Bajaj Finserv in your city

Pune is a crucial commercial hub in western India. It boasts thriving IT and manufacturing industries along with several educational institutes. Recently, the city has noted an increase in the demand for housing and, subsequently, financing options such as a home loan.

As the second-largest metropolitan of Maharashtra, Pune has been acknowledged as the ‘Most liveable city in India’ multiple times. So that residents of Pune can meet their housing requirements in this rapidly developing city, Bajaj Finserv extends a home loan to eligible applicants.

Apply for a home loan in Pune or visit our nearest branch to access funds readily. The flexible repayment tenor and competitive home loan interest rates simplify the borrowing experience.

If you’re looking to purchase property, apply for a Bajaj Finserv Home Loan in Pune to finance your dream house. We have 15 branches across Pune, which further makes it easy to access funds. You can also apply online for speedy, hassle-free processing.

Features and benefits of a home loan in Pune

Apply for a Bajaj Finserv home loan in Pune and avail of sizeable financing at a competitive interest rate, with an array of benefits.

  • Interest rate starting %$$HL-SAL-ROI$$%

    Interest rate starting 7.70%*

    With Bajaj Finserv, you’re assured of a competitive interest rate to make repayment affordable in the long run.

  • Funding of %$$HL-max-loan-amount$$%

    Funding of Rs. 5 Crore*

    The amount of funding required is never a problem. We offer sizeable loans to meet all requirements, basis eligibility.

  • Repayment tenor of %$$HL-Tenor$$%

    Repayment tenor of 30 years

    Select a suitable tenor based on your repayment capacity using a home loan EMI calculator with no pressure.

  • Top-up of %$$HLBT-max-loan-amount-HLBT$$%

    Top-up of Rs. 1 Crore*

    Transfer your home loan balance to us for a lower interest rate and a top-up loan of Rs. 1 Cr* or even higher, as per eligibility.

  • Disbursal in %$$HL-Disbursal-TAT$$%

    Disbursal in 48 Hours*

    Enjoy hassle-free and quick processing with Bajaj Finserv. The loan amount is disbursed shortly after document submission and verification.

  • Online account management

    Online account management

    Enjoy a hassle-free experience even once you avail of the loan. With our customer portal, you can transact online, download statements, and much more.

  • Zero prepayment and foreclosure charges

    Zero prepayment and foreclosure charges

    Choose to partly prepay or foreclose a Bajaj Finserv Home Loan at no additional charges (individuals with a floating interest rate).

  • Customised repayment options

    Customised repayment options

    Bajaj Finserv offer tailored repayment options to keep the loan affordable for every applicant.

  • External benchmark linked loans

    External benchmark linked loans

    Avail of an external benchmark linked loan to make the most of rate cuts on a regulatory or market level.

  • Hassle-free processing

    Hassle-free processing

    Enjoy quick and hassle-free processing with us. Our eligibility criteria are simple, and our documentation requirements are minimal.

  • Interest subsidy under PMAY**

    Interest subsidy under PMAY**

    Eligible applicants can make the most of interest benefits under the Pradhan Mantri Awas Yojana.

Home loan eligibility criteria

You can avail a home loan in Pune by meeting these criteria. Check your loan eligibility right away by using our home loan eligibility calculator.

Criteria

Description

Nationality

Residing Indian citizen

Age

23 to 62 years (salaried)

25 to 70 years (self-employed)

Upper age limit = Age at loan maturity

Work experience

3 years (salaried)

5 years vintage in existing business (self-employed)

CIBIL

750+ (ideal)

Monthly income

Rs. 30,000 to Rs. 50,000 (salaried)

Rs. 30,000 to Rs. 40,000 (self-employed)

Basis city and age

 

Prepare a document checklist before applying for a home loan for faster loan processing. Apply for a home loan without documents if you are eligible for pre-approved offers. Check pre-approved home loan offer with name and phone number.

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Home loan interest rate, fees, and charges

Bajaj Finserv offers home loan at nominal rates of interest and maintains transparency. Our interest rates start at 7.70%* for salaried and professional applicants. Check our home loan interest rates and additional charges now to make an informed choice.