Features and benefits

Applicants interested in availing a Home Loan can read more to know about the features of the Bajaj Finserv Home Loan.

  • Affordable rate of interest

    Affordable rate of interest

    Starting from 8.50%* p.a, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Quick disbursal

    Quick disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount hassle-free in your bank account in just 48* hours from approval.

  • High funding sanction amount

    High funding sanction amount

    Bajaj Finserv provides loan amounts of as much as Rs. 15 crore* to eligible candidates, to help you get your dream home.

  • 5000+ project approved

    5000+ project approved

    Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.

  • Zero prepayment fees

    Zero prepayment fees

    You can part-prepay or foreclose your home loan without paying any additional charges, once you have cleared the first EMI.

  • Digital tools

    Digital tools

    You can easily access your loan information from anywhere, anytime, through the online customer portal.

  • Flexible repayment

    Ease of prepayments

    Choose a tenor that ranges up to 40 years to repay your home loan comfortably.

  • Quick balance transfer

    Quick balance transfer

    With the home loan balance transfer facility, you can switch over to Bajaj Finserv and avail yourself of better loan terms.

  • Flexi hybrid facility

    Flexi hybrid facility

    Borrow from the sanction, as needed, and pay interest only on the amount you withdraw from the loan account.

  • Loan subsidies

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and the best home loan deals.

Home loan for private employees

Bajaj Finserv Home Loans are among the best in the market due to the range of features and the ease of access it offers. Our housing finance for private employees is designed to address your unique funding needs and has perks that best suit your financial profile.

This credit facility comes with ample sanction that can help you build, buy, or renovate your home without delay or compromise. What’s more, you get a competitive rate of interest and enjoy a flexible tenor that you can tailor to your budget. It also has an easy balance transfer feature that simplifies refinancing and helps you avail a better deal without hassles. Be sure to use our handy home loan EMI calculator to your EMIs effectively.

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Eligibility criteria for home loan for private employees*

With our home loan eligibility calculator, you can easily know the sanction you can avail. However, to know exactly what it takes to get approved, these are the criteria to be aware of.*

  • Nationality



  • Age


    23 years to 70 years for salaried individuals

  • Employment status

    Employment status

    At least 3 years of experience

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    750 or higher

*Please note that the list of eligibility terms mentioned above is indicative.

Terms and conditions apply.

Interest rate and fees for Home Loan for private employees

Our loan for private employees has a competitive home loan interest rate and comes with nominal charges. Bajaj Finserv maintains utmost transparency and honesty in levying costs and charges.

How to apply for a Home loan for private employees

You can start the process by simply filling the online application form. To make things easier, here is a step-by-step guide.

  1. 1 Visit the website and click on ‘Apply Online’
  2. 2 Fill in basic personal details and enter the OTP
  3. 3 Use the online calculator to find the ideal loan amount and tenor
  4. 4 Enter your personal, employment, property, and financial details

Once you complete this form, await contact from an authorized representative with further instructions to get the loan amount in your bank account.

*Conditions apply