Aditya Birla Health Insurance – Super Top-up One at Rs. 2,208
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 10 lakh, premium of Rs. 2,208
Top-up health cover of Rs. 10 lakh for individuals between the age of 36 and 50 years. Buy the super top-up plan at a premium of Rs. 2,208.
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Covers 527 daycare procedures
Get coverage against expenses for 527 daycare procedures that require hospitalisation for less than 24 hours.
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Domiciliary hospitalisation
Get coverage for treatment taken at home. Coverage offered if the patient cannot go to the hospital due to his/her condition or unavailability of a hospital bed.
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Pre-and post-hospitalisation coverage
Get coverage for medical expenses incurred from 30 days before and up to 60 days after hospitalisation.
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Room rent coverage
Get up to 1% of the sum insured. You get coverage up to Rs. 5,000 per day for normal rooms and Rs. 10,000 for ICU.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Super Top-up One cover. If you meet all eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 36-50 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of the Super Top-up One cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10 lakh |
| Premium including GST (in Rs.) | 2,208 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Super Top-up One cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Daycare treatment expenses cover | 527 daycare treatments covered under this plan. |
| Ambulance cost cover | Get up to Rs. 1,000 per incident in case of emergency |
| Pre-and post-hospitalisation cover | Medical expenses incurred from 30 days before and 60 days after hospitalisation covered |
| Key exclusions | Description |
|---|---|
| OPD consultation | Any out-patient medical consultations |
| War | Treatments due to direct or indirect consequence of war or act of war |
| Willful actions | Any deliberate exposure to danger, intentional self-injury, and non-adherence to medical advice |
| Waiting period | Initial waiting period of 30 days, and 24 months for pre-existing diseases |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Super Top-up One cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Super Top-up One cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
You get coverage for hospital room rent, ambulance charges, daycare procedures, and domiciliary hospitalisation. Also, get coverage for pre-and post-hospitalisation expenses.
You have an initial waiting period of 30 days before you start availing the benefits of the cover. For pre-existing diseases, you have a waiting period of two and four years respectively. Read the policy document to know the list of exclusions.
You can contact the insurer by writing at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
You do not get coverage for OPD expenses, and dependants. Also, any hospitalisation expenses arising out of wilful or deliberate exposure to danger. You have a waiting period of 2-4 years for certain pre-existing conditions under the Super Top-up One cover.
