Bajaj Finserv in your city

With the perfect blend of new and old, Hyderabad is one of India's most resourceful metro cities.

Bajaj Finserv fulfils all your home loan requirements in Hyderabad. Finance your dream home with a Bajaj Finserv Home Loan. Get a high loan amount at competitive interest rates. We operate from two branches in Hyderabad.

Visit any of them or apply online to avail of a home loan.

Features and benefits

Bajaj Finserv offers various value-added features that greatly enhance your borrowing experience. Here are six that you should know of.

  • Minimal paperwork

    Minimal paperwork

    The application process for the Bajaj Finserv home loan is easy. Here are all the documents you will need to begin.

  • Convenient tenor

    Convenient tenor

    The Bajaj Finserv Home Loan can be repaid within a tenor of up to 30 years. Plan your repayment with the home loan EMI calculator.

  • Prepayment facility

    Prepayment facility

    Make part-prepayments and repay the loan faster. Foreclose your loan with zero cost.

  • Additional perks

    Additional perks

    Enjoy a top-up loan of up to Rs.1 crore over your existing home loan. This loan can be utilised for any purpose.

  • Balance transfer

    Balance transfer

    Refinance existing credit with a home loan balance transfer and enjoy affordable interest rates with better terms.

  • PMAY

    PMAY

    Benefit from the PMAY scheme through Bajaj Finserv. You can apply for this facility and enjoy a hassle-free borrowing experience.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750

750

Residency

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

Interest rate and charges

Bajaj Finserv offers cost-effective home loan interest rates to both salaried and self-employed borrowers. Choose between fixed and floating interest rates as per your convenience. While floating interest rates are the same for both types of borrowers, fixed interest rates vary. Bajaj Finserv offers home loans at attractive interest rates, starting from 8.70%* for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals.

*Terms and conditions apply