Buying a house is a major milestone in life and requires considerable finance. When you are looking for funding to the tune of Rs.75 lakh or more, consider Bajaj Finserv. Here, you can obtain substantial home loans that you can repay conveniently. With the right planning, you can bring the EMIs for a 75 lakhs home loan within your budget by adjusting the loan particulars to your advantage. Read on to know more.
|Loan Amount||EMI when Tenor is 10 Years||EMI when Tenor is 15 Years||EMI when Tenor is 20 Years|
|Instalment Details||Tenor of 10 Years||Tenor of 15 Years||Tenor of 20 Years|
|EMI for 55 lakhs home loan||Rs. 72,683||Rs. 59,103||Rs. 53,076|
|EMI for 60 lakhs home loan||Rs.79,290||Rs.64,476||Rs.57,901|
|EMI for 70 lakhs home loan||Rs.92,506||Rs.75,222||Rs.67,552|
|EMI for 75 lakhs home loan||Rs.99,113||Rs.80,595||Rs.72,377|
*The table has values that are subject to change.From the table, you’ll notice that a 60 lac home loan EMIs are considerably lower than those for a loan of 75 lakh. When you enter a value of 60 lakhs, the home loan EMI calculator outputs a lower EMI because as per the EMI formula, the instalment values are directly proportional to the quantum of the principal. This exercise of finding smaller EMIs through reducing the principal can also help you apply for funding smartly. So, if the EMIs for a home loan of 60 lakh are still too large for you, apply for less.
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