Features and benefits of Rs. 30 lakh home loan

Please go through the features and benefits of home loan.

  • Property dossier service

    Property dossier service

    Get a thorough guide to understand the legal and financial aspects of buying property with ease.

  • Digital provisions

    Digital provisions

    Apply for our home loan online and enjoy a much more convenient experience with loan processing.

  • Top-up loan feature

    Top-up loan feature

    Get a substantial top-up loan at a nominal interest rate and spend it without any restrictions to meet diverse needs.

  • Flexible repayment

    Flexible repayment

    Select a comfortable tenor that ranges up to 30 years to keep your EMIs manageable and easy on the pocket.

  • Effortless balance transfer

    Effortless balance transfer

    Transfer the home loan from another lender to Bajaj Finserv without any hassles and with minimal documentation.

Home loan up to Rs. 30 lakh details

With this home loan from Bajaj Finserv, you can purchase an apartment, renovate an existing house, or construct a home to suit your needs. The sanction of up to Rs. 30 lakh is easy to access as you only have to meet minimal criteria and submit basic documentation. Thanks to the e-home loan feature, you can apply online and satisfy all requisites without stepping out.

Another online feature with this loan is the handy home loan EMI calculator. It plays a crucial role in helping you plan the loan and offers great insight about your potential EMIs. Use it before and during your home loan application.

Here are a few tables to help you get a better idea of the EMIs applicable on different loan terms.

EMI for an Rs. 30 lakh home loan for 20 years

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.


20 Years


Rs. 26,225

EMI for an Rs. 30 lakh home loan for 15 years

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.


15 Years


Rs. 29,718

EMI for an Rs. 30 lakh home loan for 10 years

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.


10 Years


Rs. 37,356

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Home loan up to Rs. 30 lakh: Eligibility criteria*

Here is a list of the requirements to meet in order to qualify for the sanction.

  • Nationality



  • Age


    23 years to 62 years years for salaried individuals; 25 years to 70 years years for self-employed individuals

  • Employment status

    Employment status

    At least 3 years years of experience for salaried individuals; at least 5 years years of business continuity for self-employed individuals

  • CIBIL score

    CIBIL score

    750 or higher

*Please note that the list of eligibility terms mentioned above is indicative. Terms and conditions apply.

Home Loan Up To Rs. 30 lakh: Interest Rate and Fees

This Bajaj Finserv Home Loan has a competitive interest rate and nominal charges.
Read the complete list of fees and charges applicable on our home loan to take an informed decision.

*Conditions apply