Aditya Birla Health Insurance – Super Top-up One at Rs. 2,208

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 10 lakh, premium of Rs. 2,208

    Coverage up to Rs. 10 lakh, premium of Rs. 2,208

    Top-up health cover of Rs. 10 lakh for individuals between the age of 51 and 55 years. Buy the super top-up plan at a premium of Rs. 2,208.

  • Covers 527 daycare procedures

    Covers 527 daycare procedures

    Get coverage against expenses for 527 daycare procedures that require hospitalisation for less than 24 hours.

  • Domiciliary hospitalisation

    Domiciliary hospitalisation

    Get coverage for treatment taken at home. Coverage offered if the patient cannot go to the hospital due to his/her condition or unavailability of a hospital bed.

  • Pre-and post-hospitalisation coverage

    Pre-and post-hospitalisation coverage

    Get coverage for medical expenses incurred from 30 days before and up to 60 days after hospitalisation.

  • Room rent coverage

    Room rent coverage

    Get up to 1% of the sum insured. You get coverage up to Rs. 5,000 per day for normal rooms and Rs. 10,000 for ICU.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Super Top-up One cover. If you meet all eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian
  •  Age: 51-55 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of the Super Top-up One cover:

Policy details Description
Sum insured (in Rs.) 10 lakh
Premium including GST (in Rs.) 2,208
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Super Top-up One cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Daycare treatment expenses cover 527 daycare treatments covered under this plan.
Ambulance cost cover Get up to Rs. 1,000 per incident in case of emergency
Pre-and post-hospitalisation cover Medical expenses incurred from 30 days before and 60 days after hospitalisation covered
Key exclusions Description
OPD consultation Any out-patient medical consultations
War Treatments due to direct or indirect consequence of war or act of war
Willful actions Any deliberate exposure to danger, intentional self-injury, and non-adherence to medical advice
Waiting period Initial waiting period of 30 days, and 24 months for pre-existing diseases

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Super Top-up One cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Super Top-up One cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What does Super Top-up One cover include?

You get coverage for hospital room rent, ambulance charges, daycare procedures, and domiciliary hospitalisation. Also, get coverage for pre-and post-hospitalisation expenses.

Is there a waiting period to claim benefits under Super Top-up One cover?

You have an initial waiting period of 30 days before you start availing the benefits of the cover. For pre-existing diseases, you have a waiting period of two and four years respectively. Read the policy document to know the list of exclusions.

What is the claim process for Super Top-up One cover?

You can contact the insurer by writing at or calling on the toll-free number 1800-270-7000.

What does the policy not cover?

You do not get coverage for OPD expenses, and dependants. Also, any hospitalisation expenses arising out of wilful or deliberate exposure to danger. You have a waiting period of 2-4 years for certain pre-existing conditions under the Super Top-up One cover.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.