Bajaj Allianz General Insurance

Bajaj Allianz General Insurance - Mumbai Local Train Insurance at Rs. 416

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 416

    Coverage up to Rs. 1 lakh, premium Rs. 416

    Get up to sum insured in case of an accident on the Mumbai local train during your travel.

  • Death cover

    Death cover

    The nominee will receive the sum insured of Rs. 1 lakh in case of the insured’s demise. This is only if the accident takes place on the Mumbai local train.

  • Loss of income cover

    Loss of income cover

    The insured will get Rs. 2,000 per week in case of job loss due to disability caused by an accident that occurs on the Mumbai local train.

  • End-to-end online

    End-to-end online process

    With our 100% digital and paperless process, buy the plan online hassle-free in just a few steps.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Mumbai Local Train Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 70 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of the Mumbai Local Train Insurance:

Policy details Description
Sum Insured for accidental death (in Rs.) 1 lakh
Premium including GST (in Rs.) 416
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Mumbai Local Train Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental death Get the sum insured of Rs. 1 lakh in case of accidental death. This is only in case of an accident on a Mumbai local train
Loss of income of due to disability Payout of Rs. 2,000 per week during policy term. This is in case of disability caused by injuries while travelling on the Mumbai local train
Key exclusions Description
Self-harm Self-inflicted injuries, suicide, and attempted suicide for any reason
Intoxicated state Accident resulting under the influence of liquor, drugs or other intoxicants

How to claim

You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Mumbai Local Train Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Mumbai Local Train Insurance, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Mumbai Local Train Insurance?

Mumbai Local Train Insurance is a product from Bajaj Allianz General Insurance offered through Bajaj Finance. It provides financial support in case of accidental death or disability from injuries sustained while travelling on Mumbai local train due to an accident.

What are the benefits of Mumbai Local Train Insurance?

The Mumbai Local Train Insurance provides you and your family with the financial support to cope with an event where an accident on the Mumbai local train results in your death or disability.

What is the premium cost and payout of the Mumbai Local Train Insurance policy?

The Mumbai Local Train Insurance is available for an annual premium of Rs. 416 for an Rs. 1 lakh death cover. Also, get Rs. 2,000 per week payout in case of disability over the term of the policy.

What is the claim process to redeem the Mumbai Local Train Insurance policy?

You can contact the insurer by writing to them via email at or calling on the toll-free number 1800-209-1021.

What are the eligibility criteria to apply for Mumbai Local Train Insurance?

Individual between the ages of 18 and 70 are eligible to purchase the Mumbai Local Train Insurance policy, if they are existing Bajaj Finance customer.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Global Personal Guard Policy UIN: IRDAI/ HLT/ BAGI/ P-P/V.I/04/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.