Among the most modernised cities in Uttar Pradesh, Noida is an integrated industrial and one of the largest planned cities in India with abundant facilities. Being a part of the NCR, 50% of its population commutes to Delhi for work regularly. Noida itself is a centre of software and mobile app development companies like CSC, Samsung, HCL, IBM and others. It is also a prominent destination for the nation’s entertainment industry.
Own the best property in this booming city with financial assistance from Bajaj Finserv. Avail up to Rs.3.5 crore as a home loan in Noida instantly.
Save up to Rs.2.67 lakh on your home loan interests under the Pradhan Mantri Awas Yojana scheme. Pay a subsidised rate of 6.75%* on the housing loan and repay with manageable EMIs easily. Adults who are earning members can apply for the loan separately to fulfil their homeownership dream.
No more paying high interests on your existing home loan. Transfer home loan balance to Bajaj Finserv and lowers the monthly outflows considerably. Top-up loans are available for your additional financial needs.
Avail top up loan of up to Rs.50 lakh at a lower rate of 6.75%* without any documents.
A home loan in Noida comes with both foreclosure and part-prepayment facilities at nil charges.
Make your repayment convenient by choosing a suitable tenor of up to 240 months.
Bajaj Finserv assures to simplify the application process with minimum documents required for a home loan.
Meeting the home loan eligibility is essential for credit approval.
|Age (for salaried||23 to 62 years|
|Age (for self-employed)||25 to 70 years|
|Business vintage||At least 5 years|
|Work experience||Minimum 3 years|
You can check your eligibility with our easy to use home loan eligibility calculator.
Utilise the online home loan EMI calculator to know your monthly instalments, cost of loan and total payable interest beforehand. Simply provide a few loan-related details like loan amount, tenor and interest rate to compute the result instantly. The tool helps applicants set a suitable repayment schedule basing on accurate data.
Some of the basic documents needed to submit include:
Before applying, ensure to check the various fees and charges of home loans.
|Types of rates||Charges applicable|
|Promotional home loan interest rate (for salaried applicants)||Starting from 6.75%*|
|Rate of interest (for self-employed)||6.75%* to 10.30%|
|Rate of interest (for salaried)||6.75%* to 11.15%|
|Loan statement fees||Rs. 50|
|Penal interest||2% per month|
|Processing charges (for self-employed)||Up to 1.20%|
|Processing charges (for salaried)||Up to 0.80%|
The current lowest interest rate on housing loan in Noida by bajaj finserv for salaried customers is 6.75%*.
You can get a home loan in Noida anywhere between Rs.20 Lakh and Rs.3.5 Crore* from Bajaj Finserv.
You can apply online for a housing loan in Noida with minimum documentation & instant approval by submitting an online application for home loan at Bajaj Finserv.
The minimum monthly salary to apply for a home loan in Noida is ₹ 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
2. For existing customers,
B - 11, 1st Floor, Sector-16, Vardhman Plaza,
Above Blue Dart Office, Opp, Metro Station Rd,
Central Auto Market, Block B,
Sector 16, Noida,
PIN - 201301