ManipalCigna Health Insurance - Accident Coma Cover at Rs. 39
Key features and benefits
Coverage of up to Rs. 5 lakh, starting at Rs. 39
It covers the expenses if the insured suffers from a coma due to an accident and is diagnosed by a certified medical practitioner.
Life support measures covered
Stay covered for life support measures necessary to sustain life in case of no response to external stimuli for 96 hours or permanent neurological deficit after 30 days from the onset of the coma.
End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
No documents are required to buy
When buying the Accident – Coma Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accident – Coma Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here's a quick look at the policy details of Accident – Coma Cover:
|Sum insured (Rs.)||5 lakh|
|Premium including GST (Rs.)||39|
|Policy tenure||1 year|
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Accident – Coma Cover:
- Key inclusions
- Key exclusions
|Coverage for coma||In case of a coma due to an accident that is diagnosed by a certified medical practitioner, get coverage as specified under the policy|
|Coverage for life support measures||Stay covered for life support measures necessary to sustain life in case of no response to external stimuli for 96 hours or permanent neurological deficit after 30 days from the onset of the coma|
|Adventure sports accident||Any accident due to adventure sports is not covered under this policy|
|Alcohol and drug abuse||Coma resulting from alcohol and drug abuse|
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident - Coma Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
Documents required to claim
To claim the benefits of Accident – Coma Cover, you need to present the following documents:
1. Policy document
2. Discharge summary
3. Complete billing details
4. Medical and investigation reports
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
The Accident - Coma Cover provides coverage of up to Rs. 5 lakh in case the insured person suffers from a coma due to an accident that is diagnosed by a certified medical practitioner.
The ManipalCigna Health Insurance - Accidental Coma Cover is valid for a policy tenure of one year.
No, Accident - Coma Cover is available for individuals between the age of 18 and 65 years. A 70-year-old individual cannot purchase the policy.
You can buy the ManipalCigna Health Insurance policies at pocket-friendly prices from Bajaj Finance. You can buy it by following the given steps:
Step 1. Click on the ‘Buy Now’ option available on the policy page.
Step 2. Enter your name and registered mobile number with Bajaj Finance.
Step 3. Check for the information that appears on the pre-filled form.
Step 4. In case some details are to be changed, visit ‘My Account’ and update your information. After the changes have been made, resume the journey.
Step 5. Make the payment via any of the following mediums: UPI, credit/debit cards or net banking
Step 6. Download the policy document
To claim the benefits of the Accident - Coma Cover, you can reach out to the insurer (ManipalCigna Health Insurance) through two mediums:
1. Via email – Write to your insurer at email@example.com and share the relevant documents
2. Via toll-free helpline number – You can call 1800-102-4462 and claim the benefits of the policy.
Anyone who fulfils the following eligibility criteria can buy the Accident Coma Cover policy:
1. You must be a Bajaj Finance customer
2. Your age must be between 18 – 65 years
3. You must be an Indian national
Expiry date means the date on which this policy expires as specified in the policy schedule.
It means admission in a hospital for a minimum period of 24 consecutive ‘In-patient Care’ hours except for specified procedures/ treatments, where such admission could be for a period of less than 24 consecutive hours.
Accidental physical harm excluding illness or disease directly caused by external, visible and evident means which is verified and certified by a doctor.
The member or dependents named in the Policy Schedule who is/are covered under the policy.