statements
- Last 3 months
Checklist of Documents to be Provided by Self-Employed Applicants?
- Proof of Business Existence
- PAN
- GST registration certificate
- Trade license
- Partnership deed
- Articles of Association/Memorandum of Association
- Import Export Code
- SEBI registration certificate
- ROC registration certificate
- Financial Statements (Audited by a CA)
- Profit & Loss Account Statement
- Balance sheet
- Bank account statement
- Last 6 months
