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Eligibility Criteria

Are you looking for a loan to buy your dream house but worried about meeting the eligibility criteria? Instead of opting for an individual loan, consider a Joint Home Loan with Bajaj Finserv and increase your chances of getting a Home Loan.

Features & Benefits

Buying a property, whether an apartment, villa, row house, or an empty plot, requires a large amount of money. In order to be eligible to avail of a loan for a large amount of money, you need to have a sizeable income. However, if you do not earn enough to qualify for a Home Loan on your own, you can opt for a Bajaj Finserv Joint Home Loan. A Joint Home Loan allows you to purchase the home you’ve always wanted by sharing the debt with a co-borrower. You can also take a Joint Home Loan if you co-own the property with a close relative.

Here’s a list of people who are eligible to sign up as co-applicants for your Joint Home Loan:

  • Spouse

  • Parent

  • Son, if he is a primary owner in case of multiple heirs

  • Daughter, if she is unmarried, and a primary owner

  • Siblings, if the property is co-owned

    You can also opt for a Home Loan Balance Transfer and get a Top-Up Loan on it, only with Bajaj Finserv.

  • Instant approvals

    You can get a Joint Home Loan in minutes with Bajaj Finserv. You won’t have to wait for days to know if your application is approved or not. At Bajaj Finserv, we provide near instant loan approval in a few minutes after your application is submitted.

  • Fast disbursal

    In order to secure your dream home, you may need to make a payment urgently. This is why we make sure that once your application is approved, your loan amount is disbursed in 72 hours or less. Say goodbye to disbursal delays with Bajaj Finserv joint loans.

  • Low Interest Rates

    Avail some of the lowest interest rates on your joint loan application, only with Bajaj Finserv.

  • Online account access

    Get 365 days, 24/7 access to your Joint Home Loan account. Check your payment schedule, interest certificate, track repayments, and view key information related to your loans by logging in with your credentials on our digital customer portal.

Eligibility Criteria

All salaried professionals can avail of a Joint Home Loan easily from Bajaj Finserv across top cities in India. You’ll need to meet basic eligibility criteria and provide us with a few important documents. Here is the complete list of requirements for Joint Home Loan eligibility.

Fees and Charges

Buying a home can cause considerable strain on your finances. To ease the burden of repaying your Home Loan, Bajaj Finserv charges no extra fees if you decide to prepay your EMIs or foreclose your Joint Home Loan. For information on processing fees, rate of interest and other charges, please visit the link provided to get a better understanding of Joint Home Loan charges and interest rates.

How To Apply

  • 1


    To apply for a quick Home Loan , you need to log-on to our online application form and fill-in some basic details.

  • 2


    You can call us on 1-800-209-4151 and our representative will get in touch with you.

Contact us

1. For new customers

  • we have a calling line set up at 1800-103-3535

  • You can also visit any of our branches. Click here to find out the address of your nearest branch.

  • just SMS “HOME” to 9773633633 and our representative shall get back to you.

2. For existing customers,

  • we are available at 020-39574151 (call charges applicable)

  • You can also write to us at:

Bajaj Finserv
Cts Number 18037, 1st Floor, Gopinath Chambers
Above Jaidev Travels, Adalat Road
Aurangabad, Maharashtra
Phone: 240 391 3920
To know the address of your nearest branch Click here

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