ManipalCigna Health Insurance - Accident – 2 EMI Protection cover at Rs. 99
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 50,000, premium of Rs. 99
Offers coverage up to Rs. 50,000 for paying two EMIs in case the insured suffers an injury due to an accident.
Medical expenses covered
Covers hospitalisation expenses for permanent total disablement, permanent partial disablement, temporary Total disablement, and coma.
Offers cash benefit to pay for two EMIs on the existing insurance-linked loan.
End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accident – 2 EMI Protection cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Mobile number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy
Here’s a quick look at the policy details of Accident – 2 EMI Protection Cover:
|Sum insured (in Rs.)||50,000|
|Premium including GST (in Rs.)||99|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accident – 2 EMI Protection cover:
- Key inclusions
- Key exclusions
|EMI cover||Get financial assistance to pay two months EMI in case the insured suffers an injury due to an accident|
|Pre-existing disease||Treatment against pre-existing diseases|
|Adventure sports-related accidents||Any injury due to adventure sports-related accidents or self-inflicted injury|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident – 2 EMI Protection by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
Documents required to claim
To claim the benefits of Accident – 2 EMI Protection cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if any
In case of cashless claims, share the billing details directly with the insurance company by the network hospital and settled before discharge
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product, please write to us at firstname.lastname@example.org
Frequently asked questions
This policy offered through Bajaj Finance is available at a premium of Rs. 99 for a sum insured of up to Rs. 50,000.
No, you can buy this policy online only at the Bajaj Finance Insurance Mall.
This policy is valid for 1 year.
Hospitalisation due to pre-existing diseases, injuries incurred during adventure sports exclusions under this policy are hospitalisation due to pre-existing diseases, injuries incurred during adventure sports and self-inflicted injuries.
Expiry date means the date on which a particular policy expires as specified in the policy schedule.
Requirements specified in the insurance contract to be upheld by the insured to qualify for indemnification of the policy benefits.
Out patient means a patient who undergoes treatment at the Out-Patient Department (OPD).
Certificate of Insurance
The document issued by the insurer confirming the policy purchase and the financial protection that it provides.