गोल्ड लोन के साथ अपनी ज़रूरतों को पूरा करें
बजाज फाइनेंस से गोल्ड ज्वेलरी पर लोन के साथ अपनी फाइनेंशियल ज़रूरतों को पूरा करें. चाहे यह मेडिकल एमरजेंसी के लिए हो, आपके बिज़नेस का विस्तार करना हो, उच्च शिक्षा या किसी अन्य खर्च के लिए हो, हमारा गोल्ड लोन आपकी ज़रूरतों को पूरा करने का एक सुविधाजनक तरीका है.
With our hassle-free application process, you can apply online in a few simple steps. We will set up an appointment and our representative will help you with the application process when you visit our nearest Bajaj Finserv Gold Loan branch. We have more than 800 branches all over India.
You can use the online Bajaj Finserv Gold Loan Calculator before you apply for the loan to plan your repayment better.
Apart from new gold loans, Bajaj Finance also offers an easy balance transfer facility. You can transfer an ongoing gold loan from your existing lender to us.
आपके सभी लक्ष्यों के लिए एक लोन
गोल्ड लोन की विशेषताएं और लाभ
00:45
हमारे गोल्ड लोन की विशेषताएं और लाभ
Watch this video to know more about the key features and benefits of our gold loan.
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पार्ट-रिलीज़ सुविधा
With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
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कोई पार्ट-प्री-पेमेंट या फोरक्लोज़र शुल्क नहीं*
अपने लोन का एक भाग पहले चुकाएं या बिना किसी अतिरिक्त लागत के पूरी राशि का भुगतान करें.
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पारदर्शी मूल्यांकन
हम अपनी सभी ब्रांच में सर्वश्रेष्ठ कैरेट मीटर का उपयोग करते हैं, ताकि यह सुनिश्चित किया जा सके कि आपको अपने सोने की सबसे अधिक वैल्यू मिले.
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सोने का मुफ्त इंश्योरेंस
हमारी मुफ्त इंश्योरेंस सुविधा, हमारी कस्टडी में होने पर आपके गोल्ड ज्वेलरी के चोरी होने या खोने जैसी घटना के खिलाफ कवर करता है.
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सुविधाजनक पुनर्भुगतान विकल्प
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annually basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
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आसान एप्लीकेशन प्रोसेस
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city.
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रु. 2 करोड़ तक का गोल्ड लोन
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
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800 ब्रांच और यह नंबर बढ़ता जा रहा है
हमने हाल ही में 60 नई ब्रांच खोली हैं और पूरे भारत में और ब्रांच खोल रहे हैं. हम उन शहरों में नई ब्रांच भी खोल रहे हैं, जहां हम सेवाएं प्रदान करते हैं.
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आप जो खोज रहे हैं, वह अभी भी नहीं मिला?? इस पेज के ऊपर दिए गए किसी भी लिंक पर क्लिक करें.
गोल्ड लोन के लिए पात्रता मानदंड और आवश्यक डॉक्यूमेंट
Anyone can apply for a gold loan for farming, as long as they meet the basic criteria mentioned here. They will be asked to submit a few basic documents to complete their application process.
पात्रता मानदंड
- राष्ट्रीयता: भारतीय
- आयु: 21 से 70 वर्ष
- Gold purity: 18-22 karat
आवश्यक डॉक्यूमेंट
निम्न में से कोई भी एक:
- आधार कार्ड
- मतदाता पहचान पत्र
- पासपोर्ट
- ड्राइविंग लाइसेंस
- नरेगा जॉब कार्ड
- Letter issued by National Population Registration
PAN card is not required. However, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card.
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क्या आप जानते हैं?
A longer gold loan tenure can lower your rate of interest.
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क्या आप जानते हैं?
You can get a gold loan with just one KYC document.
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क्या आप जानते हैं?
There are very few restrictions on how you use your Bajaj Finance Gold Loan.
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क्या आप जानते हैं?
Bajaj Finance has more than 800 gold loan branches across India.
गोल्ड लोन के लिए कैसे अप्लाई करें
00:57
ब्याज दर और लागू शुल्क
| शुल्क के प्रकार | लागू शुल्क |
ब्याज़ दर |
9.50% से 28% प्रति वर्ष |
प्रोसेसिंग फीस |
0.12% of the loan amount (inclusive of applicable taxes). |
स्टाम्प ड्यूटी (संबंधित राज्य के अनुसार) |
राज्य के कानूनों के अनुसार देय और लोन राशि से अग्रिम कटौती |
कैश हैंडलिंग शुल्क |
Rs. 50/- (inclusive of applicable taxes). Applicable for cash disbursement only. |
दंड ब्याज़ |
बकाया बैलेंस पर प्रति वर्ष 3% दंडात्मक ब्याज मार्जिन/दर, ऊपर दर्ज ब्याज दर स्लैब से अतिरिक्त होगी, जो डिफॉल्ट के मामले में, मेच्योरिटी के बाद बकाया राशि के पुनर्भुगतान में लागू होगा/लगाया जाएगा. |
पार्ट प्री-पेमेंट शुल्क |
शून्य |
फोरक्लोज़र शुल्क |
Minimum 7 days interest Scenario – Foreclosure charges are “0”, but in case the customer closes the loan within 7 days of booking, minimum 7 days interest is charged. |
नीलामी के शुल्क |
Charge for physical notice – Rs. 40/- (inclusive of applicable taxes) per notice |
The interest rates applicable on gold loans are dynamic and frequently change due to external factors.
क्या आप जो ढूंढ़ रहे हैं वह अभी भी नहीं मिला?? इस पेज के ऊपर दी गई किसी भी लिंक पर क्लिक करें.
सामान्य प्रश्न
Getting a loan against your gold jewellery is one of the easiest ways to meet any unplanned expense. To get a gold loan from Bajaj Finance, you can apply online, and we will call you and guide you on the next steps or you could simply visit the nearest gold loan branch in your city. To apply for an online gold loan, you need to follow the below mentioned steps:
- हमारा ऑनलाइन एप्लीकेशन फॉर्म खोलने के लिए 'अप्लाई करें' पर क्लिक करें
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
From salaried and self-employed individuals to traders, farmers, and business persons, anyone can apply for a gold loan from Bajaj Finance.
You must be between 21 and 70 years of age and have gold jewellery of 18-22.
You should apply for a gold loan when you need money for your planned or unplanned expenses. A gold loan is a form of a secured loan. It may be a good option if you already have an ongoing loan. You can apply for one by pledging the gold jewellery you may have at your home.
Walk into the nearest Bajaj Finserv Gold Loan Branch in your city. You can also start by completing the simple application form on the Bajaj Finserv website.
Yes, you can get a loan against gold jewellery at an attractive interest rate. Bajaj Finserv gold loan interest rates start from 9.50% p.a. onwards. To get a loan against gold, click on the ‘APPLY’ option on the top of this page. You could also walk into the nearest Bajaj Finserv Gold Loan branch in your city.
जानें गोल्ड लोन के लिए ऑनलाइन अप्लाई कैसे करें.
A gold loan is a kind of secured loan that you can get from lenders like banks or Non-Banking Financial Companies (NBFC). You can pledge your gold jewellery as collateral and get a loan against the gold by following our hassle-free process.
The loan amount is decided after checking the weight and purity of your gold jewellery. The loan amount provided by the lender is up to 75% of the value of your gold jewellery. The value is based on the current market value of gold.
Fluctuations in gold prices directly influence your gold loan value. As the gold price changes, so does the collateral's worth, affecting the loan amount. It's essential to monitor the gold rate to understand these variations and make informed decisions about your gold loan, ensuring financial stability.
