If you work for a bank, Bajaj Finserv Home Loans for Bank Employees can help you own your dream home at an affordable rate of interest, with a high loan amount and easy eligibility criteria.
You can get a high loan amount that ranges between Rs. 30 lakh and Rs. 10 crore.
You can transfer existing home loan from your current lender to Bajaj Finserv to get a lower rate of interest and many other benefits, such as a top-up loan up to Rs. 50 lakh for your other needs.
There are no charges if you decide to part-prepay or foreclose your loan before the end of the tenor.
You get a long tenor that goes up to 25 years to repay your home loan in affordable EMIs.
Bajaj Finserv requires very few documents for your Home Loan application. Follow the link for the complete list of required documents for Home Loan.
Bajaj Finserv lets you access your Home Loan for Bank Employees anytime, anywhere, via the online customer portal.
You should be an Indian citizen
You should be between 23 and 58 years old
You should be a working professional with work experience of at least 3 years
The minimum loan amount that you can avail is Rs.10 lakh and the maximum is Rs 3.5 crore
With Bajaj Finserv’s Home Loan eligibility calculator, you can know the loan amount you qualify for, in a few quick steps.
With our Home Loan EMI calculator, you can calculate the exact EMI amount that you will need to pay on your desired loan amount.
Bajaj Finserv offers affordable housing loan interest rate and transparent charges for Bank Employees. These are:
|Types of Fees||Applicable charges|
|Interest rate||6.75%* onwards (For salaried individuals)|
|Processing fees||Up to 1% of the loan amount for salaried individuals|
|Loan statement charges||NIL|
|Interest & principle statement charges||NIL|
|EMI bounce charges||Rs. 3,000|
|Penal interest||2% per month|
|Secure fee||Rs. 3,999|
Click here to apply for your Home Loan online.