Home loan overview

Located in Banaskantha, Gujarat, Palanpur is a city municipality well-known for its ancestry of diamond traders and merchants. The city is also famous for other major industries located here, including textile, marble, and dairy. It is culturally named the city of flowers for its popular ‘ittar’ fragrances.

Residents of the city can obtain a home loan in Palanpur from Bajaj Finserv at affordable rates.

Features & benefits of home loan

  • Substantial top-up loan

    Substantial top-up loan

    A top-up loan of up to Rs. 1 crore on home loan allows meeting emergency funding needs with ease.

  • Online loan account management

    Online loan account management

    Manage your loan account online and track important loan details with our dedicated customer portal Experia.

  • Easy online application

    Easy online application

    Apply for a home loan from Bajaj Finserv by filling up a simple online application form and submitting some basic documents

  • Balance Transfer facility

    Balance Transfer facility

    Our home loan balance transfer facility reduces the housing loan interest rate on your existing loan amount.

  • Up to Rs. 5 crore as home loan

    Up to Rs. 5 crore as home loan

    Obtain a high-value home loan of up to Rs. 5 crore and purchase your preferred property without hassles.

  • Extended tenor of up to 30 years

    Extended tenor of up to 30 years

    An extended tenor of up to 30 years makes EMIs affordable. Take help from an EMI Calculator for Home Loan to determine a suitable tenor.

Home loan interest rate, fees & charges

Avail housing finance with competitive home loan rates that make repayments convenient. Home loan interest rate with Bajaj Finserv starts as low as 8.60%* p.a. The home loan processing fees and other charges on the advance are reasonable too, adding minimum burden to your repayment liability.

Home loan eligibility criteria

Fulfil the below mentioned eligibility criteria to obtain a home loan:

  • A salaried individual’s age must be between 23 and 62 years** while for a self-employed individual, it is between 25 and 70 years**
  • Individual must earn a minimum of Rs. 30,000 monthly; the requirement varies with the city of residence and age of applicant
  • A business vintage of at least 5 years is needed for businesspersons
  • Salaried individuals need to carry a work experience of at least 3 years
  • Individual must be a residing Indian citizen

Estimate your borrowing capacity with a home loan eligibility calculator.

**Maximum age considered at the time of loan maturity.

Documents required for housing loan

Submit these documents to complete your application process for housing loan:

  • Important property documents
  • KYC documents like Voter ID card, Aadhaar card, PAN card, utility bills, Passport, etc.
  • Proof of income as per the applicant’s occupation
  • Self-employed individuals also need to provide proof of business existence
  • Passport-sized photograph/s

These documents are indicative. Our representative may ask you for additional documents, if needed.

How to apply for a home loan?

A simple online application form fill-up completes your request for a home loan with Bajaj Finserv. Follow these steps to successfully apply for housing finance.

  1. 1 Fill up the application form with all required details accurately
  2. 2 Coordinate with our representative for further loan processing requirements
  3. 3 Submit all required documents to complete application

Our terms and conditions are 100% transparent, ensuring that you don’t come across any hidden charges. Look into the additional fees and charges before applying.