Features and benefits

Following are the features and benefits of home loan for women

  • Reasonable rate of interest

    Reasonable rate of interest

    Starting from 8.70%*, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Speedy disbursal

    Speedy disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.

  • Ample sanction amount

    Ample sanction amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates and even more, to boost your home buying journeys.

  • 5000+ project approved

    5000+ project approved

    Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.

  • External benchmark linked loans

    External benchmark linked loans

    By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.

  • Digital monitoring

    Digital monitoring

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.

  • Long tenor stretch

    Long tenor stretch

    The Bajaj Finserv home loan tenor stretches up to 30 years allowing borrowers a buffer period to plan out their EMI payments.

  • Zero contact loans

    Zero contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.

  • No prepayment and foreclosure charge

    No prepayment and foreclosure charge

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.

  • Loan subsidies

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Home loan for women

The Bajaj Housing Finance Limited Home Loan for Women is a financial tool that helps you realise your dream of being a homeowner. It is easy to access due to its relaxed and minimal requirements and you can apply for it online. What’s more, the loan offers an ample sanction at a flexible tenor and has an attractive interest rate to help keep your costs low.

To find the ideal loan terms for yourself, use our online home loan EMI calculator. This free tool allows you to calculate the interest and EMIs payable for different loan particulars, instantly and accurately.

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Home loan for women: Eligibility criteria

To find out if you qualify for funding quickly, use our home loan eligibility calculator. It is a simple tool, and you only need to fill in basic personal details to know how much you are eligible for. to know more about our eligibility criteria, read on.*

  • Nationality



  • Age


    23 to 62 years for salaried individuals
    25 to 70 years for self-employed borrowers

  • Employment status

    Employment status

    At least 3 years of experience for salaried individuals
    At least 5 years of business continuity for self-employed individuals

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    Must have a CIBIL Score of 750 or higher

*Please note that the list of eligibility terms mentioned is indicative. Terms and conditions apply.

Interest Rate and Fees

The housing loan interest rate we offer is competitive and allows you to maintain a cost-effective interest outgo throughout the tenor.

How To Apply for home loans for women

To apply, fill the online application form by entering basic information. Here is a step-by-step guide to simplify the process.

  1. 1 Go to the website and click on ‘Apply Now’
  2. 2 Input basic personal details and enter the OTP
  3. 3 Use the EMI calculator to settle on the ideal loan amount and tenor
  4. 4 Fill in your personal, employment, property, and financial details

Once you complete this form, our authorised representative will contact you and guide you with loan processing.

*Conditions apply