Are you looking for a loan to buy your dream house but worried about meeting the eligibility criteria? Instead of opting for an individual loan, consider a Joint Home Loan with Bajaj Finserv and increase your chances of getting a Home Loan.
Here’s a list of people who are eligible to sign up as co-applicants for your Joint Home Loan:
Spouse
Parent
Son, if he is a primary owner in case of multiple heirs
Daughter, if she is unmarried, and a primary owner
Siblings, if the property is co-owned
You can also opt for a Home Loan Balance Transfer and get a Top-Up Loan on it, only with Bajaj Finserv.
You can get a Joint Home Loan in minutes with Bajaj Finserv. You won’t have to wait for days to know if your application is approved or not. At Bajaj Finserv, we provide near instant loan approval in a few minutes after your application is submitted.
In order to secure your dream home, you may need to make a payment urgently. This is why we make sure that once your application is approved, your loan amount is disbursed in 72 hours or less. Say goodbye to disbursal delays with Bajaj Finserv joint loans.
Avail some of the lowest interest rates on your joint loan application, only with Bajaj Finserv.
Get 365 days, 24/7 access to your Joint Home Loan account. Check your payment schedule, interest certificate, track repayments, and view key information related to your loans by logging in with your credentials on our digital customer portal.
All salaried professionals can avail of a Joint Home Loan easily from Bajaj Finserv across top cities in India. You’ll need to meet basic eligibility criteria and provide us with a few important documents. Here is the complete list of requirements for Joint Home Loan eligibility.
Buying a home can cause considerable strain on your finances. To ease the burden of repaying your Home Loan, Bajaj Finserv charges no extra fees if you decide to prepay your EMIs or foreclose your Joint Home Loan. For information on processing fees, rate of interest and other charges, please visit the link provided to get a better understanding of Joint Home Loan charges and interest rates.
To apply for a quick Home Loan , you need to log-on to our online application form and fill-in some basic details.
You can call us on 1-800-209-4151 and our representative will get in touch with you.
Contact us
1. For new customers
we have a calling line set up at 1800-103-3535
You can also visit any of our branches. Click here to find out the address of your nearest branch.
just SMS “HOME” to 9773633633 and our representative shall get back to you.
2. For existing customers,
we are available at 020-39574151 (call charges applicable)
You can also write to us at: [email protected]
