Features and benefits
Following are the features and benefits of home loan for women
Reasonable rate of interest
Starting from 8.30%*, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.
Ample sanction amount
Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates and even more, to boost your home buying journeys.
5000+ project approved
Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.
External benchmark linked loans
By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
Long tenor stretch
The Bajaj Finserv home loan tenor stretches up to 30 years allowing borrowers a buffer period to plan out their EMI payments.
Zero contact loans
Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.
No prepayment and foreclosure charge
Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.
Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.
Home loan for women
The Bajaj Housing Finance Limited Home Loan for Women is a financial tool that helps you realise your dream of being a homeowner. It is easy to access due to its relaxed and minimal requirements and you can apply for it online. What’s more, the loan offers an ample sanction at a flexible tenor and has an attractive interest rate to help keep your costs low.
To find the ideal loan terms for yourself, use our online home loan EMI calculator. This free tool allows you to calculate the interest and EMIs payable for different loan particulars, instantly and accurately.
Home loan for women: Eligibility criteria
To find out if you qualify for funding quickly, use our home loan eligibility calculator. It is a simple tool, and you only need to fill in basic personal details to know how much you are eligible for. to know more about our eligibility criteria, read on.*
23 to 62 years for salaried individuals
25 to 70 years for self-employed borrowers
At least 3 years of experience for salaried individuals
At least 5 years of business continuity for self-employed individuals
CIBIL scoreCheck your CIBIL Score for FREE
Must have a CIBIL Score of 750 or higher
*Please note that the list of eligibility terms mentioned is indicative. Terms and conditions apply.
Interest Rate and Fees
The housing loan interest rate we offer is competitive and allows you to maintain a cost-effective interest outgo throughout the tenor.
How To Apply for home loans for women
To apply, fill the online application form by entering basic information. Here is a step-by-step guide to simplify the process.
- 1 Go to the website and click on ‘Apply Now’
- 2 Input basic personal details and enter the OTP
- 3 Use the EMI calculator to settle on the ideal loan amount and tenor
- 4 Fill in your personal, employment, property, and financial details
Once you complete this form, our authorised representative will contact you and guide you with loan processing.