Bajaj Finserv Home Loan in Mumbai

The economic, business, and financial capital of India, Mumbai is a tier-1 city in Maharashtra. This city is home to the largest Indian film industry, Bollywood.

Obtain a home loan from Bajaj Finserv and buy a property at any prime location in Mumbai. You can apply for a home loan online at an interest rate starting from 8.50%* p.a.

We operate a branch in this city. Visit us or apply online to avail home loans.

Features & benefits of home loan in Mumbai

Applicants interested in availing a housing loan in Mumbai can read more to know about the features of the Bajaj Finserv Home Loan.

  • Money in Hand

    Get easy top-up loan

    You can now enjoy an easy top up loan of up to Rs. 1 Crore* over your existing Bajaj Finserv Home Loan at an affordable rate of interest.

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    Flexi hybrid home loan

    Use a flexi hybrid home loan for easy repayment. Pay interest only on the utilised funds.

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    Home loan refinancing

    Transfer existing home loan amount to Bajaj Finserv and qualify for better interest rates and terms.

  • Minimal Documentation

    Simple documentation

    Submit only a handful of documents while availing a home loan from us and accelerate the loan processing.

  • High Loan Amount

    Zero foreclosure charges

    Now foreclose your Bajaj Finserv home loan right after paying the first EMI without any additional charges.

  • Minimal Documentation

    Property dossier

    Bajaj Finserv offers a dossier to assist you through your legal and financial elements of owning a property.

  • Online Account Management

    Digital account management

    Bajaj Finserv Home Loan scheme is now available online. Manage your home loan digitally with us.

  • Eligibility

    Personalised insurance schemes

    Protect your family from the burden of home loan repayment with a personalised insurance plan.

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    3 months interest grace period

    Use the 3 months non-repayment period to your advantage. Adjust it later with the tenor.

  • Flexible Repayment

    Flexi hybrid facility

    Manage your loan account with our flexi hybrid home loan and pay only interest during the initial tenor.

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    Hassle-free part-prepayment

    Prepay whenever you have surplus to clear debt faster. We also allow you to foreclose loan without extra cost.

Mumbai is the fastest growing metropolitan city located in Maharashtra. Some of the numerous notable places in this city are the Gateway of India, Marine Drive, Elephanta Island, Juhu Beach, etc.

To address the rising property costs, opt for a home loan from us in Mumbai. The high loan value helps afford most of the well-equipped properties at good localities. Explore the features of this advance to reap its benefits maximally.

Apply online or come down to our branch to get this loan.

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Eligibility criteria for home loan in Mumbai

Following are the home loan eligibility parameters for Bajaj Finserv.




Age (in years)

23 years - 70 years

23 years - 70 years

CIBIL score

725 +

725 +




Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

Apart from meeting these requirements, make sure to declare any additional sources of income to boost your eligibility to avail funds.

Home loan interest rate, fees, and charges in Mumbai

Bajaj Finserv, offers home loan at low interest rates. Our interest rates start from 8.50%* p.a Check our home loan interest rates and additional charges now to make an informed choice.

How to apply home loan in Mumbai

Step-by-step guide to applying for a home loan

  1. 1 Click on the 'APPLY' button on this page.
  2. 2 Enter your full name, mobile number, and employment type.
  3. 3 Now select the type of loan you wish to apply for.
  4. 4 Generate and submit your OTP to verify your phone number.
  5. 5 Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. 6 In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
  7. 7 Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.