Manipal Cigna Health Insurance

ManipalCigna Health Insurance - Accident Coma Cover at Rs. 39

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 5 lakh, starting at Rs. 39

    Coverage of up to Rs. 5 lakh, starting at Rs. 39

    It covers the expenses if the insured suffers from a coma due to an accident and is diagnosed by a certified medical practitioner.

  • Life support measures covered

    Life support measures covered

    Stay covered for life support measures necessary to sustain life in case of no response to external stimuli for 96 hours or permanent neurological deficit after 30 days from the onset of the coma.

  • End-to-end online process

    End-to-end online process

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy

    No documents are required to buy

    When buying the Accident – Coma Cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Accident – Coma Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria  

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  •  Name
  •  Address
  •  Email address
  •  Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here's a quick look at the policy details of Accident – Coma Cover:

Policy details Description
Sum insured (Rs.) 5 lakh
Premium including GST (Rs.) 39
Policy tenure 1 year

Key inclusions and exclusions

Here's a quick look at the key inclusions and exclusions under the Accident – Coma Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Coverage for coma In case of a coma due to an accident that is diagnosed by a certified medical practitioner, get coverage as specified under the policy
Coverage for life support measures Stay covered for life support measures necessary to sustain life in case of no response to external stimuli for 96 hours or permanent neurological deficit after 30 days from the onset of the coma
Key exclusions Description
Adventure sports accident Any accident due to adventure sports is not covered under this policy
Alcohol and drug abuse Coma resulting from alcohol and drug abuse

How to claim

You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident - Coma Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at servicesupport@manipalcigna.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Accident – Coma Cover, you need to present the following documents:
    1. Policy document
    2. Discharge summary
    3. Complete billing details
    4. Medical and investigation reports

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is the Accident - Coma Cover?

The Accident - Coma Cover provides coverage of up to Rs. 5 lakh in case the insured person suffers from a coma due to an accident that is diagnosed by a certified medical practitioner.

What is the validity of the Accident - Coma Cover?

The ManipalCigna Health Insurance - Accidental Coma Cover is valid for a policy tenure of one year.

Can a 70-year-old individual purchase this policy?

No, Accident - Coma Cover is available for individuals between the age of 18 and 65 years. A 70-year-old individual cannot purchase the policy.

How can I buy a Accident - Coma Cover?

You can buy the ManipalCigna Health Insurance policies at pocket-friendly prices from Bajaj Finance. You can buy it by following the given steps:
Step 1. Click on the ‘Buy Now’ option available on the policy page.
Step 2. Enter your name and registered mobile number with Bajaj Finance.
Step 3. Check for the information that appears on the pre-filled form.
Step 4. In case some details are to be changed, visit ‘My Account’ and update your information. After the changes have been made, resume the journey.
Step 5. Make the payment via any of the following mediums: UPI, credit/debit cards or net banking
Step 6. Download the policy document

How to claim the benefits of the Accident - Coma Cover by ManipalCigna Health Insurance?

To claim the benefits of the Accident - Coma Cover, you can reach out to the insurer (ManipalCigna Health Insurance) through two mediums:
1. Via email – Write to your insurer at servicesupport@manipalcigna.com and share the relevant documents
2. Via toll-free helpline number – You can call 1800-102-4462 and claim the benefits of the policy.

Who are eligible to buy the Accident - Coma Cover from Bajaj Finance?

Anyone who fulfils the following eligibility criteria can buy the Accident Coma Cover policy:
1. You must be a Bajaj Finance customer
2. Your age must be between 18 – 65 years
3. You must be an Indian national

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance.  Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.