Bajaj Finserv in your city

The economic, business, and financial capital of India, Mumbai is a tier-1 city in Maharashtra. This city is home to the largest Indian film industry, Bollywood.

Obtain a home loan from Bajaj Finserv and buy a property at any prime location in Mumbai. Repay the loan over a prolonged period.

We operate a branch in this city. Visit us or apply online to avail home loans.

Features & benefits

Applicants interested in availing a housing loan in Kolhapur can read more to know about the features of the Bajaj Finserv Home Loan.

  • Money in Hand
    Get easy top-up loan

    You can now enjoy an easy top up loan of up to Rs.50 lakh over your existing Bajaj Finserv Home Loan at an affordable rate of interest.

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    Flexi hybrid home loan

    Use a flexi hybrid home loan for easy repayment. Pay interest only on the utilised funds.

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    Home loan refinancing

    Transfer existing home loan amount to Bajaj Finserv and qualify for better interest rates and terms.

  • Minimal Documentation
    Simple documentation

    Submit only a handful of documents while availing a home loan from us and accelerate the loan processing.

  • High Loan Amount
    Zero foreclosure charges

    Now foreclose your Bajaj Finserv home loan right after paying the first EMI without any additional charges.

  • Minimal Documentation
    Property dossier

    Bajaj Finserv offers a dossier to assist you through your legal and financial elements of owning a property.

  • Online Account Management
    Digital account management

    Bajaj Finserv Home Loan scheme is now available online. Manage your home loan digitally with us.

  • Eligibility
    Personalised insurance schemes

    Protect your family from the burden of home loan repayment with a personalised insurance plan.

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    3 months interest grace period

    Use the 3 months non-repayment period to your advantage. Adjust it later with the tenor.

  • Flexible Repayment
    Flexi hybrid facility

    Manage your loan account with our flexi hybrid home loan and pay only interest during the initial tenor.

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    Hassle-free part-prepayment

    Prepay whenever you have surplus to clear debt faster. We also allow you to foreclose loan without extra cost.

Mumbai is the fastest growing metropolitan city located in Maharashtra. Some of the numerous notable places in this city are the Gateway of India, Marine Drive, Elephanta Island, Juhu Beach, etc.

To address the rising property costs, opt for a home loan from us in Mumbai. The high loan value helps afford most of the well-equipped properties at good localities. Explore the features of this advance to reap its benefits maximally.

Apply online or come down to our branch to get this loan.

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Home loan eligibility criteria

Following are the home loan eligibility parameters for Bajaj Finserv.

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

NA

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Apart from meeting these requirements, make sure to declare any additional sources of income to boost your eligibility to avail funds.

Interest rates and charges

Bajaj Finserv housing loan interest rate is affordable and available in both fixed and floating variants. The rates differ slightly for salaried and self-employed borrowers.