Latest Smartphones

EMI STORE

sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances

EMI STORE

sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets

EMI STORE

sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Property search in Pune

sample textChoose from a wide range of properties
sample textBajaj Finserv approved properties

Property search in Bangalore

sample textWide range of property options
sample textBajaj Finserv approved properties

Property search in Hyderabad

sample text Choose from several residential projects
sample textSelect from a range of 18000 + properties

Personal loan

sample text Collateral-free loans
sample text Money in bank in 24 hours

Features and benefits

Top-up Loan

Hassle-free top-up loans at attractive interest rates

Easy Balance Transfer Facility

Transfer your existing Home Loan, for lower interest rates

Part-prepayment and Foreclosure Facility

No additional charges will be levied.

How to Avail

01

Share your basic details

and request your OTP to log in.

02

Find your pre-approved offer

on your Home Loan, instantly.

03

Get pre-approved in an instant

with faster loan disbursal

Documentation

To avail pre-approved Home Loan by Bajaj Finserv, you need to provide the following documents:

  • KYC Documents
  • Address Proof
  • Identity Proof
  • Photograph
  • Form 16 or latest salary slips (For Salaried Individuals)/ ITR Document and P&L Statement of last 2 years (For Self-employed individuals)
  • Bank account statements of the previous 6 months

Interest Rate and Charges

Here’ a look at the Interest Rate and Charges applicable on your Home Loan:

 
  • Type of Fees & Interest Rates
    Charges Applicable
  • Regular Interest Rate
    BFL-SAL FRR* – Margin = 9.05% to 10.30% (For Salaried)
  • Self Employed Interest Rate
    BFL-SE FRR* – Margin = 9.35% - 11.15%
  •    *BFL-SAL FRR (Bajaj Finance Limited Floating Reference Rate for Salaried customers)
    20.90%
  •    *BFL-SE FRR (Bajaj Finance Limited Floating Reference Rate for Self Employed customers)
    20.90%
  • Processing fees
    Up to 0.80% (Salaried)
    Upto 1.20% (Self Employed)
  • Loan Statement Charges
    Rs. 50
  • Interest and principal statement charges
    NIL
  • EMI bounce charges
    Rs. 3,000
  • Penal interest
    2% per month + applicable taxes
  • Secure fee
    Rs. 9999 (One time)

     Foreclosure Charges:

  • Borrower Type
    Time Period
    Foreclosure Charges
  • Individual: Floating rate
    >1
    Nil
  • Non-individual: Floating rate
    >1
    4% plus applicable taxes
  • All borrowers: Fixed rate
    >1
    4% plus applicable taxes
     For Term Loan, charges are calculated on the outstanding principal.
     For Flexi Interest-only Loan, charges are calculated on the sanctioned limit.
     For Flexi Term Loan, charges are calculated on the current dropline limit.
 

     Part-Prepayment Charges:

  • Borrower Type
    Time Period
    Part-Prepayment Charges
  • Individual: Floating rate
    >1
    Nil
  • Non-individual: Floating rate
    >1
    2% plus applicable taxes
  • All borrowers: Fixed rate
    >1
    2% plus applicable taxes
     Part-prepayment made should be more than 1 EMI.
     These charges not applicable for the Flexi Interest-only Loan and Flexi Term Loan facilities.