Home Loan for Private Employees

Are you an employee of a private organization and wish to buy your own home? Choose Bajaj Finserv Home Loans, which come with a high loan amount of Rs.10 Crore, affordable interest rates, and easy eligibility criteria.

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  Flexi Hybrid Home Loan Facility

  Our flexi hybrid home loan facility lets you borrow the exact amount you need from your overall loan limit, and pay only the interest as your EMI. The principal can be repaid at the end of the tenor. In addition, you need to pay only interest as EMI for the initial part of the tenor, making it easy for you to manage your finances in the long term.

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  Home Loan Balance Transfer

  If you have already availed a Home Loan from another lender and are paying a high interest rate, you can transfer your Home Loan balance to Bajaj Finserv and enjoy lower rates and other benefits. You also get to avail a top-up loan up to Rs.50 Lakh to cover your other needs when you apply for a Home Loan balance transfer with Bajaj Finserv.

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  Wider Loan Tenor

  Bajaj Finserv gives you a tenor of up to 25 years to repay your Home Loan comfortably.

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  No Part-Prepayment And Foreclosure Charges

  You can part-prepay or foreclose your home loan without paying any additional charges, once you have cleared the first EMI.

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  Online Account Access

  You can easily access your loan information from anywhere, anytime through the digital customer portal.

• You should be an Indian citizen

• You should be between 23 and 58 years old

• You should be a working professional with experience of minimum 3 years

• The minimum loan amount that you can get is Rs.10 lakh and the maximum is Rs 3.5 crore