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HOME LOAN FOR BANK EMPLOYEE

Bank Staff Housing Loan - Features and Benefits

If you work for a bank, Bajaj Finserv Home Loans for Bank Employees can help you own your dream home at an affordable rate of interest, with a high loan amount and easy eligibility criteria.

  • A Higher Loan Amount

    You can get a high loan amount that ranges between Rs. 30 lakh and Rs. 10 crore.

  • Home Loan Balance Transfer

    You can transfer existing home loan from your current lender to Bajaj Finserv to get a lower rate of interest and many other benefits, such as a top-up loan up to Rs. 50 lakh for your other needs.

  • Zero Part-Prepayment and Foreclosure Charges

    There are no charges if you decide to part-prepay or foreclose your loan before the end of the tenor.

  • Long Tenor

    You get a long tenor that goes up to 25 years to repay your home loan in affordable EMIs.

  • Minimal Documentation

    Bajaj Finserv requires very few documents for your Home Loan application. Follow the link for the complete list of required documents for Home Loan.

  • Online Account Management

    Bajaj Finserv lets you access your Home Loan for Bank Employees anytime, anywhere, via the online customer portal.

Home Loan Eligibility Criteria for Bank Employees

  • You should be an Indian citizen

  • You should be between 23 and 58 years old

  • You should be a working professional with work experience of at least 3 years

  • The minimum loan amount that you can avail is Rs.10 lakh and the maximum is Rs 3.5 crore

 

Home Loan Eligibility Calculator

With Bajaj Finserv’s Home Loan eligibility calculator, you can know the loan amount you qualify for, in a few quick steps.

Home Loan EMI Calculator

 

With our Home Loan EMI calculator, you can calculate the exact EMI amount that you will need to pay on your desired loan amount.

Home Loan Interest Rates and Charges

Bajaj Finserv Home Loan for Bank Employees comes with an affordable interest rate and transparent charges. These are:
 

  • Types of Fees
  • Applicable Charges
  •  
  • Interest rate
  • 8.40% (For salaried individuals)
  • Processing fees
  • Up to 1% of the loan amount for salaried individuals
  • Loan statement charges
  • NIL
  • Interest & principle statement charges
  • NIL
  • EMI bounce charges
  • Rs. 3,000
  • Penal interest
  • 2% per month
  • Secure fee
  • Rs. 3,999

Apply for a Home Loan for Bank Employees

Click here to apply for your Home Loan online.
 

Home Loan Instant Approval

Please enter your first and last name
Please enter 10 digit mobile number
Please enter valid Office Email ID
Please select your employer name from list

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