Home loan from Bajaj Finance in Raipur

The capital of Chattisgarh, Raipur, is a major commercial centre in central India. It has witnessed exponential industrial growth in the last few years, generating several employment opportunities.

Apply for a home loan in Raipur from Bajaj Finserv and finance your dream home purchase in no time. Visit any of our 3 branches in Raipur or apply for a home loan online now.

Features and benefits of a home loan in Raipur

Applicants interested in availing a housing loan in Raipur can browse through the benefits.

  • Fast documentation

    Fast documentation

    Submit the documents required for a home loan and receive quick approval in no time.

  • Repayment tenor

    Repayment tenor

    Bajaj Finserv Home Loan comes with a flexible tenor extending up to 40 years. Choose your tenor smartly.

  • Approved 5000+ project

    Approved 5000+ project

    Choose property from our 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.

  • Home loan balance transfer

    Home loan balance transfer

    Our home loan balance transfer facility helps existing borrowers to avail lower interest rates without much hassle.

  • Foreclosure and part-prepayment

    Foreclosure and part-prepayment

    We don’t levy any charge on foreclosure and part-prepayment facilities for home loans with floating interest.

Fondly known as the ‘Rice Bowl of India’, Raipur is mostly noted for its major steel, cement, mining, aluminium, and thermal power industries.

Finance the purchase of a house in Raipur with a home loan from us. Bajaj Finserv offers a high loan amount against simple eligibility and minimal document requirements. Apply for a home loan in Raipur online or offline and fulfil your dream of building a home at the earliest.
Make use of our online home loan EMI calculator to compute your repayment liability beforehand.

Read More Read Less

Home loan eligibility criteria

Meet the below-mentioned eligibility criteria to avail credits from us. Don’t forget to use our Bajaj Finserv Home Loan eligibility calculator to estimate the amount you can receive.

Criteria

Self-employed

Salaried

Age (in years)

23 years - 75 years

23 years - 65 years

CIBIL score

725 +

725 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

Boost your eligibility to avail a higher loan amount by improving your credit profile.

Read More Read Less

Home loan interest rate, fees, and charges in Raipur

Get competitive home loan interest rates from us to repay loans with ease. Make sure to check our additional charges to calculate the total cost of borrowing.

Click here to know more.

*Terms and conditions apply

Home loan in Raipur FAQs

How to calculate home loan EMI?

Plan your repayments smartly by finding out the loan EMI in advance. Use our home loan EMI calculator online to understand how a tenor impacts loan EMI.

How to apply for home loan?

Apply for a home loan online in these steps:

Step 1 – Go to an online application form page.

Step 2 – Enter income, personal and property details.

Step 3 – Pay secure fee online to bag available offer.

Step 4 – Upload scanned documents.

Disclaimer:
PMAY subsidy scheme for MIG I & II category is not extended by regulatory. Category wise scheme validity is mentioned below:
1. EWS & LIG category is valid up to 31st March 2022
2. MIG I & MIG II category was valid up to 31st March 2021

What are the factors that impact my home loan eligibility?

The Bajaj Finserv home loan eligibility criteria are very easy to meet. Here are few of the factors that affect your eligibility -

  • Your CIBIL Score
  • Your income and financial standing
  • Your age at the time of applying
  • Your choice of property