What is Insta Personal Loan NOC. How to get one

A No Objection Certificate is proof that you have paid back your Insta Personal Loan.
What is Insta Personal Loan NOC. How to get one
4 min read
28 Sep 2022

You select a tenure when you choose an Insta Personal Loan. This establishes the total amount of monthly instalments you will pay for the loan. The loan is closed and a No Objection Certificate (NOC) is produced once all the instalments have been paid. This is also known as the ‘No Dues Certificate’.

You have official documentation indicating your loan repayment process is complete when you receive an Insta Personal Loan NOC. This document certifies to the lender that you have fully returned your loan and are no longer in debt to them.

This legal document from Bajaj Finserv states that you have fully repaid your loan, together with interest, and that you have no unpaid balances owed to the lender. Your name, the loan's specifics, the closure date, and a declaration that the whole loan balance—including interest—has been paid off—are all included in an NOC.

Legal importance of an Insta Personal Loan NOC

An NOC is official documentation demonstrating that you have paid all Bajaj Finserv Personal Loan obligations in full. Your Insta Personal Loan is not regarded as ‘Closed’ if you do not have an NOC, which means you can still be required to make payments on it. This can harm your financial standing and give you legal problems.

Therefore, not having an NOC for a prior loan will hurt your credit score and make it challenging for you to obtain any future loans.

To get your Insta Personal Loan NOC from ‘My Account’, follow a few simple steps.

  1. Your mobile number and an OTP are required to sign in
  2. Then select ‘My Relations’
  3. From the menu, select ‘Mandate and Documents’
  4. From the drop-down menu, select ‘Document Centre’
  5. Simply select the loan you're closing
  6. Choose ‘Download NOC’



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