Bajaj Finserv in your city

The Silicon Valley of India, Bangalore is one of the top IT hubs in India. Besides private and multinational companies, this metropolitan city houses headquarters of some major government entities.

Apply for a home loan in Bangalore from Bajaj Finserv by visiting any of the 6 branches in this city. Or, apply online to start today.

Features and benefits

Applicants interested in availing a housing loan in Bangalore can read more to know about the features of the Bajaj Finserv Home Loan.

  • Percentage sign

    Reasonable rate of interest

    Starting from 7.20%*, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Money in hand 2

    Speedy disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.

  • High loan amount

    Ample sanction amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates and even more, to boost your home buying journeys.

  • Laptop

    5000+ project approved

    Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.

  • percentage sign

    External benchmark linked loans

    By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.

  • Online Account Management

    Digital monitoring

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.

  • Calendar

    Long tenor stretch

    The Bajaj Finserv home loan tenor stretches up to 30 years allowing borrowers a buffer period to plan out their EMI payments.

  • Mobile

    Zero contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.

  • Flexible repayment

    No prepayment and foreclosure charge

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.

  • PMAY

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Bangalore, also known as Garden City of India is a major economic centre of the country. The IT sector and tech companies of this city generate employment in large-scale and contribute to the development of the state.

If you plan to purchase a property in Bangalore, a home loan from Bajaj Finserv can be a viable borrowing option. We offer some unique features that help repay the loan comfortably. The minimal borrowing cost enables you to continue other liabilities with ease.

Apply online or walk into our branch in Bangalore to enjoy lucrative offers on this advance.

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Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

NA

  • 1. Under the age of 37 years: Rs. 30,000
  • 2. 37-45 years: Rs. 40,000
  • 3. Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

Home loan interest rate, fees & charges

Both self-employed and salaried individuals can avail the most competitive home loan interest rates. Check out other applicable fees and charges before applying.

Home loan in Bangalore FAQs

What is the lowest interest rate on a home loan in Bangalore?

The current lowest interest rate on housing loan in Bangalore by bajaj finserv for salaried customers is 6.75%*.

What is the maximum housing loan in Bangalore that I can get?

You can get a home loan in Bangalore anywhere between Rs. 20 Lakh and Rs. 3.5 Crore* from Bajaj Finserv.

How to apply online for a home loan in Bangalore?

You can apply online for a housing loan in Bangalore with minimum documentation & instant approval by submitting an online home loan application at Bajaj Finserv.

What is the minimum salary for a home loan in Bangalore?

The minimum monthly salary to apply for a home loan in Bangalore is ₹ 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.

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