What are the types of home loans?

Bajaj Finserv has a range of home loans. Here are some of the tailored options that you can choose from.

  • Home loan balance transfer
    Transfer an existing home loan to Bajaj Finserv with a home loan balance transfer. Enjoy competitive interest rates, a top-up loan, long tenor, and more.
     
  • Top-up loan
    Get a top-up loan in addition to your home loan and use the high-value amount for weddings, urgent medical procedures, education expenses, or however you deem fit.
     
  • Pradhan Mantri Awas Yojana
    Should you qualify, take a Bajaj Finserv Home Loan under the Pradhan Mantri Awas Yojana scheme, and enjoy a maximum subsidy of 6.5% on the interest rate.
     
  • Joint home loans
    Make a home loan more affordable by opting for a joint home loan with a spouse, sibling ,or parent. Here, both co-applicants share repayment responsibilities equally.
     
  • Women’s home loan
    home loan for women offers ample funds at a competitive rate so that women can be independent homeowners and build their asset portfolios.
     
  • Home construction loan
    As the name suggests, a home construction loan is ideal for those who are constructing a home on a piece of land. It comes with a top-up loan to cover decorating costs once construction is complete.
     
  • Plot for purchase
    Buy a plot of land in a city of your choice with easy financing from a loan for land purchase.
     
  • Home loan for advocates and private/ government/ bank employees
    Bajaj Finserv offers ample financing at the best interest rates to various professionals through loans such as its home loan for private employeeshome loan for government employeeshome loan for bank employees, and home loan for advocates.