ManipalCigna Health Insurance

ManipalCigna Health Insurance – Mediclaim Convalescence Cover starting at Rs. 344

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Sum insured up to Rs. 50,000, starting at Rs. 344

    Sum insured up to Rs. 50,000, starting at Rs. 344

    Get coverage up to Rs. 50,000 to cover hospitalisation expenses in case of an accident. The policy is available in two variants: Sum insured of Rs. 25,000 for a premium of Rs. 344, and Rs. 50,000 for Rs. 754.

  • Diagnostic tests covered

    Diagnostic tests covered

    Get coverage for diagnostic tests within the specified pre-hospitalisation time as well as during hospitalisation.

  • Treatment charges covered

    Treatment charges covered

    Covers treatment charges including, hospital room rent, ICU, transfusion, doctor fees (during and after hospitalisation), medicines and tests.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying the Mediclaim Convalescence Cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Mediclaim Convalescence Cover. If you meet all the eligibility criteria, simply provide a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 65 years

Documents required

No documents required to buy the policy. You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details will appear pre-filled on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 - 7 working days from the date of purchasing the policy.

    In case you need to change your details, you can update it on ‘My Account’ (our customer portal). After updating your information, you can resume your application form by revisiting this page.

    In case all the information is in order, click on the ‘Proceed’ button.

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Policy details

Here’s a quick look at the policy details of Mediclaim Convalescence Cover:

  • Premium of Rs. 344
  • Premium of Rs. 754
Policy details Description
Sum insured (in Rs.) 25,000
Premium including GST (in Rs.) 344
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 754
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Mediclaim Convalescence Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses The policy is a benefit cover, where you will get benefits of up to Rs. 50,000 after a continuous hospitalisation of 7 days.
Doctor’s fee Covers doctor’s fee before, during and after hospitalisation.
Expenses on medication Covers expenses towards the purchase of medicines related to hospitalisation as per the plan.
Treatment charges Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines, and tests.
Key exclusions Description
Pre-existing disease Treatment against pre-existing diseases
Hospitalisation less than 7 days Expenses for hospitalisation of less than 7 days

How to claim

You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim Convalescence Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy documents and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Mediclaim Convalescence Cover, you need to present the following documents:
    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing in case of reimbursement
    4. For cashless, policy document, cashless card issued by the insurer, if any

    The network hospital will directly share the billing details with the insurance company and settle it before discharge.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

How can you claim the benefits under Mediclaim Convalescence Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4462.

What is the age eligibility to but Mediclaim Convalescence Cover?

The insured must be between the age of 18 and 65 years to buy this policy.

What are the exclusions under Mediclaim Convalescence Cover?

Hospitalisation for less than 7 days and hospitalisation due to pre-existing diseases gets covered under this policy.

What expenses does the Mediclaim Convalescence cover under hospitalisation charges?

The plan covers treatment charges including, hospital room rent, ICU, transfusion, and doctor fees (during and after hospitalisation). It also covers expenses for medicines and tests under this policy.

What is the premium and sum insured for the Mediclaim Convalescence Cover?

The policy is available in two variants:
1. Sum insured of up to Rs. 25,000 at a premium of Rs. 344
2. Sum insured of up to Rs. 50,000 at a premium of Rs. 754

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.