Home loan up to Rs. 30 lakhs: Features and benefits

Please go through the features and benefits of home loan.

  • Property dossier service
    Property dossier service

    Get a thorough guide to understand the legal and financial aspects of buying property with ease. 

  • Digital provisions
    Digital provisions

    Apply for our home loan online and enjoy a much more convenient experience with loan processing.

  • Top-up loan feature
    Top-up loan feature

    Get a substantial top-up loan at a nominal interest rate and spend it without any restrictions to meet diverse needs.

  • Flexible repayment
    Flexible repayment

    Select a comfortable tenor that ranges up to 30 years to keep your EMIs manageable and easy on the pocket. 

  • Effortless balance transfer
    Effortless balance transfer

    Transfer the home loan from another lender to Bajaj Finserv without any hassles and with minimal documentation.

Home loan up to Rs. 30 lakh details

With this Bajaj Finserv Home Loan, you can purchase an apartment, renovate an existing house, or construct a home to suit your needs. The sanction of up to Rs. 30 lakh is easy to access as you only have to meet minimal criteria and submit basic documentation. Thanks to the e-home loan feature, you can apply online and satisfy all requisites without stepping out.

Another online feature with this loan is the handy home loan EMI calculator. It plays a crucial role in helping you plan the loan and offers great insight about your potential EMIs. Use it before and during your home loan application.

Here are a few tables to help you get a better idea of the EMIs applicable on different loan terms.

When you opt for a loan of Rs. 30 lakhs with an interest rate of 10%, here are the EMIs for 3 varying tenors.

Loan amount

Rs. 30,00,000

EMI for a tenor of 10 years

Rs. 39,645

EMI for a tenor of 15 years

Rs. 32,238

EMI for a tenor of 20 years

Rs. 28,951

*The table has values that are subject to change.

On the other hand, here are the EMIs payable for 4 different sanctions, across a range of tenors with a fixed interest rate of 10%.

  • Loan amount Rs 26 Lakhs: The EMI for tenor of 10 years will be Rs. 34,359. For tenor of 15 years will be Rs. 27,940. For tenor of 20 years will be Rs. 25,091.
  • Loan amount Rs 27 Lakhs: The EMI for tenor of 10 years will be Rs. 35,681. For tenor of 15 years will be Rs. 29,014. For tenor of 20 years will be Rs. 26,056.
  • Loan amount Rs 28 Lakhs: The EMI for tenor of 10 years will be Rs. 37,002. For tenor of 15 years will be Rs. 30,089. For tenor of 20 years will be Rs. 27,021.
  • Loan amount Rs 30 Lakhs: The EMI for tenor of 10 years will be Rs. 39,645. For tenor of 15 years will be Rs. 32,238. For tenor of 20 years will be Rs. 28,951.
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Home loan up to Rs. 30 lakh: Eligibility criteria*

Here is a list of the requirements to meet in order to qualify for the sanction.

  • Nationality
    Nationality

    Indian

  • Age
    Age

    23 years to 62 years years for salaried individuals; 25 years to 70 years years for self-employed individuals

  • Employment status
    Employment status

    At least 3 years years of experience for salaried individuals; at least 5 years years of business continuity for self-employed individuals

  • CIBIL score
    CIBIL score

    750 or higher

*Please note that the list of eligibility terms mentioned above is indicative. Terms and conditions apply.

Home Loan Up To Rs. 30 lakh: Interest Rate and Fees

This Bajaj Finserv Home Loan has a competitive interest rate and nominal charges.
Read the complete list of fees and charges applicable on our home loan to take an informed decision.

*Conditions apply