Home loan up to Rs. 1 crore: Features and benefits

  • Easy repayment

    Easy repayment

    Pick a tenor that ranges up to 30 years to ensure optimal outgo all through.

  • PMAY perks

    PMAY perks

    With the CLSS benefit on your home loan, you can get an interest subsidy up to Rs. 2.67 lakh.

  • Balance transfer feature

    Balance transfer feature

    Transfer the home loan to us easily and quickly, with minimal documentation required and expedited processing.

  • Sizable top-up loan

    Sizable top-up loan

    Fund other financial obligations with a high-value top-up loan, which comes with a nominal rate of interest.

  • Online provision

    Online provision

    Apply online for a housing loan, without leaving the comfort of your home.

Home loan up to Rs. 1 crore

With a sanction of up to Rs. 1 crore, this specialised home loan by Bajaj Finserv is a great option. It can help you purchase the home of your dreams without compromise. What’s more, you get to opt for a convenient tenor that ranges up to 30 years, ensuring repayment stays comfortable all through.

Be sure to use our handy online tools such as the home loan EMI calculator. This can help you find the best tenor, learn about the total cost of borrowing, and give you invaluable insight into your EMIs. For a better idea of the EMIs payable for varying tenors and amounts, look at the following tables.

EMIs for a Home Loan of Rs. 1 Crore

Considering a sanction of Rs. 1 crore, at an interest rate of 8.60%, here are the EMIs for different tenors.

Loan Amount (In Rs)


EMIs (In Rs.)

1 Crore

10 years


1 Crore

15 years


1 Crore

20 years


1 Crore

25 years


1 Crore

30 years


*The table has values that are subject to change.

Home Loan EMIs for a Rs. 1 to 5 Crore

Loan Amount


Interest Rate (p.a.)

EMIs (in Rs)

Rs. 1 Crore

10 Years



Rs. 2 Crore

10 Years



Rs. 3 Crore

10 Years



Rs. 4 Crore

10 Years



Rs. 5 Crore

10 Years



Home loan up to Rs. 1 crore: Eligibility criteria*

Our home loan eligibility criteria are easy to meet and help you get the funds you need without any hassles. Here is a list of the terms you should be aware of.

  • Nationality



  • Age


    23 to 62 years for salaried individuals, 25 to 70 years for self-employed

  • Employment status

    Employment status

    At least 3 years of experience for salaried individuals, at least 5 years of business continuity for self-employed individuals

  • CIBIL score

    CIBIL score

    750 or higher

*Please note that the list of eligibility terms mentioned is indicative. Terms and conditions apply.

Home loan up to Rs. 1 crore: Interest rate and fees

Get approved for a large sanction at an attractive home loan interest rate and ensure that your interest outgo stays within budget.

Read about the complete fees and charges applicable on our home loan online.

*Conditions apply