गोल्ड लोन की ब्याज़ दर और शुल्क

गोल्ड लोन के लिए कोई न्यूनतम क्रेडिट स्कोर आवश्यक नहीं है और यह आपकी गोल्ड लोन पात्रता को प्रभावित नहीं करता है.

गोल्ड लोन की ब्याज दर को कई कारक प्रभावित करते हैं, जैसे गोल्ड की मार्केट में कीमत, उपलब्ध गोल्ड, पुनर्भुगतान विकल्प आदि.

बजाज फिनसर्व मामूली शुल्क पर गोल्ड लोन प्रदान करता है. हमारी फीस और शुल्क पारदर्शी हैं और न्यूनतम रखे जाते हैं, ताकि आपको कम से कम भुगतान करना पड़े. हमारी गोल्ड लोन की ब्याज दर प्रति वर्ष 9.50% से शुरू होती है. इसके अलावा, हम 0.12% का प्रोसेसिंग शुल्क लेते हैं. हमारे अन्य फीस और शुल्क के बारे में अधिक पढ़ें.

गोल्ड लोन की ब्याज दर, सभी गोल्ड आभूषणों के लिए एक ही रहती है.

Bajaj Finance offers one of the lowest gold loan interest rates in the market. Our fees and charges are transparent and kept minimum so that you pay less upfront. The interest rate ranges from 9.50% to 28%* p.a. for gold loans starting from Rs. 5,000 up to Rs. 2 crore.

Yes, Bajaj Finance offers you the option to repay the entire amount or a part of your gold loan at no additional cost. Also, with our part-release facility, you can repay a part of your loan and take part of your ornaments back before the end of your gold loan tenure.

Since the agriculture gold loan is secured against physical gold jewellery, the interest levied on such loans is generally on the lower side. Bajaj Finance offers agricultural gold loan interest rates to farmers, starting from 9.50% p.a.

With Bajaj Finance, you can enjoy a low gold loan interest if loan amounts are high and repayments are frequent. So, when the loan is due, you can pay the principal amount all at once and get your gold jewellery back.

No, but you can get a gold loan at nominal gold loan interest rate by choosing a high loan amount or a high frequency of repayment. We also levy no foreclosure or pre-repayment charges, that further reduces the expenses incurred.

Let's say you choose a loan for Rs. 1,20,000 that you pay back each month. In this case, you might have to pay 10% per year in interest. Then, this is how your gold loan interest payments will look:

रु. 1,20,000 * 10% = रु. 12,000 वार्षिक ब्याज
Monthly interest pay-out = Rs. 12,000/12 = Rs. 1,000 per month

Your gold loan interest rate is determined by the loan amount and repayment frequency of your loan instalments. With Bajaj Finance, you can enjoy a low jewel loan interest rate if loan amounts are high and repayments are frequent.