Features and benefits of Rs. 30 lakh home loan

Please go through the features and benefits of home loan.

  • Property dossier service

    Property dossier service

    Get a thorough guide to understand the legal and financial aspects of buying property with ease.

  • Digital provisions

    Digital provisions

    Apply for our home loan online and enjoy a much more convenient experience with loan processing.

  • Top-up loan feature

    Top-up loan feature

    Get a substantial top-up loan at a nominal interest rate and spend it without any restrictions to meet diverse needs.

  • Flexible repayment

    Flexible repayment

    Select a comfortable tenor that ranges up to 40 years to keep your EMIs manageable and easy on the pocket.

  • Effortless balance transfer

    Effortless balance transfer

    Transfer the home loan from another lender to Bajaj Finserv without any hassles and with minimal documentation.

Home loan up to Rs. 30 lakh details

With this home loan from Bajaj Finserv, you can purchase an apartment, renovate an existing house, or construct a home to suit your needs. The sanction of up to Rs. 30 lakh is easy to access as you only have to meet minimal criteria and submit basic documentation. Thanks to the e-home loan feature, you can apply online and satisfy all requisites without stepping out.

Another online feature with this loan is the handy home loan EMI calculator. It plays a crucial role in helping you plan the loan and offers great insight about your potential EMIs. Use it before and during your home loan application.

Here are a few tables to help you get a better idea of the EMIs applicable on different loan terms.

Rs. 30 lakh home loan EMI with varying tenures

Another online feature with this loan is the handy home loan EMI calculator. It plays a crucial role in helping you plan the loan and offers great insight about your potential EMIs. Use it before and during your home loan application.

Here are a few tables to help you get a better idea of the EMIs applicable on different loan terms.

Loan amount Interest Rate Tenure EMI
Rs. 30 lakh 8.50%* 10 years Rs. 37,196
Rs. 30 lakh 8.50%* 15 years Rs. 29,542
Rs. 30 lakh 8.50%* 20 years Rs. 26,035
Rs. 30 lakh 8.50%* 25 years Rs. 24,157
Rs. 30 lakh 8.50%* 30 years Rs. 23,067
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EMI for an Rs. 30 lakh home loan for 20 years

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.

Tenor

20 Years

EMI

Rs. 26,225


EMI for an Rs. 30 lakh home loan for 15 years

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.

Tenor

15 Years

EMI

Rs. 29,718


EMI for an Rs. 30 lakh home loan for 10 years

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.

Tenor

10 Years

EMI

Rs. 37,356

 

Home Loan EMI based on amount

20 Lakh Home Loan EMI
75 Lakh Home Loan EMI 70 Lakh Home Loan EMI
50 Lakh Home Loan EMI
45 Lakh Home Loan EMI 10 Lakh Home Loan EMI
35 Lakh Home Loan EMI
40 Lakh Home Loan EMI 25 Lakh Home Loan EMI
15 Lakh Home Loan EMI 12 Lakh Home Loan EMI 1 Crore Home Loan EMI

How to apply for Rs. 30 lakh home loan

Step-by-step guide to applying for a home loan:

  1. 1 Click on the 'APPLY' button on this page.
  2. 2 Enter your full name, mobile number, and employment type.
  3. 3 Now select the type of loan you wish to apply for.
  4. 4 Generate and submit your OTP to verify your phone number.
  5. 5 Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. 6 In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
  7. 7 Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.

Home loan up to Rs. 30 lakh: Eligibility criteria*

Here is a list of the requirements to meet in order to qualify for the sanction.

  • Nationality

    Nationality

    Indian

  • Age

    Age

    23 years to 65 years for salaried individuals, 23 years to 75 years for self-employed individuals

  • Employment status

    Employment status

    At least 3 years years of experience for salaried individuals; at least 5 years years of business continuity for self-employed individuals

  • CIBIL score

    CIBIL score

    725 or higher

*Please note that the list of eligibility terms mentioned above is indicative. Terms and conditions apply.

Home Loan Up To Rs. 30 lakh: Interest Rate and Fees

This Bajaj Finserv Home Loan has a competitive interest rate and nominal charges.
Read the complete list of fees and charges applicable on our home loan to take an informed decision.

*Conditions apply