Housing Loan in Noida: Overview
Among the most modernised cities in Uttar Pradesh, Noida is an integrated industrial and one of the largest planned cities in India with abundant facilities. Being a part of the NCR, 50% of its population commutes to Delhi for work regularly. Noida itself is a centre of software and mobile app development companies like CSC, Samsung, HCL, IBM and others. It is also a prominent destination for the nation’s entertainment industry.
Own the best property in this booming city with financial assistance from Bajaj Finserv. Avail up to Rs.3.5 crore as a home loan in Noida instantly.
Noida Home Loan: Features and Benefits
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PMAY
Save up to Rs.2.67 lakh on your home loan interests under the Pradhan Mantri Awas Yojana scheme. Pay a subsidised rate of 6.75%* on the housing loan and repay with manageable EMIs easily. Adults who are earning members can apply for the loan separately to fulfil their homeownership dream.
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Home Loan Balance Transfer
No more paying high interests on your existing home loan. Transfer home loan balance to Bajaj Finserv and lowers the monthly outflows considerably. Top-up loans are available for your additional financial needs.
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Top-Up Loan
Avail top up loan of up to Rs.50 lakh at a lower rate of 6.75%* without any documents.
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Part-Prepayment and Foreclosure Facility
A home loan in Noida comes with both foreclosure and part-prepayment facilities at nil charges.
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Flexible Tenor
Make your repayment convenient by choosing a suitable tenor of up to 240 months.
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Minimal Documentation
Bajaj Finserv assures to simplify the application process with minimum documents required for a home loan.
Home Loan Eligibility Criteria
Meeting the home loan eligibility is essential for credit approval.
| Eligibility Criteria | Details |
|---|---|
| Age (for salaried | 23 to 62 years |
| Age (for self-employed) | 25 to 70 years |
| Business vintage | At least 5 years |
| Work experience | Minimum 3 years |
| Nationality | Indian (resident) |
You can check your eligibility with our easy to use home loan eligibility calculator.
Calculate Home Loan EMI
Utilise the online home loan EMI calculator to know your monthly instalments, cost of loan and total payable interest beforehand. Simply provide a few loan-related details like loan amount, tenor and interest rate to compute the result instantly. The tool helps applicants set a suitable repayment schedule basing on accurate data.
Documents Required for Home Loan
Some of the basic documents needed to submit include:
- KYC documents
- Proof of business vintage
- Form 16 / Latest salary slips
- Passport-sized photograph
- Latest bank account statements
Home Loan Interest Rate, Fees & Charges
Before applying, ensure to check the various fees and charges of home loans.
| Types of rates | Charges applicable |
|---|---|
| Promotional home loan interest rate (for salaried applicants) | Starting from 6.75%* |
| Rate of interest (for self-employed) | 6.75%* to 10.30% |
| Rate of interest (for salaried) | 6.75%* to 11.15% |
| Loan statement fees | Rs. 50 |
| Penal interest | 2% per month |
| Processing charges (for self-employed) | Up to 1.20% |
| Processing charges (for salaried) | Up to 0.80% |
How to Apply for Home Loan?
Step 1: Access the application form on our website.
Step 2: Fill it up with employment, financial, personal and property details.
Step 3: Complete the payment of the secure fee online.
Step 4: Upload scanned copies of every necessary document online.
You can also apply offline via an SMS. Write 'HLCI' to 9773633633.
Housing Loan in Noida FAQs
What is the lowest interest rate on a home loan in Noida?
The current lowest interest rate on housing loan in Noida by bajaj finserv for salaried customers is 6.75%*.
What is the maximum housing loan in Noida that I can get?
You can get a home loan in Noida anywhere between Rs.20 Lakh and Rs.3.5 Crore* from Bajaj Finserv.
How to apply online for a home loan in Noida?
You can apply online for a housing loan in Noida with minimum documentation & instant approval by submitting an online application for home loan at Bajaj Finserv.
What is the minimum salary for a home loan in Noida?
The minimum monthly salary to apply for a home loan in Noida is ₹ 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.
Contact Us
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
- we have a calling line set up at 1800-103-3535.
- You can also visit any of our branches.
- just SMS “HOME” to 9773633633 and our representative shall get back to you.
2. For existing customers,
- we are available at 020-39574151 (call charges applicable)
- You can also visit us at: https://www.bajajfinserv.in/reach-us
Branch Address
Bajaj Finserv
B - 11, 1st Floor, Sector-16, Vardhman Plaza,
Above Blue Dart Office, Opp, Metro Station Rd,
Central Auto Market, Block B,
Sector 16, Noida,
Uttar Pradesh
PIN - 201301
