30 Lakh Home Loan EMI | Home Loan up to 30 Lakh

Please go through the features and benefits of home loan.

Property dossier service

Get a thorough guide to understand the legal and financial aspects of buying property with ease.
Digital provisions

Apply for our home loan online and enjoy a much more convenient experience with loan processing.
Top-up loan feature

Get a substantial top-up loan at a nominal interest rate and spend it without any restrictions to meet diverse needs.
Flexible repayment

Select a comfortable tenor that ranges up to 30 years to keep your EMIs manageable and easy on the pocket.
Effortless balance transfer

Transfer the home loan from another lender to Bajaj Finserv without any hassles and with minimal documentation.

With this home loan from Bajaj Finserv, you can purchase an apartment, renovate an existing house, or construct a home to suit your needs. The sanction of up to Rs. 30 lakh is easy to access as you only have to meet minimal criteria and submit basic documentation. Thanks to the e-home loan feature, you can apply online and satisfy all requisites without stepping out.

Another online feature with this loan is the handy home loan EMI calculator. It plays a crucial role in helping you plan the loan and offers great insight about your potential EMIs. Use it before and during your home loan application.

Here are a few tables to help you get a better idea of the EMIs applicable on different loan terms.

Rs. 30 lakh home loan EMI with varying tenures

Here are a few tables to help you get a better idea of the EMIs applicable on different loan terms.

Loan amount	Interest Rate	Tenure	EMI
Rs. 30 lakh	8.50%*	10 years	Rs. 37,196
Rs. 30 lakh	8.50%*	15 years	Rs. 29,542
Rs. 30 lakh	8.50%*	20 years	Rs. 26,035
Rs. 30 lakh	8.50%*	25 years	Rs. 24,157
Rs. 30 lakh	8.50%*	30 years	Rs. 23,067

Loan Amount

Rs. 30 lakh

Interest Rate

8.60%* p.a.

Tenor

20 Years

EMI

Rs. 26,225

EMI for an Rs. 30 lakh home loan for 15 years

Loan Amount	Rs. 30 lakh
Interest Rate	8.60%* p.a.
Tenor	15 Years
EMI	Rs. 29,718

EMI for an Rs. 30 lakh home loan for 10 years

Loan Amount	Rs. 30 lakh
Interest Rate	8.60%* p.a.
Tenor	10 Years
EMI	Rs. 37,356

Home Loan EMI based on amount
20 Lakh Home Loan EMI	75 Lakh Home Loan EMI	70 Lakh Home Loan EMI
50 Lakh Home Loan EMI	45 Lakh Home Loan EMI	10 Lakh Home Loan EMI
35 Lakh Home Loan EMI	40 Lakh Home Loan EMI	25 Lakh Home Loan EMI
15 Lakh Home Loan EMI	12 Lakh Home Loan EMI	1 Crore Home Loan EMI

Step-by-step guide to applying for a home loan:

1 Click on the 'APPLY' button on this page.
2 Enter your full name, mobile number, and employment type.
3 Now select the type of loan you wish to apply for.
4 Generate and submit your OTP to verify your phone number.
5 Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
6 In the next steps, enter your date of birth, PAN number and other details as requested depending on your selected occupation type.
7 Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.

Here is a list of the requirements to meet in order to qualify for the sanction.

Nationality

Indian
Age

23 years to 70 years years for salaried individuals; 23 years to 70 years years for self-employed individuals
Employment status

At least 3 years years of experience for salaried individuals; at least 5 years years of business continuity for self-employed individuals
CIBIL score

725 or higher

*Please note that the list of eligibility terms mentioned above is indicative. Terms and conditions apply.

This Bajaj Finserv Home Loan has a competitive interest rate and nominal charges.
Read the complete list of fees and charges applicable on our home loan to take an informed decision.

*Conditions apply

‌