Aditya Birla Health Insurance - Travel (Injury + Baggage Loss) 2 at Rs. 43
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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In-patient treatment charges
Get coverage for in-patient care on daycare treatment charges up to Rs. 1 lakh.
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Domestic travel expenses and loss of baggage cover
Get coverage up to Rs. 10,000 against domestic travel expenses in India for up to 5 days and for loss of check-in baggage.
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Death and disability coverage
Get coverage up to Rs. 1 lakh in case of accidental death or permanent total disability.
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Coverage for trip cancellation
Get coverage for trip cancellation and interruption up to Rs. 5000
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No documents are required to buy the policy
When buying the Travel (Injury+Baggage) 2 cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Travel (Injury+Baggage) 2 cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 35 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of the Travel (Injury + Baggage Loss) 2 cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 43 |
| Deductibles | Rs. 100 applicable on the loss of check-in baggage/trip cancellation and interruption |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Travel (Injury + Baggage Loss) 2 cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental death and permanent total disability | Coverage up to Rs. 1 lakh |
| Domestic travel | Single trip for up to a maximum of 5 days, including city of residence |
| Baggage loss | Covers against loss of check-in baggage during domestic travel up to Rs. 10,000 |
| Trip cancellation | Covers against unexpected trip cancellations and interruption up to Rs. 5,000 |
| In-patient care | Covers emergency in patient care with day care treatment |
| Key exclusions | Description |
|---|---|
| Medical treatment | Receiving medical treatment for an existing condition during policy term |
| Medical travel | Travelling for the purpose of acquiring medical treatment |
| Defence operations | Participating or is supposed to participate in a naval, military or air force operation or war like or peace keeping operation |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of Travel (Injury + Baggage Loss) 2 cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Travel (Injury + Baggage Loss) 2 is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. It provides financial support to the policyholder for costs incurred from disruption during domestic travel that results in accidental injury, death, disability, loss of baggage, and disruption of the travel.
The Travel - (Injury + Baggage Loss) 2 cover provides financial support against a wide range of potential disruptions that can cause serious injury, death, or financial loss during domestic travel.
The Travel (Injury + Baggage Loss) 2 cover is available for premium of Rs. 43 for Rs. 1 lakh cover.
You can contact the insurer by writing to them via email at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Individuals between the ages of 18 years and 35 years are eligible to purchase the Travel (Injury + Baggage Loss) 2 cover, provided they are existing Bajaj Finance customer.
Insurance glossary
Disclaimer
*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.
