ManipalCigna Health Insurance – Mediclaim Convalescene Cover starting at Rs. 344
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Sum insured up to Rs. 50,000, starting at Rs. 344
Get coverage up to Rs. 50,000 to cover hospitalisation expenses in case of an accident. The policy is available in two variants: Sum insured of Rs. 25,000 for a premium of Rs. 344, and Rs. 50,000 for Rs. 754.
Diagnostic tests covered
Get coverage for diagnostic tests within the specified pre-hospitalisation time as well as during hospitalisation.
Treatment charges covered
Covers treatment charges including, hospital room rent, ICU, transfusion, doctor fees (during and after hospitalisation), medicines and tests.
No documents are required to buy the policy
When buying the Mediclaim Convalescence Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Mediclaim Convalescence Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
No documents are required to buy the policy. You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Mediclaim Convalescence Cover:
- Premium of Rs. 344
- Premium of Rs. 754
|Sum insured (in Rs.)||25,000|
|Premium including GST (in Rs.)||344|
|Policy tenure||1 year|
|Sum insured (in Rs.)||50,000|
|Premium including GST (in Rs.)||754|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Mediclaim Convalescence Cover:
- Key inclusions
- Key exclusions
|Hospitalisation expenses||The policy is a benefit cover, where you will get benefits of up to Rs. 50,000 after a continuous hospitalisation of 7 days|
|Doctor’s fee||Coverage for doctor’s fee can be availed before, during and after hospitalisation|
|Expenses on medication||Expenses towards the purchase of medicines related to hospitalisation are covered under the plan|
|Treatment charges||Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests|
|Pre-existing disease||Treatment against pre-existing diseases|
|Hospitalisation less than 7 days||Expenses for hospitalisation of less than 7 days|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim Convalescence Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at firstname.lastname@example.org
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
Documents required to claim
To claim the benefits of Mediclaim Convalescence Cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. discharge summary
3. complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if any
The billing details are directly shared with the insurance company by the network hospital and settled before discharge
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com
Frequently asked questions
You can reach out to the insurer by writing to them at firstname.lastname@example.org or calling on the toll-free number 1800-102-4462.
The insured must be between the age of 18 and 65 years to buy this policy.
Hospitalisation for less than 7 days and hospitalisation due to pre-existing diseases is covered under this policy.
Treatment charges including, hospital room rent, ICU, transfusion, doctor fees (during and after hospitalisation), medicines and tests are covered under this policy.
The policy is available in two variants:
1. Sum insured of up to Rs. 25,000 at a premium of Rs. 344
2. Sum insured of up to Rs. 50,000 at a premium of Rs. 754
AYUSH is an acronym for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy which are the six Indian systems of traditional medicine.
Co-payment is the percentage of the claim amount that the policyholder has to pay from their own pocket under a health insurance policy.
Daycare procedures are surgeries or procedures that require less than 24 hours of hospitalisation.
Daily hospital cash
Daily hospital cash plan is a health plan which provides a fixed sum for each day the policyholder is hospitalised.