Bajaj Finance Home Loan in Bangalore
The Silicon Valley of India, Bangalore is one of the top IT hubs in India. Besides private and multinational companies, this metropolitan city houses the headquarters of some major government entities and thriving start-ups.
Apply for a home loan in Bangalore from Bajaj Finserv by clicking on the link given above.
Features and benefits
Applicants interested in availing a housing loan in Bangalore can read more to know about the features of the Bajaj Finserv Home Loan.
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Reasonable rate of interest
Starting from 8.45%* p.a., Bajaj Finserv offers applicants an affordable home loan option to fit their finances.
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Speedy disbursal
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.
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Ample sanction amount
Bajaj Finserv provides loan amounts as much as Rs. 15 Crore* to eligible candidates and even more, to boost your home buying journeys.
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5000+ project approved
Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.
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External benchmark linked loans
By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.
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Digital monitoring
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
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Flexible loan tenure
The Bajaj Finserv home loan tenure stretches up to 40 years allowing borrowers a buffer period to plan out their EMI payments.
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Zero contact loans
Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.
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No prepayment and foreclosure charge
Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.
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Loan subsidies
Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.
Bangalore, also known as Garden City of India is a major economic centre of the country. The IT sector and tech companies of this city generate employment in large-scale and contribute to the development of the state.
If you plan to purchase a property in Bangalore, a home loan from Bajaj Finserv can be a viable borrowing option. We offer some unique features that help repay the loan comfortably. The minimal borrowing cost enables you to continue other liabilities with ease.
Apply online or walk into our branch in Bangalore to enjoy lucrative offers on this advance.
Home loan eligibility criteria
| Criteria | Self-employed | Salaried | Doctors |
| Age (in years) | 25 years - 70 years | 23 years - 62 years | 23 years - 62 years |
| CIBIL Score | 750+ | 750+ | 750+ |
| Citizenship | Indian | Indian | Indian |
| Employment status | You should have a business continuity of over 5 years in the current business. | Must be employed with a stable income source from a public or a private company with a minimum of 3 years of work experience. | Must hold an MBBS or subsequent higher degree. You should also have a business continuity of over 5 years in your current practice. |
Documents required:
- KYC documents (identity and address proof)
- Proof of income (salary slips or P&L statement)
- Proof of business (for self-employed applicants), and
- Account statements for the last 6 months
Home loan interest rate, fees & charges
Both self-employed and salaried individuals can avail the most competitive home loan interest rates. Check out other applicable fees and charges before applying.
Home loan in Bangalore FAQs
The current lowest interest rate on housing loan in Bangalore by bajaj finserv for salaried customers is 8.45%* p.a.
You can get a home loan in Bangalore, as high as Rs. 15 Crore* for Bajaj Finserv.
You can apply online for a housing loan in Bangalore with minimum documentation & instant approval by submitting an online home loan application at Bajaj Finserv.
The minimum monthly salary to apply for a home loan in Bangalore is Rs. 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.
