Applying for a home loan in Bhilwara involves several steps, and it is important to understand the process thoroughly. Apply for a home loan online or visit our nearest branch in Bhilwara to avail of a home loan from Bajaj Finance. You can get a home loan at an interest rate starting from 7.15%* p.a and repay over a tenure of 32 years.
If you are looking to purchase a property in Bhilwara, apply for Bajaj Finserv Home Loan to finance your dream home. Here is a comprehensive guide to help you navigate the process of getting a home loan in Bhilwara:
Features and benefits
- Loan of up to Rs. 15 Crore*: You can fulfil your dream of owning a home with a sizeable loan amount of up to Rs. 15 Crore*.
- Low interest rates: With our loan interest rates starting from 7.15%* p.a, you can pay EMIs as low as Rs. 664/lakh*.
- Approval in 48 Hours*: Your loan application will be approved within 48 Hours* of your application, thus helping you access your funds at the earliest.
- Tenure of up to 32 years*: Repay your loan conveniently with our long repayment tenure ranging up to 32 years*.
- Hassle-free application: Our doorstep document pick-up service helps to skip numerous branch visits and enables an easy application process.
- Balance transfer facility: With our home loan balance transfer facility, you can transfer your existing home loan to us and be eligible for a top-up loan of up to Rs. 1 crore* or higher.
- 5000+ approved projects: Choose from our 5000+ approved projects to avail of a home loan.
*Terms and conditions apply
Eligibility criteria and documents required
Here are the eligibility criteria and list of documents required to apply for a home loan from Bajaj Finance.
Eligibility criteria:
Nationality: You must be an Indian citizen residing in India.
Age: A salaried applicant must be between 23 years to 67 years, and a self-employed professional must be between 23 years to 70 years.
*The upper age limit is considered as the age at the time of loan maturity.
CIBIL Score: A CIBIL Score of 725 or higher is ideal to get a home loan.
Occupation: Salaried, self-employed professionals like doctors and self-employed non-professionals are eligible to apply.
Documents required:
- KYC documents (identity and address proof)
- Proof of income (salary slips or P&L statement)
- Proof of business (for self-employed applicants), and
- Account statements for the last 6 months
Note: This is an indicative list that may change based on your actual loan application.
Home loan interest rate, fees & charges
Type of fee |
Applicable charges |
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Rate of interest |
Salaried |
Self-employed |
Doctors |
| 7.15%* to 20%* p.a. | 7.75%* to 20%* p.a. | 7.30%* to 20%* p.a | |
Processing fees |
Up to 4% of the loan amount + GST as applicable |
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Bounce charges |
For loan amounts up to Rs. 15 lakh: Rs. 500 |
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For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 500 |
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For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,000 |
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For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 1,000 |
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For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000 |
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For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 3,000 |
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For loan amounts more than Rs. 10 crores: Rs. 10,000. |
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Penal charge |
Click here to know about the penal charges. |
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Interest and principal statement charges |
NIL |
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Part-prepayment charges |
(1) For individual and non-individual borrowers with floating interest rate loans for non-business purposes:
(2) For individual and non-individual borrowers with floating interest rate loans for business purposes and all borrowers with fixed interest rate** loans:
*GST as applicable will be payable by the borrower in addition to the prepayment charges, if any. **Nil for home loans closed by borrowers out of their own sources. Own sources refer to any source, other than borrowing from a bank/NBFC/HFC and/or a financial institution. Note: In the case of dual-rate home loans (fixed for the initial period and then floating), the foreclosure/part-prepayment charges will be applicable as per the status of the loan as on the foreclosure/part-prepayment date. |
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Foreclosure charges |
(1) For individual and non-individual borrowers with floating interest rate loans for non-business purposes:
(2) For individual and non-individual borrowers with floating interest rate loans for business purposes and all borrowers with fixed interest rate** loans:
*GST as applicable will be payable by the borrower in addition to the prepayment charges, if any. **Nil for home loans closed by borrowers out of their own sources. Own sources refer to any source, other than borrowing from a bank/NBFC/HFC and/or a financial institution. Note: In the case of dual-rate home loans (fixed for the initial period and then floating), the foreclosure/part-prepayment charges will be applicable as per the status of the loan as on the foreclosure/part-prepayment date. |
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How to apply home loan in Bhilwara
Here is the step-by-step guide to applying for a home loan:
- Click on the 'APPLY' button on this page
- Enter your full name, mobile number, and employment type
- Now select the type of loan that you wish to apply for
- Generate and submit your OTP to verify your phone number
- Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property
- In the next steps, enter your date of birth, PAN card and other details as requested depending on your selected occupation type
- Click on the ‘SUBMIT’ button
That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.
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