75 Lakh Home Loan EMI | Home Loan up to 75 Lakh

Applicants interested in availing a housing loan up to Rs. 75 lakh can read below points to know about the features of the Bajaj Finserv Home Loan.

FAST refinancing

Easily transfer the home loan from your existing lender to Bajaj Housing Finance Limited and avail better terms.
Easy repayment

Pick an ideal tenor ranging up to 30 years and to repay comfortably.
PMAY benefit

Get an interest subsidy of up to Rs. 2.67 lakh under the Credit Linked Subsidy Scheme as a PMAY beneficiary.
Property dossier

Navigate the legal and financial intricacies of buying a home with this comprehensive document.
Additional funding

Access our ample top-up loan at a nominal interest rate to finance your other priorities conveniently.

Home loans are a major financial undertaking, which is why it is important to pick an offering that best suits your needs. Bajaj Finserv offers a home loan up to Rs. 75 lakh to perfectly meet your funding requirements.

It comes with a competitive interest rate and a flexible repayment timeline of up to 40 years. Combined, these features help you find the ideal home loan EMI amount with ease, based on your finances. It also ensures that you stay within budget all through the tenor. To get a better idea of the EMIs payable across different tenors and principal amounts, check out the following tables.

Considering an interest rate of 8.60%, here are the EMI calculations for different repayment timelines.

Loan amount: Rs. 75,00,000
Tenor	EMI amount
10 years	Rs. 93,391
15 years	Rs. 74,296
20 years	Rs. 65,562

*The table has values that are subject to change.

Here are the EMIs payable for varying loan amounts, with an interest rate of 8.60%.

Instalment details	Tenor of 10 years	Tenor of 15 years
EMI for Rs. 55 lakh home loan	Rs. 68,487	Rs. 54,484
EMI for Rs. 60 lakh home loan	Rs. 74,713	Rs. 59,437
EMI for Rs. 70 lakh home loan	Rs. 87,165	Rs. 69,343
EMI for Rs. 75 lakh home loan	Rs. 93,391	Rs. 74,296

*The table has values that are subject to change.

Take a look at the eligibility criteria you must meet to apply for the loan successfully.

Nationality

Indian
Age

23 years to 70 years for salaried individuals, 23 years to 70 years for self-employed borrowers
Employment status

At least 3 years of experience for salaried applicants, at least 5 years of business continuity for self-employed borrowers
CIBIL score

725 or higher