Home Loan EMI Payment

Pay Bajaj Finserv EMI Online

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How to make an online payment for Bajaj Finserv EMI overdue?

You can pay your overdue Bajaj finserv payment online through two provisions.

Firstly, you can log on to the Bajaj Finserv dedicated customer portal with your details and make the payment online.

Secondly, you can use the Bajaj Finserv App to make the online EMI payment. All you have to do is download the app and follow these steps to make a payment through the app.

  1. Log in to the Experia App using your registered mobile number and details
  2. Click ‘Account Information’ and then click on ‘Online Payment’
  3. Choose the ‘EMI and Overdue Payment’ option
  4. Enter your details into the payment gateway and authorise payment

Besides the online payment options, you can also pay your EMIs through cheque or via ECS.

If you choose to pay cheques, you will have to submit a cheque before the due date, every month or provide post-dated cheques. ECS is a lot simpler as the EMI amount is auto-debited from your account on the due date.

Pay Bajaj Overdue EMI Through Cheques

When it comes to cheque repayment, you can write cheques every month and submit the same to your lender prior to the due date for EMI repayment. You can also withdraw cash from your salary account and deposit the same in the account of the lender. However, the benefit here is that borrowers are not required to pay added charges for Bajaj Finance EMI payments with their monthly cheques. You may also provide post-dated cheques for a few months to the lender.

Pay Bajaj Finserv EMI Through Electronic Clearance Service (ECS)

Electronic Clearance Service (ECS) is a more convenient facility where you have to fill out a form and get the same submitted to your lender. As per the due date and EMI amount, there will be a debit of this sum from your account, which is then transferred to the home loan account of the lender. A small charge will be imposed on users for this facility.

Bajaj Finserv Payment - Cheques vs ECS

Wondering about your Bajaj Finserv EMI overdue payment for home loan? You will have naturally worked out your monthly repayment amount using the Home Loan EMI calculator of Bajaj Finserv before applying for your desired amount. The commonest methods of paying home loan EMIs are either through cheques or ECS. However, there are various ways to pay EMI online as well.

FAQS on Bajaj Finserv Online Payment

Can I pay my Bajaj Finance EMI online?

Yes, you can make Bajaj Finserv EMI payment online. All you have to do is log on to the customer portal, Experia, with your designated ID and password. Additionally, you can also make EMI payments through the Bajaj Finserv App, right from your smartphone, and enjoy enhanced ease of repayment and convenience.

Can I pay all EMI at once in Bajaj Finserv?

Yes, you can pay all your EMIs at once by opting to prepay or foreclose the loan. This is a provision that allows you to pay your loan before its tenor. Do note that in order to avail this facility, you must clear your first EMI.

How can I get the repayment schedule for Bajaj Finserv?

You can get your repayment schedule when you access the home account statement. This can be accessed either through email or Experia, the dedicated Bajaj Finserv customer portal. With the account statement, you will also get access to a record of your past payments, start and end dates of the tenor and other key loan information.

Can I pay Bajaj Finserv EMI before the due date?

Yes, you can pay Bajaj Finserv EMIs before the due date. Advance EMI payments can be done online by logging into the Experia portal with the ID and Password or by visiting a branch nearest to you. Do note that such payments have to be made before the 23rd of the month. Any payments made post this date will not count toward the next EMI payment.

How to make EMI payments for Bajaj Finserv Home Loan?

There are 2 main ways to pay your Bajaj Finserv Home Loan EMIs, which are through cheques or through ECS. With the first option, you will have to write a cheque every month and submit the same to the lender prior to the due date. If you opt for ECS, EMIs are auto-debited from your account on the due date. Besides these two options, you can also log on to the official customer portal or use the Bajaj Finserv App to make EMI payments.