Bajaj Finserv in your city

Noida is situated in Uttar Pradesh and is a satellite city of Delhi and a part of India’s National Capital Region (NCR). It is home to over 7 lakh Indians and is managed by the New Okhla Industrial Development Authority (NOIDA).

If you are looking forward to settling in Noida, opt for a Bajaj Finserv Home Loan and enjoy low-interest rates and other facilities.

Features and benefits in Noida

Applicants interested in availing a housing loan in Noida

  • Ample sanction amount

    Ample sanction amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates and even more, to boost your home buying journeys.

  • Fast disbursal

    Fast disbursal

    Get the disbursal in just 48 hours* amounts from approval with Bajaj Finserv.

  • Online loan status

    Online loan status

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.

  • Long tenor stretch

    Long tenor stretch

    The Bajaj Finserv home loan tenor stretches up to 30 years. Use our home loan EMI calculator and select the ideal repayment tenor.

  • Contactless disbursal

    Contactless disbursal

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.

Noida is one of India’s greenest cities with approximately 50% greenery, the highest in any Indian city. Its transportation connectivity is one of the prime reasons for its fast development. It is also a well-known IT hub, witnessing a great influx of IT professionals settling in the region. Noida houses several famous institutions such as Amity University, Jaypee Institute of Information Technology, Noida International University, and several others.

If you are looking for a high-value loan scheme for housing needs, choose Bajaj Finserv, your one-stop destination. Residents of Noida can avail of a home loan of up to Rs. 5 Crore* from Bajaj Finserv at a low-interest rate.

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Home loan eligibility criteria

Bajaj Finserv lays down simple eligibility and document requirements for easy access of home loans in Noida. Use a home loan eligibility calculator to check maximum loan availability before applying.

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Rs. 30,000 to Rs. 40,000

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Use the online home loan EMI calculator and check the monthly instalment amount before obtaining a loan, so you make an informed decision.

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Home loan interest rate, fees and charges

Bajaj Finserv offers home loans against nominal fees. The housing loan interest rates are low, and there are no hidden charges. Residents of Noida can avail tax benefits as well per the Income Tax Act and reduce their overall liability.

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*Terms and conditions apply

Home loan in Noida FAQs

What is a part prepayment facility?

Bajaj Finserv extends this facility to home loan borrowers so that they can pay an amount over and above the EMI amount, whenever it is suitable. The payment goes towards reducing the principal amount, which ultimately lowers the total interest liability.

Can I obtain a home loan without documents?

You can only obtain a home loan with minimum documents if you qualify for pre-approved offers on a home loan.

Is a home loan balance transfer free of cost?

A home loan balance transfer involves a few costs like foreclosure charges (if applicable) levied by the existing lender and processing & secure fees by the new lender.