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Documents Required for Home Loan

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List of Documents Required for Home Loan

The documents required to apply for a home loan are based on the occupation of an applicant.

Nevertheless, the common home loan documents list needed to apply are –

  1. Property Documents
    • Sales deed, stamped agreement of sale, or allotment letter.
    • NOC from the housing society or builder.
    • Possession certificate and land tax receipt form the land/land revenue/revenue department.
    • Detailed estimation of the construction cost.
    • Bank account statement or payment receipt detailing payment made to the seller or builder.
    • Occupancy certificate (for constructed apartments).
  2. Identity Proof
    • Aadhaar
    • PAN
    • Voter ID
    • Passport
    • Driving License
  3. Address Proof
    • Any of the above identity proof document with the permanent address
    • Electricity bill
    • Telephone bill
    • Post-paid mobile bill
    • Water tax
    • Property tax receipt
  4. Passport sized Photograph

Checklist of Documents to be Provided by Salaried Applicants?

  1. Income proof
    • Latest salary slips
    • Form 16
  2. Bank Account Statements
    • Last 3 months

Checklist of Documents to be Provided by Self-Employed Applicants?


  1. Proof of Business Existence
    • PAN
    • GST registration certificate
    • Trade license
    • Partnership deed
    • Articles of Association/Memorandum of Association
    • Import Export Code
    • SEBI registration certificate
    • ROC registration certificate
  2. Financial Statements (Audited by a CA)
    • Profit & Loss Account Statement
    • Balance sheet
  3. Bank account statement
    • Last 6 months
Additional: Check Eligibility for Home Loan

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