Insta Personal Loan

The interest rate for a Bajaj Finserv Insta Personal Loan ranges from 16% to 30% p.a.

Yes, you can get a top-up loan on an existing instant personal loan. Please note that having multiple personal loans can impact your credit score.

Simply log in to your account portal or contact customer support to get assistance with the process.

There are several instant personal loan apps available to customers. You can choose the Bajaj Finserv app to get funds you need quickly, securely, and comfortably.

You can dial 7757 000 000 to reach our 24×7 IVR for personal loan support.

Minimal documentation is one of the most significant advantages of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph

We look at several parameters before preparing your Insta Personal Loan offer, including your credit score, financial history, income details and more. Since we verify your credit score, you do not need to be aware of your score before checking your pre-approved loan offer.

You can get our Insta Personal Loan from Rs. 40,000 to Rs. 15,50,000

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below to get an offer.

• Check loan eligibility: Enter your loan amount and select the repayment period. Then click “CHECK LOAN OFFER.”

• Enter personal details: Enter your personal, financial, and employment details to receive a personalised offer.

• Loan offer: Review your offer details and adjust the amount or tenure to suit your needs.

• KYC verification: Complete your KYC and verify your bank details for disbursal.

• Talk to loan specialist: Your application will be submitted. An executive will contact you for the next steps in the process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Check your Insta Personal Loan offer

*Terms and conditions apply.

Applying is quick because Insta Loans are pre-approved and disbursed instantly. To check your best loan offer, enter your registered mobile number and verify it with an OTP. A loan limit will appear, which you can accept or reduce. Choose a comfortable repayment tenure and complete the application.

Read more: How your Insta Personal Loan offer amount is decided

You can apply for Insta Personal Loan online by simply entering your mobile number and OTP. Once you get your offer, you can fill in the rest of the application form within 5 minutes.

If you require a Rs. 50000 loan urgently, you can check your Bajaj Finserv Insta Personal Loan offer by entering your mobile number and OTP. You can either go with the offer or select a lower amount to proceed with your application.

Read more: How to get 50,000 rupees instantly

Your CIBIL score plays a key role in Insta Personal Loan approval. A score of 650 or above improves approval chances, enables quicker processing, and may offer lower interest rates and higher loan amounts. Lower scores can result in stricter terms or rejection.