Bajaj Allianz Bike Insurance - Two-wheeler Insurance policy starting from Rs. 824*

Key features and benefits of this policy

  • Cashless claim settlement at 6,500+ network garages

    Repair your damaged two-wheeler at 6,500+ network garages and avail cashless claim facilities.

  • Own damage cover

    Covers your insured vehicle against damages caused due to natural calamities, theft, fire, and accidents. Also, damages caused due to technical glitches or malfunctions.

  • Third-party liability

    Covers any damages or losses caused by your insured vehicle to the third party. Covers physical injuries and property damages of third party.

  • Personal accident cover up to Rs. 15 lakh

    Gives coverage up to Rs. 15 lakh if the insured suffers accidental death or permanent total disability.

  • Multiple optional add-on covers

    This bike insurance plan offers the choice of three add-on covers for enhanced coverage. Choose from loss of accessories or legal liability to paid driver, cleaner, or workman. You can also opt for personal accident cover for the occupant.

Eligibility criteria and documents required

Anyone fulfilling the below-given criteria is eligible to buy Bajaj Allianz Two-wheeler Insurance policy. Also, below is some basic information you need to keep handy to buy the policy.

Eligibility criteria

  • Nationality: Indian
  • Age: 18 years and above
  • Valid vehicle registration number and certificate

Documents required

Only basic information required while buying the policy:
  • Two-wheeler's registration number and certificate
  • Previous policy details of the vehicle
  • Valid 10-digit mobile number
  • Residential PIN code

Step-by-step guide to buy this policy

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How to apply for a Bajaj Allianz Bike Insurance

All it takes is a few simple steps to get the insurance for your bike.

  • Step 1

    Click on 'Get Quote' to open the online application form.

  • Step 2

    Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

  • Step 3

    Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant two-wheeler insurance policies. You need to update your current policy expiry date here.

  • Step 4

    Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

  • Step 5

    Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

  • Step 6

    Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

  • Step 7

    Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to complete the application process.

    After successful payment, your policy document will be available for you to download instantly. You will receive a copy of the policy document on your registered email ID within 5-7 working days.

    You will also receive an SMS confirmation immediately after the payment processed successfully.

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Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under Bajaj Allianz Two-wheeler insurance plan:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Own damage coverage Covers damages or losses caused to the insured vehicle | It covers accidents, natural disasters, theft, or malfunctions
Third-party liability coverage Covers losses caused to the third party; physically or to their property
Personal accident cover The nominee will receive the sum insured in case of an accidental death of the insured | In case of a permanent total disability, the insured will receive the sum insured
Add-on options Loss of accessories and personal accident cover for the occupant | Also get coverage for legal liabilities to paid driver, cleaner, or workman
Key exclusions Description
Location Any loss or damage caused to your two-wheeler outside the geographical limits of India
Pre-existing damages Any damage that your two-wheeler has suffered before buying this two-wheeler insurance policy
Normal wear and tear Repair or replacement costs of damage caused over time due to regular usage to the two-wheeler’s parts
Liability A claim arising out of any contractual liability | For example, the owner of the vehicle gives it to another individual or entity for using/driving on a contract

How to raise a cashless claim

Follow these steps to raise cashless claim requests with Bajaj Allianz Two-wheeler Insurance.

  • Step 1 - Contact the insurer

    Step 1 - Contact the insurer

    Register your claim: Call the toll-free number 1800-209-5858 Or Write an email at: bagichelp@bajajallianz.co.in Or Directly visit the insurer's website.

  • Step 2 - Provide some basic details

    Step 2 - Provide some basic details

    You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.

  • Step 3 - Receive claim reference number

    Step 3 - Receive claim reference number

    You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.

  • Step 4 – Locate your nearest network garage

    Step 4 – Locate your nearest network garage

    Take your vehicle or have it towed for repair to the nearest network garage.

  • Step 5 - Insurer settles the bill with the garage

    Step 5 - Insurer settles the bill with the garage

    Get your vehicle repaired at the network garage and delivered to your doorstep. The insurer will settle the bills directly with the garage.

How to raise a reimbursement claim

Follow these steps to raise reimbursement claim requests with Bajaj Allianz Two-wheeler Insurance.

  • Step 1 - Contact the insurer

    Step 1 - Contact the insurer

    Register your claim: Call the toll-free number 1800-209-5858 Or Write an email at: bagichelp@bajajallianz.co.in Or Directly visit the insurer's website.

  • Step 2 - Provide some basic details

    Step 2 - Provide some basic details

    You need to provide your contact number, engine number, and chassis number. Also, date, time, description, and location of the accident. Additionally, vehicle inspection address and kilometre reading on the vehicle.

  • Step 3 – Receive claim reference number

    Step 3 – Receive claim reference number

    You will receive a claim reference number from the insurer. Also, an SMS about the exact status of your claim.

  • Step 4 – Repair your two-wheeler at any of your preferred garages

    Step 4 – Repair your two-wheeler at any of your preferred garages

    Get your two-wheeler repaired at your preferred garage, pay the bills, and retain the invoice.

  • Step 5 - Submit the required documents

    Step 5 - Submit the required documents

    Submit bills along with the documents online or to the nearest Bajaj Allianz office.

  • Step 6 - Claim settlement

    Step 6 - Claim settlement

    Reimbursement will take approximately 7-30 days (for a net of loss) from the date of final bill submission. All documents should be in order and within policy purview.

Documents required for raising a damage claim request

Here is the list of documents that you need to raise a damage claim request with Bajaj Allianz Two-wheeler Insurance.

  • Filled claim form with contact number and email ID
  • Policy document/cover note
  • Copy of registration book, tax receipt
  • Copy of driving licence with original of the two-wheeler rider at the time of the accident
  • FIR (in case of third-party liability)
  • Estimate of repair from the repairer

Documents required for raising a theft claim request

Here is the list of documents that you need to raise a theft claim request with Bajaj Allianz Two-wheeler Insurance.

  • Filled claim form with contact number and email ID
  • Vehicle registration certificate copy with two-wheeler keys
  • Driving licence copy
  • Original policy document
  • No-trace report of the vehicle from the police

Frequently asked questions

What are the types of two-wheeler insurance in India?

There are two types of two-wheeler insurance plans:
Third-party insurance: Provides coverage from the financial losses caused to a third party and their vehicle. Having a third-party insurance is mandatory as per law.
Comprehensive insurance: This includes third-party insurance. It covers damages caused to the two-wheelers from accidents, fire, theft, natural calamities.

How can I contact Bajaj Allianz for any insurance-related queries?

You can contact the customer care team of Bajaj Allianz General Insurance in two ways. Call the toll-free number 1800-209-0144/1800-209-5858 or write an email at: bagichelp@bajajallianz.com

What is Roadside Assistance (RSA)?

Roadside assistance helps you in case your two-wheeler breaks down or meets with an accident in the middle of the road. With a Bajaj Allianz Two-wheeler Insurance policy, you can avail of 24x7 roadside assistance facility with various other services. 

Can I purchase two-wheeler insurance online with any paperwork?

Yes. You can purchase the Bajaj Allianz Two-wheeler Insurance Policy online from Bajaj Finance Insurance Mall with our 100% digital process and minimal paperwork. Click here to Get Quote.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Bajaj Allianz Two-wheeler Insurance UIN: IRDAN113RP0026V01200102. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Please consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.

*Premium indicated is exclusive of taxes for third party coverage of two-wheeler up to 75 CC. Premium may vary based on the specification of the vehicle.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.