Bajaj Finserv in your city
With the perfect blend of new and old, Hyderabad is one of India's most resourceful metro cities.
Bajaj Finserv fulfils all your home loan requirements in Hyderabad. Finance your dream home with a Bajaj Finserv Home Loan. Get a high loan amount at competitive interest rates. We operate from two branches in Hyderabad.
Visit any of them or apply online to avail of a home loan.
Features and benefits
Bajaj Finserv offers various value-added features that greatly enhance your borrowing experience. Here are six that you should know of.
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Minimal paperwork
The application process for the Bajaj Finserv home loan is easy. Here are all the documents you will need to begin.
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Convenient tenor
The Bajaj Finserv Home Loan can be repaid within a tenor of up to 30 years. Plan your repayment with the home loan EMI calculator.
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Prepayment facility
Make part-prepayments and repay the loan faster. Foreclose your loan with zero cost.
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Additional perks
Enjoy a top-up loan of up to Rs.1 crore over your existing home loan. This loan can be utilised for any purpose.
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Balance transfer
Refinance existing credit with a home loan balance transfer and enjoy affordable interest rates with better terms.
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PMAY
Benefit from the PMAY scheme through Bajaj Finserv. You can apply for this facility and enjoy a hassle-free borrowing experience.
Home loan eligibility criteria
Criteria |
Self-employed |
Salaried |
Age (in years) |
25 years - 70 years |
28 years - 58 years |
CIBIL score |
750 |
750 |
Residency |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Interest rate and charges
Bajaj Finserv offers cost-effective home loan interest rates to both salaried and self-employed borrowers. Choose between fixed and floating interest rates as per your convenience. While floating interest rates are the same for both types of borrowers, fixed interest rates vary. Bajaj Finserv offers home loans at attractive interest rates, starting from 8.30%* for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals.
*Terms and conditions apply
