Aditya Birla Health Insurance – Super Top-up One at Rs. 2,208
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Sum insured of up to Rs. 10 lakh, premium of Rs. 2,208
Top-up health cover of Rs. 10 lakh for individuals between the age of 36 and 50 years at a premium of Rs. 2,208.
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Covers 527 daycare procedures
Get coverage against expenses for 527 daycare procedures that require hospitalisation for less than 24 hours.
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Domiciliary hospitalisation
If the patient is not in a condition to be moved to a hospital or unavailability of a hospital bed, get coverage for expenses in case treatment needs to be taken at home.
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Pre- and post-hospitalisation coverage
Get coverage for medical expenses incurred 30 days before and 60 days after hospitalisation.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Super Top-up One cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 36 - 50 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of the Super Top-up One cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10 lakh |
| Premium including GST (in Rs.) | 2,208 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Super Top-up One cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Daycare treatment expenses cover | 527 daycare treatments covered under this plan |
| Ambulance cost cover | Any expenses incurred during transportation via a road ambulance are covered up to Rs. 1,000 per incident in case of emergency |
| Pre-and post-hospitalisation cover | Medical expenses incurred from 30 days before and 60 days after hospitalisation covered |
| Key exclusions | Description |
|---|---|
| OPD consultation | Any out-patient medical consultations |
| War | Treatments due to direct or indirect consequence of war or act of war |
| Willful actions | Any deliberate exposure to danger, intentional self-injury, and non-adherence to medical advice voids the policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Super Top-up One cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Super Top-up One cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills. -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Hospital room rent, ambulance charges, daycare procedures, domiciliary hospitalisation, pre- and post-hospitalisation expenses are covered under this policy.
The initial waiting period for this cover is 30 days, whereas the waiting period for diseases under the exclusions list and pre-existing diseases is two and four years respectively.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
OPD expenses, dependents, pre-existing conditions, and hospitalisation expenses due to wilful or deliberate exposure to danger are not covered under the Super Top-up 1 cover.
Yes, there is a waiting period of 30 days to claim benefits under this policy.