Home loan for women

The Bajaj Finance Home Loan for women is a financial option that helps you realise your dream of being a homeowner. It is easy to access due to its relaxed and minimal requirements and you can apply for it online. What’s more, the loan offers an ample sanction at a flexible tenor and has an attractive interest rate to help keep your costs low.

To find the ideal loan terms for yourself, use our online home loan EMI calculator. This free tool allows you to calculate the interest and EMIs payable for different loan particulars, instantly and accurately.

Features and benefits

Following are the features and benefits of home loan for women

  • Reasonable rate of interest

    Reasonable rate of interest

    Starting from 8.50%* p.a., Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Speedy disbursal

    Speedy disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.

  • Ample sanction amount

    Ample sanction amount

    Bajaj Finserv provides loan amounts as much as Rs. 15 crore* to eligible candidates and even more, to boost your home buying journeys.

  • 5000+ project approved

    5000+ project approved

    Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.

  • External benchmark linked loans

    External benchmark linked loans

    By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.

  • Digital monitoring

    Digital monitoring

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.

  • Long tenor stretch

    Long tenor stretch

    The Bajaj Finserv home loan tenor stretches up to 32 years allowing borrowers a buffer period to plan out their EMI payments.

  • Zero contact loans

    Zero contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.

  • No prepayment and foreclosure charge

    No prepayment and foreclosure charge

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.

  • Loan subsidies

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Home loan for women

The Bajaj Housing Finance Limited Home Loan for Women is a financial tool that helps you realise your dream of being a homeowner. It is easy to access due to its relaxed and minimal requirements and you can apply for it online. What’s more, the loan offers an ample sanction at a flexible tenor and has an attractive interest rate to help keep your costs low.

To find the ideal loan terms for yourself, use our online home loan EMI calculator. This free tool allows you to calculate the interest and EMIs payable for different loan particulars, instantly and accurately.

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Home loan for women: Eligibility criteria

To find out if you qualify for funding quickly, use our home loan eligibility calculator. It is a simple tool, and you only need to fill in basic personal details to know how much you are eligible for. to know more about our eligibility criteria, read on.*

  • Nationality

    Nationality

    Indian

  • Age

    Age

    23 years to 65 years* for salaried individuals
    23 years to 70 years* for self-employed borrowers

  • Employment status

    Employment status

    At least 3 years of experience for salaried individuals
    At least 5 years of business continuity for self-employed individuals

  • CIBIL score

    CIBIL score

    Check your CIBIL Score for FREE

    Must have a CIBIL Score of 725 or higher

*Please note that the list of eligibility terms mentioned is indicative. Terms and conditions apply.

Home loan interest rate for women

The housing loan interest rate we offer is competitive and allows you to maintain a cost-effective interest outgo throughout the tenure.

Loan Type

Home Loan

Interest Rate Type

Floating

For salaried applicants


8.50%* to 17.00%* p.a.

For self-employed applicants


8.50%* to 17.00%* p.a.


* The values in tables are subjected to change. To check the latest applicable interest rates click here.

How to apply for home loan for women

To apply, fill the online application form by entering basic information. Here is a step-by-step guide to simplify the process.

  1. 1 Go to the website and click on ‘Apply Now’
  2. 2 Input basic personal details and enter the OTP
  3. 3 Use the EMI calculator to settle on the ideal loan amount and tenor
  4. 4 Fill in your personal, employment, property, and financial details

Once you complete this form, our authorised representative will contact you and guide you with loan processing.

*Conditions apply

Home loan for women FAQs

How much home loan can a woman get?

The amount of a home loan a woman can get depends on several factors, including her income, creditworthiness, and the lending institution's policies. Bajaj Finance offers home loan up to Rs. 15 crore*.

Can unmarried girls take home loans?

Yes, unmarried individuals, including unmarried girls, can absolutely apply for and obtain home loans. Being unmarried does not disqualify anyone from being eligible for a home loan. Lenders primarily assess applicants based on their financial stability, creditworthiness, and ability to repay the loan.

Why should women consider taking a home loan?

Homeownership provides stability, financial security, and a sense of accomplishment. With a home loan, women can invest in their future, build equity, and create a space to call their own, fostering independence and empowerment.

Are home loan rates lower for women?

While some lenders may offer preferential rates or incentives for women borrowers, this practice varies and is not guaranteed. It is essential to compare rates and terms from multiple lenders to find the best deal.

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