Home Loan EMI Payment
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Home Loan EMI Payment - Cheques vs ECS

Wondering about your home loan EMI payment? You will have naturally worked out your monthly repayment amount using the Bajaj Finserv home loan EMI calculator before applying for your desired amount. The commonest methods of paying home loan EMIs are either through cheques or ECS. However, there are various ways to pay EMI online as well.

Pay Home Loan EMI Through Cheques


When it comes to cheque repayment, you can write cheques every month and submit the same to your lender prior to the due date for EMI repayment. You can also withdraw cash from your salary account and deposit the same in the account of the lender. However, the benefit here is that borrowers are not required to pay added charges for EMI payments with their monthly cheques. You may also provide post-dated cheques for a few months to the lender.


Pay Home Loan EMI Through Electronic Clearance Service (ECS)


Electronic Clearance Service (ECS) is a more convenient facility where you have to fill out a form and get the same submitted to your lender. As per the due date and EMI amount, there will be a debit of this sum from your account, which is then transferred to the home loan account of the lender. A small charge will be imposed on users for this facility.
You can also check out other methods of EMI payment. With the Bajaj Finserv customer portal, you can pay your EMI online as well or you can download the Bajaj Finserv app for EMI payment.


Also Read: How to Calculate Home Loan EMI