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Home Construction Loan

Home Construction Loan

The joy of constructing your dream home, from planning its architecture to designing the interiors, is incomparable. With Bajaj Finserv Home Construction Loans, you can build your home the way you always dreamt of.

Features & Benefits

A Home Construction Loan is essentially a short-term loan that is given to people who are constructing a building over an empty plot of land. These loans are unique in the sense that your entire loan amount is not disbursed in one go. Depending on the stage of construction, you place draw requests with your lender who then releases the required funds. You pay interest only on the money that you use and not on the total loan amount.

Bajaj Finserv offers Top-Up Loans for all customers who opt for a Home Loan Balance Transfer.

  • Instant approvals

    When you’re applying for a house building loan, you can’t spend time waiting for your loan to be approved. With Bajaj Finserv, you can apply for a Home Construction Loan and have it approved within minutes.

  • Fast disbursal

    We don’t make you wait for weeks to disburse your loan amount. All loan disbursals happen within 72 hours. All your draw requests will be processed swiftly and on time.

  • Low Interest Rates

    Thinking about what construction loan rates are like? At Bajaj Finserv, we offer extremely low construction loan interest rates to all our customers. You can determine your EMI amounts easily by using our home construction loan calculator.

  • Online account access

    Get complete access to your loan account online no matter where you are. Just log in to your online account to check your payment schedule, interest certificate, track repayments, and view key information related to your loans through our digital customer portal.

Eligibility Criteria

Our Home Construction Loan has been designed for salaried professionals looking to build their homes across top cities in India. We have a set of very basic eligibility criteria and minimal documentation requirements. Here is the complete list of requirements for Home Construction Loan eligibility.

Fees and Charges

We understand how important it is to save money when you move into a new home. For this very reason, we offer nil part-prepayment and foreclosure charges if you’d like to clear your debts before the tenor is over. For information on processing fees, the rate of interest and other charges, please visit the link provided to get a better understanding of home construction loan charges and interest rates.

How To Apply

Applying for a home construction loan is easy and quick. Just fill in the application form with the correct details and submit it online. Read more about how to apply for home construction loan.

Home Loan Instant Approval

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